# 3 bedroom terraced house for sale (TR5 0TF) ## Property Details | Key | Value | |-----|-------| | Address | 36 VICARAGE ROAD, ST AGNES, CORNWALL TR5 0TF | | Price | £475,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Construction age | England and Wales: before 1900 | | Floor area | 88 m² | | Last sold | £227,619 Jun 2017 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** B - **Expiry date:** 01/12/2026 - **Current heating cost:** £908/year - **Est. upgrade cost to C:** £31,083 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - W2 (£4,000 - £6,000) - C (£15 - £30) - E (£60) - L2 (£2,000 - £3,000) - N (£4,000 - £6,000) - X (£2,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0928-8939-7202-4886-7914) ## Description A beautifully presented and comprehensively modernised three-bedroom mid-terraced home situated in the heart of the ever-popular village of St Agnes. Offering deceptively spacious accommodation arranged over two floors, this attractive property combines character features with contemporary styling and is ideally positioned within easy reach of the village amenities and stunning North Cornish coastline. The accommodation begins with a welcoming living room featuring a wood-burning stove, creating a cosy focal point and an ideal space to relax. To the rear of the property is a superb open-plan kitchen, dining and living area, providing a wonderful sociable space for modern family living and entertaining. The kitchen has been thoughtfully fitted with a range of contemporary units and integrated appliances, whilst a beautifully appointed ground floor shower room adds further practicality. A useful covered storage area runs alongside the property, providing access from the front of the house through to the rear garden. On the first floor are three generous double bedrooms together with a well-appointed family bathroom, all presented to an excellent standard throughout. Externally, the property benefits from an enclosed rear garden providing a private outdoor space to enjoy throughout the year. There is also a useful outbuilding offering excellent storage for bicycles, surfboards, gardening equipment or outdoor furniture. On-street parking is available nearby on a first-come, first-served basis. **Location** St Agnes is one of Cornwall's most sought-after coastal villages, renowned for its vibrant community, stunning coastline and rich mining heritage. The village offers an excellent selection of independent shops, cafés, restaurants, pubs and everyday amenities, whilst nearby Trevaunance Cove provides a beautiful sandy beach popular for swimming, surfing and coastal walks. The South West Coast Path is within easy reach, offering breathtaking scenery and access to some of Cornwall's most spectacular coastal landscapes. The village enjoys a thriving year-round community and remains a highly desirable location for both permanent residents and those seeking a coastal retreat. The information provided in this listing, including any details relating to material facts, is offered in good faith and to the best of our knowledge. However, purchasers are strongly advised to satisfy themselves as to the accuracy of any information provided, as these details are not to be relied upon. We recommend that all information—particularly relating to boundaries, tenure, planning, covenants, and other legal matters—be verified by your solicitor upon the commencement of a sale. Please note, we do not act in the capacity of a Chartered Surveyor. Any comments regarding the construction, condition, or structure of the property are assumptions and should not be treated as statements of fact. We strongly advise that an independent surveyor be instructed to carry out a full inspection for confirmation of these details. Measurements are approximate and for guidance purposes only. Any items, fixtures, or fittings referred to in these particulars are not necessarily included in the sale unless specifically stated within the Fixtures and Fittings forms provided by the seller and confirmed via the conveyancers. Important Information For Buyers: Tenure: Freehold Council Tax Band:  (Source: Council Tax Band Checker as of B) Construction & Age: The construction type and age of the property have not been confirmed by a professional. Buyers are advised that we are not acting in the capacity of a chartered surveyor and should instruct their own surveyor or other appropriate professional to verify these details.   