Sold STC Terraced

22 UNION STREET

CARMARTHEN, CARMARTHENSHIRE SA31 3DE

3 beds 2 baths 1,130 sq ft Listed 23 Apr 2025 (-423d)

£184,000

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Externally Lounge Lounge Kitchen/dining/family Kitchen/dining/family Kitchen/dining/family Rear bedroom 2 Front bedroom 1 Family shower room/WC Family shower room/WC En-suite 2nd floor bedroom 3 Externally Externally Externally

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Property details

Tenure

FREEHOLD

Floor area

105 m²

Council tax band

C

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£175,000 Aug 2025

Price per m²

£1,752/m²

Local average

£176,600 (+4.2%)

Street crime

224 incidents within 1 mile (Apr 2026)

Additional details

Parking
Yes
Garden
Yes

Description

Welcome to this charming mid-terrace house located on Union Street in the picturesque town of Carmarthen. This property boasts 2 reception rooms, providing ample space for entertaining guests or simply relaxing with your loved ones. With 3 cosy bedrooms, there's plenty of room for the whole family to unwind and rest comfortably. Applicants should note there is a mid-linked garage situated within approximately 50 yds of the property which is available.
The house features 2 bathrooms, ensuring convenience and privacy for all residents. Whether you're getting ready for the day ahead or winding down after a long day, these well-appointed bathrooms will meet all your needs.
Situated in a desirable location, this mid-terrace house offers the perfect blend of urban convenience and suburban tranquillity. Union Street provides easy access to local amenities, schools, and green spaces, making it an ideal setting for families or professionals looking to settle down.

This property has No Onward Chain

Open Storm Porch - Open storm porch with red painted 6 panel door through to hallway.

Hallway - Having chequered quarried tiled floor, panel radiator with grills, thermostatically controlled. Ledge and braced door through to lounge. Ledge and braced door through to open plan kitchen/dining/family room. Dog legged staircase leads to first floor and ledge and braced door leading down to cellar. UVPC double glazed door to rear leading out to the rear garden.

Lounge - 4.09m into recess x 3.71m into small bay to fore ( - Stained and waxed exposed floorboards with UVPC double glazed window to for. Feature fireplace with recess either side of fireplace with shelves. 2 tv points and BT telephone point. Panel radiator with grills. Skimmed and cove ceilings in the lounge. Smooth skimmed ceilings throughout the ground floor.

Kitchen/Dining/Family - 7.64m x 2.97m max to dining are narrowing to 2.56m - Slate effect ceramic tile to the floor throughout. Dining area having LED downlighting, panel radiator thermostatically controlled. Integrated sound system. Open archway through to the kitchen area. Kitchen having a range of modern fitted baseline level units with light grey high gloss finish on door and drawer fronts. Grey matt finish granite effect work surface over base units incorporating single drainer sink, plumbing for washing machine and space for fridge freezer. Fan assisted oven grill four ring mains gas hob and stainless-steel chimney style extractor over. LED downlighting UVPC double glazed window to side and rear and UVPC double glazed door to rear garden.
Wall mounted mains gas fired valent boiler which serves the central heating system and heats the domestic water.

Landing Area - Featured exposed stained and waxed original floorboards. UVPC double glazed window to rear and panel radiator with grills, thermostatically controlled. Staircase to 2nd floor and doors to bedroom 1, 2 and family shower room.

Front Bedroom 1 - 3.12m x 3.81m into small bay to the fore (10'2" x - UVPC double glazed window to fore panel radiator with grills, thermostatically controlled

Rear Bedroom 2 - 3.54m x 3.05m (11'7" x 10'0" ) - UPVC double glazed window to rear feature fireplace with cast iron fire inset UPVC double glazed window to rear panel radiator with grills, thermostatically controlled.

Family Shower Room/Wc - 2.59m x 1.81m (8'5" x 5'11" ) - Open walk-in shower glass shower screen and rain shower head fitment wall mounted mixed tap fitment. Oval shaped wash hand basin with mixer tap fitment fitted in a vanity unit having medium grey high gloss finish door fronts. Close couple economy flush WC, wall mounted ladder towel radiator led downlighting and wall mounted extractor. UVPC double glazed window to fore. Feature floor to ceiling Corian effect tiled walls.

2nd Floor Bedroom 3 - max 5.09m into passage narrowing to 3.51m x 3.65m - Feature vaulted ceiling with exposed beams LED downlighting double glazed Velux window to rear, access to eaves storage space, white painted original floorboards panel radiator with grills, thermostatically controlled.

En-Suite - 2.01m x 1.48m (6'7" x 4'10" ) - Corner shower enclosure with chrome mixer shower fitment, close coupled economy flush WC, pedestal wash hand basin with tile splash back double-glazed Velux window to fore part feature exposed beam exposed ceiling LED downlighting.

Externally - Property has benefit of unrestricted on street parking to fore. rear courtyard which in turn has pathway leading up to enclosed level Astro-turf garden and large level paved patio area.

