Sold STC End of terrace

25 WILLOWBANK GARDENS

TADWORTH, SURREY KT20 5DS

3 beds 2 baths 80 m² Listed 20 Jan 2025 (-546d)

£550,000

Reduced on 6 Oct 2025

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Property details

Tenure

FREEHOLD

Floor area

80 m²

EPC rating

C

Last sold

£542,500 Mar 2026

Price per m²

£6,875/m²

Local average

£442,964 (+24.2%)

Deprivation

Decile 9 (28,785 of 33,755)

Street crime

76 incidents within 1 mile (May 2026)

Key features

  • Entrance hall with cloakroom
  • Modern fitted kitchen
  • Good size sitting room
  • Spacious adjoining conservatory
  • Master bedroom with ensuite
  • Two further bedrooms
  • Modern family bathroom
  • Double glazing and gas central heating
  • Garage and driveway
  • Landscaped rear garden

Additional details

Parking
Yes
Garden
Yes

Description

A very attractive flint fronted three bedroom end of terrace house presented in excellent order throughout and including modern fitted kitchen with appliances, modern bathroom and ensuite shower room and good size conservatory. Rear garden and single garage.

Located in a delightful courtyard setting within a sought after modem development built by Charles Church in 1996.

The well presented accommodation comprises: Entrance hall with storage cupboard and downstairs cloakroom, modern fitted kitchen with integrated appliances, spacious sitting room with further storage and adjoining good size conservatory overlooking the rear garden.

The first floor has Master bedroom with wardrobes and modern ensuite shower room, two further bedrooms and fitted family bathroom.

The property has its own driveway and single garage and further parking for several cars.

To the rear there is an attractive easily maintained landscaped garden.

Ideally located within a few minutes walk of Tadworth village with its excellent local shops, restaurants, cafes and train station with direct link to London Bridge.

There are well regarded schools within the village and acres of open countryside on nearby Epsom Downs And Walton Heath.

The nearby A217 affords easy access to larger town and the M25 at junction 8.

Viewing recommended.

Tenure - Freehold
Council tax band - E

Listed by

Tadworth

The Personal Agent

Reference: 157114613

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 01/12/2025

Expiry date: 30/11/2035

Current heating cost: £558/year

Potential heating cost: £571/year

Est. upgrade cost to C: £14,500

Recommendations

  • Solar water heating (£4,000 - £7,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Willowbank Gardens

Willowbank Gardens

EPC Graphs

EE Rating

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9859039

Property Details

Street: 25 Willowbank Gardens

Town: TADWORTH

Postcode: KT20 5DS

Installation Details

Items: 3 windows

Certificate Issued: 04/01/2016

Work Completed: 30/09/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #15128332 Recent

Property Details

Street: 25 Willowbank Gardens

Town: TADWORTH

Postcode: KT20 5DS

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 03/04/2022

Work Completed: 19/02/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

25% since 2016

Event Date Price % change
Sold 13/03/2026 (4 months ago) £542,500 +24.7%
Sold 25/02/2016 (10 years ago) £435,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 1 WILLOWBANK GARDENS, TADWORTH, REIGATE AND BANSTEAD, SURREY, KT20 5DS £1,015,000 12/12/2025 Detached
Same street 11 WILLOWBANK GARDENS, TADWORTH, REIGATE AND BANSTEAD, SURREY, KT20 5DS £885,000 12/09/2023 Detached
Same street 19 WILLOWBANK GARDENS, TADWORTH, REIGATE AND BANSTEAD, SURREY, KT20 5DS £425,000 24/08/2022 Terraced
Same street 9 WILLOWBANK GARDENS, TADWORTH, REIGATE AND BANSTEAD, SURREY, KT20 5DS £955,000 21/04/2022 Detached
Same street 21 WILLOWBANK GARDENS, TADWORTH, REIGATE AND BANSTEAD, SURREY, KT20 5DS £227,500 31/08/2021 Terraced

Street average: £701,500 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.1%
10y growth -16.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Reigate and Banstead. Series: Terraced. As of April 2026.

1y (index) 4.1%
5y (index) 16%
10y (index) 29.7%

Rental Range

Estimated market rent for Reigate and Banstead. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,472/mo
Realistic £1,636/mo
Optimistic £1,800/mo

Based on Local Authority from postcode lookup → Reigate and Banstead.

LHA (30th percentile) floor for Outer South London: £1,496/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Tadworth Railway Station 0.1 miles
Train station Tadworth 0.1 miles
Shop One Stop 0.1 miles
Shop Chapman & Sons 0.1 miles
Train station Tattenham Corner 1.1 miles
Hospital SpaMedica Epsom 3.2 miles
Hospital Leatherhead Clinic 3.6 miles
University Horton Halls Reception 10.3 miles
University Mullard Space Science Laboratory 11.5 miles

Street-level crime

Category Count
Violence and sexual offences 35
Anti-social behaviour 13
Criminal damage and arson 9
Public order 9
Other theft 5
Burglary 2
Other crime 2
Drugs 1
Total incidents 76

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Chinthurst School Other 0.4 miles (No rating)
Tadworth Primary School Primary 0.4 miles Good — 7 May 2014
The Surrey Teaching Centre Other 0.5 miles Outstanding — 7 Dec 2023
The Children's Trust School Other 0.5 miles Outstanding — 16 Nov 2023
Walton-on-the-Hill Primary School Primary 0.7 miles Good — 11 Nov 2021

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Flat, Oaklands, KT20 £1,850/mo 3 0.24 miles OpenRent
3 Bed Flat, Dorking Road, KT20 £1,868/mo 3 0.53 miles OpenRent

Average rent: £1,859/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%
Max investor price (0.8%) £232,375
Target investor price (1%) £185,900
Gross yield 4.1%
Cost-to-rent ratio 24.7×
Monthly cashflow £-518/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -3.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).