Sold STC Flat

106 GAINSBOROUGH WAY

YEOVIL, SOMERSET BA21 5XT

1 beds 1 baths 441 sq ft Listed 13 Nov 2024 (-577d)

£107,000

Guide Price

Reduced on 8 Jan 2025

Save

# 1 bedroom flat for sale (BA21 5XT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET BA21 5XT |
| Price | £107,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1976-1982 |
| Floor area | 41 m² |
| Last sold | £105,000 Jun 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/03/2031
- **Current heating cost:** £356/year
- **Est. upgrade cost to C:** £1,240

### Recommendations
- A (£100 - £350)
- E (£15)
- L2 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9433-3004-2207-1809-6200)

## Description

A well presented one bedroom first floor flat set in a tucked away position, in this popular residential area. The home benefits from its own private entrance, UPVC double glazing, front garden and allocated parking. No Onward Chain.

## Property Photos

- ![Front View](/listings/photos/154918082/186914) - Front View
- ![Lounge](/listings/photos/154918082/186915) - Lounge
- ![Kitchen](/listings/photos/154918082/186916) - Kitchen
- ![Bedroom](/listings/photos/154918082/186917) - Bedroom
- ![Bathroom](/listings/photos/154918082/186918) - Bathroom
- ![Map 1](/listings/photos/154918082/186919) - Map 1
- ![Map 2](/listings/photos/154918082/186920) - Map 2
- ![Map 3](/listings/photos/154918082/186921) - Map 3

## Floorplans

- ![Floorplan_Floorplan1](/listings/photos/154918082/186922) - Floorplan_Floorplan1

## EPC Graphs

- ![EPC GRAPH](/listings/photos/154918082/186923) - EPC GRAPH

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1333209
- **Address:** 106 Gainsborough Way, Yeovil, BA21 5XT
- **Certificate Issued:** 16/12/2003
- **Work Completed:** 28/11/2003
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £105,000 | 09/06/2025 | Flat |
| 106 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £107,000 | 01/09/2021 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 CAVALIER WAY, YEOVIL, SOMERSET, BA21 5UD | £97,000 | 11/12/2025 | Flat |
| 31 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE | £185,000 | 15/11/2023 | Flat |
| 33 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE | £180,000 | 31/10/2023 | Flat |
| [Same street] 14 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £180,000 | 08/09/2023 | Terraced |
| [Same street] 28 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT | £207,000 | 31/05/2023 | Terraced |
| [Same street] 70 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £190,000 | 14/12/2022 | Terraced |
| 107 MAGNA CLOSE, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5RS | £68,000 | 12/04/2022 | Flat |
| [Same street] 82 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £155,000 | 01/12/2021 | Terraced |
| 27 CAVALIER WALK, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5UJ | £102,000 | 15/09/2021 | Flat |
| [Same street] 10 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT | £154,000 | 23/08/2021 | Terraced |

**Street average:** £177,200 (5 sales)
**Area average:** £126,400 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £88,663 (16 Flat, BA21, 2024–2026)
- **Deviation:** +20.7%

## Rental Range

*ONS Price Index of Private Rents (South West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,108/mo
- **Realistic:** £1,231/mo
- **Optimistic:** £1,354/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Yeovil (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Gainsborough Way, BA21 | £775/mo | 1 | 0.01 miles | OpenRent |
| 1 Bed Semi-Detached House, Gainsborough Way, BA21 | £780/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, Yeovil, BA21 | £700/mo | 1 | 0.74 miles | OpenRent |
| Studio Flat, Bicknell Gardens, BA21 | £750/mo | 1 | 0.74 miles | OpenRent |
| 1 Bed Flat, Camborne Place, BA21 | £800/mo | 1 | 0.79 miles | OpenRent |

**Average rent: £761/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £251/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,610/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.1%
- **10y growth:** 11.6%

## House Price Index (HM Land Registry)

*Official index for South West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7%
- **5y growth (index):** -0.2%
- **10y growth (index):** 17.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front View Lounge Kitchen Bedroom Bathroom Map 1 Map 2 Map 3

/ 8

Property details

Tenure

LEASEHOLD

Floor area

41 m²

Council tax band

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£105,000 Jun 2025

Price per m²

£2,610/m²

Local average

£88,663 (+20.7%)

Street crime

126 incidents within 1 mile (Apr 2026)

Key features

A Well Presented One Bedroom First Floor Flat
Tucked Away Position
Popular Residential Location
Own Private Entrance
UPVC Double Glazing
Front Garden
Allocated Parking
Good Opportunity For First Time Buyer(s)
No Onward Chain