Mains services connected to the property electricity, water gas and drainage.

Middle Link Single Garage - Located 50 yards up the road is the single garage.

Listed by

Carmarthen

Terry Thomas & Co LTD

Reference: 161002634

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 23/08/2024

Expiry date: 22/08/2034

Current heating cost: £1,473/year

Potential heating cost: £839/year

Est. upgrade cost to C: £20,620

Recommendations

  • Room-in-roof insulation (£1,500 - £2,700)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Low energy lighting for all fixed outlets (£20)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

22 Union Street (2).jpg

22 Union Street (2).jpg

EPC Graphs

EE Rating

EE Rating

Price history

23% since 2021

Event Date Price % change
Sold 29/08/2025 (9 months ago) £175,000 +22.8%
Sold 10/06/2021 (5 years ago) £142,500

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
34 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DP £152,500 17/12/2025 Terraced
19 PICTON TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3BX £450,000 11/12/2025 Terraced
36 MAPLE CRESCENT, CARMARTHEN, CARMARTHENSHIRE, SA31 3PS £170,000 31/10/2025 Terraced
3 ST DAVIDS STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DX £154,000 05/09/2025 Terraced
36 MAPLE CRESCENT, CARMARTHEN, CARMARTHENSHIRE, SA31 3PS £147,950 20/11/2023 Terraced
14 ST DAVIDS STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DX £90,000 26/10/2023 Terraced
Same street 24 UNION STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DE £135,000 14/08/2023 Terraced
Same street 11A UNION STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DE £167,500 07/07/2023 Terraced
Same street 17 UNION STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DE £130,000 16/05/2023 Terraced
67 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DR £168,000 03/04/2023 Terraced
8 ST DAVIDS AVENUE, CARMARTHEN, CARMARTHENSHIRE, SA31 3DW £295,000 10/11/2022 Terraced
15 PARK TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3DG £139,950 08/11/2022 Terraced
42 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DR £192,000 28/10/2022 Terraced
20 ST DAVIDS STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DX £155,000 04/10/2022 Terraced
7 PARK TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3DG £86,000 23/09/2022 Terraced
49 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DR £172,500 12/08/2022 Terraced
75 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DR £135,000 29/07/2022 Terraced
46 ST CATHERINE STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DU £97,000 19/07/2022 Terraced
73 PARCMAEN STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DR £175,000 11/07/2022 Terraced
60 MAPLE CRESCENT, CARMARTHEN, CARMARTHENSHIRE, SA31 3PS £170,000 08/07/2022 Terraced
12 PICTON TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3BX £420,000 24/06/2022 Terraced
9 PARK TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3DG £119,500 11/05/2022 Terraced
15 PARK TERRACE, CARMARTHEN, CARMARTHENSHIRE, SA31 3DG £64,977 14/04/2022 Terraced
Same street 13 UNION STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DE £175,000 18/02/2022 Terraced
Same street 16 UNION STREET, CARMARTHEN, CARMARTHENSHIRE, SA31 3DE £149,995 28/01/2022 Terraced

Street average: £151,499 (5 sales)

Area average: £177,719 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 35.5%
10y growth 89.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Carmarthenshire. Series: Terraced. As of March 2026.

1y (index) 5.3%
5y (index) 27.6%
10y (index) 71.7%

Rental Range

Estimated market rent for Carmarthenshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £607/mo
Realistic £674/mo
Optimistic £741/mo

Based on Local Authority from postcode lookup → Carmarthenshire.

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Carmarthen Rare Books 0.2 miles
Shop Carmarthen Camera Centre 0.2 miles
Bus stop College Road 0.3 miles
Bus stop Beech Road, Ash Grove 0.3 miles
Train station Carmarthen 0.6 miles
Train station Abergwili Junction 1.8 miles
University University of Wales Trinity St. David 8.2 miles

Street-level crime

Category Count
Violence and sexual offences 89
Public order 29
Shoplifting 24
Anti-social behaviour 20
Criminal damage and arson 19
Other theft 15
Drugs 7
Burglary 6
Possession of weapons 6
Other crime 4
Vehicle crime 3
Robbery 1
Theft from the person 1
Total incidents 224

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Mary's R.C. Primary School Other 0.0 miles (No rating)
Model C.I.W. School Other 0.2 miles (No rating)
Rhydygors Pupil Referral Unit Other 0.4 miles (No rating)
Ysgol y Dderwen Other 0.4 miles (No rating)
Myrddin C.P. School Other 0.4 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Semi-Detached House, Heol Beca, SA31 £925/mo 3 0.24 miles OpenRent
3 Bed Terraced House, Barnsfield Terrace, SA31 £950/mo 3 0.51 miles OpenRent

Average rent: £938/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%
Max investor price (0.8%) £117,250
Target investor price (1%) £93,800
Gross yield 6.1%
Cost-to-rent ratio 16.4×
Monthly cashflow £95/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).