Sold STC End of terrace

45B

FINEDON STREET, KETTERING, BURTON LATIMER, NORTH NORTHAMPTONSHIRE NN15 5SB

3 beds 1 baths 78 m² Listed 25 Sep 2025 (-300d)

£240,000

Save

# 3 bedroom end of terrace house for sale (NN15 5SB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45B, FINEDON STREET, KETTERING, BURTON LATIMER, NORTH NORTHAMPTONSHIRE NN15 5SB |
| Price | £240,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £235,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/04/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £544/year
- **Est. upgrade cost to C:** £14,545

### Recommendations
- E (£45)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0357-2812-6642-9996-2131)

## Description

On entering through the side door, you are greeted by a good-sized entrance hall which leads through the home. To the left is a ground floor W/C, fitted with a low-level toilet and hand wash basin. The hallway also provides stairs to the first floor and access to the main living spaces.  The modern kitchen is located to the front of the property and benefits from a window overlooking the aspect, with ample space for a dining table. It is fitted with a range of base and wall-mounted storage units and has designated space for white goods.   To the rear, the spacious lounge offers a comfortable living area with double doors opening onto the garden, creating a bright and airy feel.   Upstairs, there are three well-proportioned bedrooms along with a three-piece family bathroom comprising W/C, hand wash basin, and bath with shower over. A fitted storage cupboard in the bathroom also conveniently houses the boiler.   Externally, the low-maintenance rear garden benefits from gated side access and provides a private outdoor space for relaxing or entertaining. To the rear of the property is a single garage with a front up-and-over door, as well as a side door opening directly into the garden. A private parking space is also included.

This modern home is ready to move into and offers great versatility for a range of buyers. Contact Carter Williams for more information today!

Council Tax Band: B

EPC Rating: D

**Living Room** 4.90m (16' 1") x 3.33m (10' 11")

**Kitchen** 4.24m (13' 11") x 2.90m (9' 6")

**Hall** 1.83m (6' 0") x 4.24m (13' 11")

**W/C** 0.91m (3' 0") x 1.81m (5' 11")

**Bedroom** 2.89m (9' 6") x 4.11m (13' 6")

**Bedroom** 3.52m (11' 7") x 2.53m (8' 4")

**Bedroom** 2.42m (7' 11") x 2.26m (7' 5")

**Bathroom** 1.91m (6' 3") x 2.51m (8' 3") Max

**Garage**

## Property Photos

- ![Main Picture](/listings/photos/167401892/754751) - Main Picture
- ![Living Room](/listings/photos/167401892/754752) - Living Room
- ![Kitchen](/listings/photos/167401892/754753) - Kitchen
- ![Hall](/listings/photos/167401892/754754) - Hall
- ![Photo](/listings/photos/167401892/754755)
- ![Photo](/listings/photos/167401892/754756)
- ![Photo](/listings/photos/167401892/754757)
- ![Photo](/listings/photos/167401892/754758)
- ![Photo](/listings/photos/167401892/754759)
- ![W/C](/listings/photos/167401892/754760) - W/C
- ![Bedroom](/listings/photos/167401892/754761) - Bedroom
- ![Bedroom](/listings/photos/167401892/754762) - Bedroom
- ![Bedroom](/listings/photos/167401892/754763) - Bedroom
- ![Bathroom](/listings/photos/167401892/754764) - Bathroom
- ![Garden](/listings/photos/167401892/754765) - Garden
- ![Parking](/listings/photos/167401892/754766) - Parking