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Parking: Allocated
Garden: Front garden

Description

Listed by

Yeovil

Laceys Yeovil Ltd

Reference: 154918082

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 17/03/2021

Expiry date: 16/03/2031

Current heating cost: £356/year

Potential heating cost: £168/year

Est. upgrade cost to C: £1,240

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Low energy lighting for all fixed outlets (£15)
High heat retention storage heaters and dual immersion cylinder (£800 - £1,200)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan_Floorplan1

EPC Graphs

EPC GRAPH

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1333209

Property Details

Street: 106 Gainsborough Way

Town: Yeovil

Postcode: BA21 5XT

Installation Details

Items: 1 door

Certificate Issued: 16/12/2003

Work Completed: 28/11/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

-2% since 2021

Event	Date	Price	% change
Sold	09/06/2025 (1 year ago)	£105,000	-1.9%
Sold	01/09/2021 (4 years ago)	£107,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
41 CAVALIER WAY, YEOVIL, SOMERSET, BA21 5UD	£97,000	11/12/2025	Flat
31 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE	£185,000	15/11/2023	Flat
33 RALEIGH ROAD, YEOVIL, SOMERSET, BA21 5FE	£180,000	31/10/2023	Flat
Same street 14 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT	£180,000	08/09/2023	Terraced
Same street 28 GAINSBOROUGH WAY, YEOVIL, SOMERSET, BA21 5XT	£207,000	31/05/2023	Terraced
Same street 70 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT	£190,000	14/12/2022	Terraced
107 MAGNA CLOSE, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5RS	£68,000	12/04/2022	Flat
Same street 82 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT	£155,000	01/12/2021	Terraced
27 CAVALIER WALK, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5UJ	£102,000	15/09/2021	Flat
Same street 10 GAINSBOROUGH WAY, YEOVIL, SOUTH SOMERSET, SOMERSET, BA21 5XT	£154,000	23/08/2021	Terraced

Street average: £177,200 (5 sales)

Area average: £126,400 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.1%

10y growth 11.6%

House Price Index (HM Land Registry — official index, not sold-price averages): South West. Series: Flats and maisonettes. As of March 2026.

1y (index) -7%

5y (index) -0.2%

10y (index) 17.8%

Rental Range

Estimated market rent for South West. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,108/mo

Realistic £1,231/mo

Optimistic £1,354/mo

Based on Region from postcode lookup → South West.

LHA (30th percentile) floor for Yeovil: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BA21 5XT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Tesco Express	0.1 miles
Shop	One Stop	0.6 miles
Train station	Yeovil Pen Mill	0.9 miles
Bus stop	Unknown	1.0 miles
Hospital	Yeovil Hospital	1.3 miles
Hospital	Summerlands	1.7 miles
University	University Centre Yeovil	1.9 miles
Train station	Yeovil Junction	2.2 miles

Street-level crime

Category	Count
Violence and sexual offences	58
Shoplifting	27
Anti-social behaviour	13
Public order	10
Criminal damage and arson	9
Other theft	3
Burglary	2
Drugs	2
Possession of weapons	1
Robbery	1
Total incidents	126

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Primrose Lane Primary School	Primary	0.2 miles	Outstanding — 8 Sep 2019
Birchfield Community Primary School	Primary	0.3 miles	Good — 8 Sep 2024
Fairmead School	Other	0.6 miles	Good — 27 Mar 2014
Buckler's Mead School	Secondary	0.6 miles	Good — 3 Jul 2024
Fiveways Special School	Other	0.6 miles	Outstanding — 18 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Gainsborough Way, BA21	£775/mo	1	0.01 miles	OpenRent
1 Bed Semi-Detached House, Gainsborough Way, BA21	£780/mo	1	0.02 miles	OpenRent
Studio Flat, Yeovil, BA21	£700/mo	1	0.74 miles	OpenRent
Studio Flat, Bicknell Gardens, BA21	£750/mo	1	0.74 miles	OpenRent
1 Bed Flat, Camborne Place, BA21	£800/mo	1	0.79 miles	OpenRent

Average rent: £761/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 5.9% gross yield avg £156,857 sale, £778/mo rent

Rent ratio 0.72%

Max investor price (0.8%) £96,875

Target investor price (1%) £77,500

Gross yield 8.7%

Cost-to-rent ratio 11.5×

Monthly cashflow £251/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.7%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).