# 4 bedroom house for sale (TN13 2AJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 53 CHIPSTEAD LANE, SEVENOAKS, KENT TN13 2AJ |
| Price | £770,000 |
| Bedrooms | 4 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 141 m² |
| Last sold | £1,010,000 Apr 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 11/03/2028
- **Current heating cost:** £1,716/year
- **Est. upgrade cost to C:** £27,565

### Recommendations
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- E (£65)
- F (£200 - £400)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0858-2862-7279-9898-1161)

## Description

**Situation: **

-  Comprehensive Shopping:  Sevenoaks, Tunbridge Wells and Bluewater Shopping Centre in Dartford.

-  Mainline Rail Services:  Sevenoaks   www.nationalrail.co.uk 

-  Primary Schools: St Thomas' RCP, St John's CEP, Sevenoaks, Lady Boswell's CEP Schools and Chevening CEP.

-  Grammar/State Schools: Judd Boys Grammar in Tonbridge, Weald of Kent and Tonbridge Girls Grammar in Tonbridge, Wildernesse Boys School in Sevenoaks and Sevenoaks Girls School.

-  Private Schools: Sevenoaks, Tonbridge and Walthamstow Hall Secondary Schools.  Sevenoaks, Solefields and New Beacon Preparatory Schools in Sevenoaks. St Michaels & Russell House Preparatory Schools in Otford. Combe Bank School for Girls in Sundridge.

**Description: **

Pine Tree Cottage is believed to be an - Arts & Crafts' house built in 1927.  The property was sympathetically extended in the 1980's to provide versatile family accommodation.  The property benefits from a south facing garden and points of note include;

-  Some diamond paned leaded light windows with stained glass insets, oak panelled latch doors and a wealth of exposed timbers.           

-  Three reception rooms include the dual aspect drawing room and a sitting room both featuring brick fireplaces and a dining room.  The drawing and dining rooms both enjoy access via double doors to the paved terrace and gardens and together is an ideal area for formal entertaining.

-  There is a study is situated off the dining room.

-  The kitchen, with tiled flooring, adjoins the dining room and is well equipped with an attractive range of wall and floor cupboards with granite work surfaces over and ceramic sink. Appliances comprise a NEFF four ring gas hob, wall mounted double oven and dishwasher.

-  The utility room has a range of complementary wall and floor unit and there is space for a washing machine, tumble dryer and fridge/freezer. A door leads out to the garden.  An adjoining shower room comprises a walk-in shower, W.C and wash hand basin.

-  The split level family bathroom is situated part way up to the first floor accommodation and comprises a 3 piece suite.

-  On the first floor there are four bedrooms, three which benefit from storage cupboards.

-  The property is approached via a gravel driveway which leads to the double garage with up/over doors with power & light connected.  The front garden is mainly laid to lawn with mature shrub borders.

-  Attractive, mature south-facing gardens lie to the rear of the property and comprise a lawned area flanked by well established shrub borders and mature trees and a wild flower garden, which are separated by a series of flowing ornamental ponds. 

-  A paved terrace is located directly to the rear of the house.  

-  A greenhouse is situated at the bottom of the garden beside fruit and vegetable beds.  There are also three sheds, providing ideal garden storage.

**Directions: **

From Sevenoaks town centre, proceed in a northerly direction along London Road passing the station. Continue along Amherst Hill and at the roundabout take the first exit.  At the next set of traffic lights turn right into Witches Lane.  After approximately 0.3 miles, turn left onto Chipstead Lane, and after 0.1 of a mile, Pine Tree Cottage (No 53) can be found on your left hand side.

## Property Photos

- ![Image 1](/listings/photos/7572025/657951) - Image 1
- ![Image 2](/listings/photos/7572025/657955) - Image 2
- ![Image 3](/listings/photos/7572025/657959) - Image 3
- ![Image 4](/listings/photos/7572025/657966) - Image 4
- ![Image 5](/listings/photos/7572025/657970) - Image 5
- ![Image 6](/listings/photos/7572025/657973) - Image 6

## Floorplans

- ![FloorPlan](/listings/photos/7572025/657976) - FloorPlan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 53 CHIPSTEAD LANE, SEVENOAKS, KENT, TN13 2AJ | £1,010,000 | 24/04/2019 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 55 CHIPSTEAD LANE, SEVENOAKS, KENT, TN13 2AJ | £1,785,000 | 15/11/2023 | Detached |
| [Same street] 57 CHIPSTEAD LANE, SEVENOAKS, KENT, TN13 2AJ | £1,400,000 | 21/09/2021 | Detached |

**Street average:** £1,592,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,022,375 (8 Other, TN13, 2024–2026)
- **Deviation:** -24.7%

## Rental Range

*ONS Price Index of Private Rents (Sevenoaks). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,607/mo
- **Realistic:** £1,785/mo
- **Optimistic:** £1,964/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for High Weald (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,820/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Main Road, TN14 | £2,995/mo | 4 | 0.85 miles | OpenRent |

**Average rent: £2,995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £374,375
- **Target investor price (1%):** £299,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,995/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.4×
- **Monthly cashflow:** £-362/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,461/m²

## House Price Index (HM Land Registry)

*Official index for Sevenoaks; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.1%
- **5y growth (index):** 16.7%
- **10y growth (index):** 26.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)