## Floorplans

- ![Floorplan 1](/listings/photos/167401892/754767) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/167401892/754768) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45B FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £235,000 | 20/02/2026 | Terraced |
| 45B FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £214,000 | 20/10/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £219,950 | 28/07/2023 | Terraced |
| 54 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £205,000 | 21/06/2023 | Terraced |
| [Same street] 13 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £220,000 | 19/04/2023 | Semi-detached |
| [Same street] 49 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £182,000 | 14/04/2023 | Terraced |
| [Same street] 29 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £165,000 | 16/02/2023 | Terraced |
| 17 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £219,950 | 21/12/2022 | Terraced |
| [Same street] 45 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £215,000 | 15/12/2022 | Terraced |
| [Same street] 67 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £201,000 | 21/10/2022 | Terraced |
| 59 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £235,000 | 07/10/2022 | Terraced |
| [Same street] 9 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £210,000 | 30/09/2022 | Terraced |
| 88 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £175,000 | 23/09/2022 | Terraced |
| 41 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £191,000 | 23/09/2022 | Terraced |
| 184 HIGH STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RJ | £165,000 | 24/06/2022 | Terraced |
| 183 CHURCHILL WAY, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RP | £220,000 | 27/05/2022 | Terraced |
| 66 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £180,000 | 06/05/2022 | Terraced |
| 28 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SA | £173,000 | 20/04/2022 | Terraced |
| 11 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £145,000 | 07/04/2022 | Terraced |
| 11 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £182,000 | 31/03/2022 | Terraced |
| [Same street] 43 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £314,995 | 25/03/2022 | Semi-detached |
| 34 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG | £175,000 | 25/02/2022 | Terraced |
| 5 COLES CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SN | £243,000 | 16/02/2022 | Terraced |
| 19 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG | £195,200 | 11/02/2022 | Terraced |
| 5 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF | £212,000 | 24/01/2022 | Terraced |
| 4 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF | £215,000 | 21/01/2022 | Terraced |
| 14 FINEDON ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QB | £169,000 | 07/01/2022 | Terraced |
| 6 JACQUES ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5GJ | £285,000 | 20/12/2021 | Terraced |
| 8 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £150,000 | 16/12/2021 | Terraced |
| [Same street] 25 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £147,000 | 26/10/2021 | Terraced |
| [Same street] 13 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £199,950 | 22/10/2021 | Semi-detached |
| [Same street] 19 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £197,000 | 20/09/2021 | Terraced |

**Street average:** £205,195 (10 sales)
**Area average:** £197,755 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £216,925 (26 Terraced, NN15, 2024–2026)
- **Deviation:** +10.6%

## Rental Range

*ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £886/mo
- **Realistic:** £984/mo
- **Optimistic:** £1,082/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Gotch Road, NN15 | £1,250/mo | 3 | 1.21 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £155/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,077/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9%
- **10y growth:** 61.7%

## House Price Index (HM Land Registry)

*Official index for North Northamptonshire; Terraced series; as of April 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 16.8%
- **10y growth (index):** 52%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Main Picture Living Room Kitchen Hall Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 W/C Bedroom Bedroom Bedroom Bathroom Garden Parking

/ 16

Property details

Tenure

FREEHOLD

Floor area

78 m²

EPC rating

Last sold

£235,000 Feb 2026

Price per m²

£3,077/m²

Local average

£216,925 (+10.6%)

Street crime

67 incidents within 1 mile (May 2026)

Key features

Three Bedrooms
Off Road Parking
Single Garage
Modern Kitchen
Close to Local Amenities
EPC Rating D

Additional details

Parking: Yes
Garden: Yes

Description

This well-presented three-bedroom end of terrace house is an ideal choice for first-time buyers, investors, or those looking to downsize. Situated in a convenient location close to local amenities, the property offers modern living with excellent space inside and out.

On entering through the side door, you are greeted by a good-sized entrance hall which leads through the home. To the left is a ground floor W/C, fitted with a low-level toilet and hand wash basin. The hallway also provides stairs to the first floor and access to the main living spaces. The modern kitchen is located to the front of the property and benefits from a window overlooking the aspect, with ample space for a dining table. It is fitted with a range of base and wall-mounted storage units and has designated space for white goods. To the rear, the spacious lounge offers a comfortable living area with double doors opening onto the garden, creating a bright and airy feel. Upstairs, there are three well-proportioned bedrooms along with a three-piece family bathroom comprising W/C, hand wash basin, and bath with shower over. A fitted storage cupboard in the bathroom also conveniently houses the boiler. Externally, the low-maintenance rear garden benefits from gated side access and provides a private outdoor space for relaxing or entertaining. To the rear of the property is a single garage with a front up-and-over door, as well as a side door opening directly into the garden. A private parking space is also included.

This modern home is ready to move into and offers great versatility for a range of buyers. Contact Carter Williams for more information today!