Heating: We understand the property has electric heating (Source: Vendor’s PIQ). Water Supply: We understand the property is connected to mains water (Source: Vendor’s PIQ). Sewage: We understand the property is connected to mains sewerage (Source: Vendor’s PIQ). Electricity: We understand the property is connected to mains electricity (Source: Vendor’s PIQ). Flood Risk: Not checked. Buyers are advised to make their own enquiries via the Government Flood Risk service. Parking & Access: Where the property benefits from off-street parking or other rights of way, these will be clearly detailed within the property description. Buyers are advised to verify any access or parking arrangements as part of their own enquiries. EPC: 44 (E)   Stamp Duty: As with all property purchases, Stamp Duty Land Tax (SDLT) may be payable. The amount, if any, will depend on the buyers’ individual circumstances. Buyers are advised to seek professional advice.  Broadband: Predicted download speeds of 20–1800 Mbps (Source: Ofcom Broadband Checker) Mobile Coverage: Predictions only and not guaranteed (Source: Ofcom Mobile Checker) EE – Good outdoor and indoor O2 – Good outdoor and indoor Three – Good outdoor and indoor Vodafone – Good outdoor and indoor   For further material information, please refer to the relevant section(s) provided by this website. ## Property Photos - ![Photo](/listings/photos/89644230/1595336) - ![Photo](/listings/photos/89644230/1595337) - ![Photo](/listings/photos/89644230/1595338) - ![Photo](/listings/photos/89644230/1595339) - ![Photo](/listings/photos/89644230/1595340) - ![Photo](/listings/photos/89644230/1595341) - ![Photo](/listings/photos/89644230/1595342) - ![Photo](/listings/photos/89644230/1595343) - ![Photo](/listings/photos/89644230/1595344) - ![Photo](/listings/photos/89644230/1595345) - ![Photo](/listings/photos/89644230/1595346) - ![Photo](/listings/photos/89644230/1595347) - ![Photo](/listings/photos/89644230/1595348) - ![Photo](/listings/photos/89644230/1595349) - ![Photo](/listings/photos/89644230/1595350) - ![Photo](/listings/photos/89644230/1595351) - ![Photo](/listings/photos/89644230/1595352) - ![Photo](/listings/photos/89644230/1595353) - ![Photo](/listings/photos/89644230/1595354) ## Floorplans - ![Floorplan 1](/listings/photos/89644230/1595355) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/89644230/1595356) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 36 VICARAGE ROAD, ST AGNES, CORNWALL, TR5 0TF | £227,619 | 02/06/2017 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 6 BRITISH ROAD, ST AGNES, CORNWALL, TR5 0TX | £280,000 | 05/09/2025 | Terraced | | 43 VICARAGE ROAD, ST AGNES, CORNWALL, TR5 0TG | £270,100 | 13/06/2023 | Terraced | | 5 BRECON CLOSE, ST AGNES, CORNWALL, TR5 0TD | £450,000 | 09/05/2023 | Terraced | | 3 POLBREEN LANE, ST AGNES, CORNWALL, TR5 0UN | £175,000 | 12/01/2023 | Terraced | | THE OLD CORNSTORE 1 ROSEMUNDY, ST AGNES, CORNWALL, TR5 0UD | £488,100 | 16/12/2022 | Terraced | | 23 ROSEMUNDY, ST AGNES, CORNWALL, TR5 0UD | £415,000 | 30/11/2022 | Terraced | | COASTGUARD COTTAGES 3 BRITISH ROAD, ST AGNES, CORNWALL, TR5 0TY | £888,000 | 15/08/2022 | Terraced | | 18 POLBREEN AVENUE, ST AGNES, CORNWALL, TR5 0TR | £215,000 | 22/07/2022 | Terraced | | 13 BRITISH ROAD, ST AGNES, CORNWALL, TR5 0TX | £300,000 | 01/04/2022 | Terraced | | 6A PETERVILLE, ST AGNES, CORNWALL, TR5 0QU | £203,600 | 25/03/2022 | Terraced | | 27 VICARAGE ROAD, ST AGNES, CORNWALL, TR5 0TL | £515,000 | 17/02/2022 | Terraced | | 6 PETERVILLE, ST AGNES, CORNWALL, TR5 0QU | £365,000 | 21/01/2022 | Terraced | | 59 VICARAGE ROAD, ST AGNES, CORNWALL, TR5 0TH | £235,000 | 17/09/2021 | Terraced | **Area average:** £369,215 (13 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £280,000 (1 Terraced, TR5, 2024–2026) - **Deviation:** +69.6% ## Rental Range *ONS Price Index of Private Rents (Cornwall). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £905/mo - **Realistic:** £1,005/mo - **Optimistic:** £1,106/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Flat, Churchtown, TR5 | £1,350/mo | 3 | 0.09 miles | OpenRent | | 3 Bed Detached House, Blue Hills, TR5 | £1,800/mo | 3 | 0.09 miles | OpenRent | | 3 Bed Detached House, Goonvrea Lane, TR5 | £2,450/mo | 3 | 0.8 miles | OpenRent | **Average rent: £1,867/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.38% (weak for cashflow) - **Max investor price (0.8%):** £225,000 - **Target investor price (1%):** £180,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,800/mo).* - **Gross yield:** 4.5% - **Cost-to-rent:** 22× - **Monthly cashflow:** £-276/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,398/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 19.8% - **10y growth:** 21.7% ## House Price Index (HM Land Registry) *Official index for Cornwall; Terraced series; as of April 2026.* - **1y growth (index):** 2.6% - **5y growth (index):** 10.5% - **10y growth (index):** 37.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)