Council Tax Band: B
EPC Rating: D

Living Room 4.90m (16' 1") x 3.33m (10' 11")
Kitchen 4.24m (13' 11") x 2.90m (9' 6")
Hall 1.83m (6' 0") x 4.24m (13' 11")
W/C 0.91m (3' 0") x 1.81m (5' 11")
Bedroom 2.89m (9' 6") x 4.11m (13' 6")
Bedroom 3.52m (11' 7") x 2.53m (8' 4")
Bedroom 2.42m (7' 11") x 2.26m (7' 5")
Bathroom 1.91m (6' 3") x 2.51m (8' 3") Max
Garage

Listed by

Burton Latimer

Carter Williams Ltd

Reference: 167401892

EPC Rating & Upgrade Cost

This certificate expired on 11/04/2026. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 12/04/2016

Expiry date: 11/04/2026 (expired)

Current heating cost: £544/year

Potential heating cost: £449/year

Est. upgrade cost to C: £14,545

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Low energy lighting for all fixed outlets (£45)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

Price history

10% since 2023

Event	Date	Price	% change
Sold	20/02/2026 (5 months ago)	£235,000	+9.8%
Sold	20/10/2023 (2 years ago)	£214,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
65 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE	£219,950	28/07/2023	Terraced
54 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF	£205,000	21/06/2023	Terraced
Same street 13 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£220,000	19/04/2023	Semi-detached
Same street 49 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£182,000	14/04/2023	Terraced
Same street 29 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£165,000	16/02/2023	Terraced
17 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ	£219,950	21/12/2022	Terraced
Same street 45 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£215,000	15/12/2022	Terraced
Same street 67 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£201,000	21/10/2022	Terraced
59 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE	£235,000	07/10/2022	Terraced
Same street 9 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£210,000	30/09/2022	Terraced
88 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF	£175,000	23/09/2022	Terraced
41 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ	£191,000	23/09/2022	Terraced
184 HIGH STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RJ	£165,000	24/06/2022	Terraced
183 CHURCHILL WAY, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RP	£220,000	27/05/2022	Terraced
66 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF	£180,000	06/05/2022	Terraced
28 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SA	£173,000	20/04/2022	Terraced
11 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE	£145,000	07/04/2022	Terraced
11 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ	£182,000	31/03/2022	Terraced
Same street 43 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£314,995	25/03/2022	Semi-detached
34 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG	£175,000	25/02/2022	Terraced
5 COLES CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SN	£243,000	16/02/2022	Terraced
19 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG	£195,200	11/02/2022	Terraced
5 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF	£212,000	24/01/2022	Terraced
4 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF	£215,000	21/01/2022	Terraced
14 FINEDON ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QB	£169,000	07/01/2022	Terraced
6 JACQUES ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5GJ	£285,000	20/12/2021	Terraced
8 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF	£150,000	16/12/2021	Terraced
Same street 25 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£147,000	26/10/2021	Terraced
Same street 13 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£199,950	22/10/2021	Semi-detached
Same street 19 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB	£197,000	20/09/2021	Terraced

Street average: £205,195 (10 sales)

Area average: £197,755 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9%

10y growth 61.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North Northamptonshire. Series: Terraced. As of April 2026.

1y (index) 2.7%

5y (index) 16.8%

10y (index) 52%

Rental Range

Estimated market rent for North Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £886/mo

Realistic £984/mo

Optimistic £1,082/mo

Based on Local Authority from postcode lookup → North Northamptonshire.

LHA (30th percentile) floor for Northants Central: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NN15 5SB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Whitney Road (adj)	0.1 miles
Bus stop	Finedon Street (adj)	0.1 miles
Shop	The Refill Station	0.1 miles
Shop	Acosmetics	0.1 miles
Train station	Wicksteed Park	2.0 miles
Train station	Kettering	3.1 miles
Hospital	Procurement & Supplies Department (Stores)	3.8 miles
Hospital	Manfield Health Campus	10.1 miles
University	University of Northampton St Georges Avenue	11.6 miles

Street-level crime

Category	Count
Anti-social behaviour	33
Violence and sexual offences	21
Other theft	4
Criminal damage and arson	2
Other crime	2
Bicycle theft	1
Drugs	1
Public order	1
Robbery	1
Vehicle crime	1
Total incidents	67

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Meadowside Primary School	Primary	0.2 miles	Good — 18 May 2022
St. Marys CofE Primary School	Primary	0.2 miles	Good — 23 May 2023
Isham Church of England Primary School	Primary	0.8 miles	Outstanding — 26 Mar 2015
Creating Tomorrow College	Other	1.1 miles	— (No rating)
Barton Seagrave Primary School	Primary	1.5 miles	Good — 29 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Gotch Road, NN15	£1,250/mo	3	1.21 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 6.3%

Cost-to-rent ratio 16×

Monthly cashflow £155/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure