Sold STC End of terrace

172 DURNSFORD ROAD

LONDON, GREATER LONDON SW19 8HJ

4 beds 2 baths 1,109 sq ft Listed 4 Sep 2023 (-1013d)

£695,000

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# 4 bedroom end of terrace house for sale (SW19 8HJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 172 DURNSFORD ROAD, LONDON, GREATER LONDON SW19 8HJ |
| Price | £695,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 103 m² |
| Last sold | £685,000 Dec 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/08/2033
- **Current heating cost:** £1,516/year
- **Est. upgrade cost to C:** £26,100

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9484-3029-7208-5727-5200)

## Description

VIEWINGS COMMENCE FROM SATURDAY 16th SEPTEMBER.

A well presented and fully extended four bedroom end of terrace family home, with the benefit of a 85ft garden and off-street parking in Wimbledon. Renovated to a high standard by the current owners, the property boasts a double length open-plan reception leading onto both a downstairs w/c and utility room, whilst the ground floor kitchen extension with bi-fold doors opens out onto a sunny and larger than average south facing garden with rear access. The first floor comprises three bedrooms and family bathroom, with the principal bedroom and modern ensuite in the recently converted loft. Located within walking distance to Haydons Road Thameslink, Wimbledon Park District Line and close to both Wimbledon Town Centre with multiple parks and green spaces nearby, the house is also within the catchment area for excellent schools including Wimbledon Park Primary School.

## Property Photos

- ![Photo](/listings/photos/139446266/644970)
- ![Photo](/listings/photos/139446266/644972)
- ![Photo](/listings/photos/139446266/644976)
- ![Photo](/listings/photos/139446266/644978)
- ![Photo](/listings/photos/139446266/644984)
- ![Photo](/listings/photos/139446266/644989)
- ![Photo](/listings/photos/139446266/644994)
- ![Photo](/listings/photos/139446266/645000)
- ![Photo](/listings/photos/139446266/645004)
- ![Photo](/listings/photos/139446266/645008)
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- ![Photo](/listings/photos/139446266/645014)
- ![Photo](/listings/photos/139446266/645017)
- ![Photo](/listings/photos/139446266/645020)
- ![Photo](/listings/photos/139446266/645024)
- ![Photo](/listings/photos/139446266/645026)

## Floorplans

- ![Floorplan 1](/listings/photos/139446266/645028) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/139446266/645031) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7994055
- **Address:** 172 Durnsford Road, LONDON, SW19 8HJ
- **Certificate Issued:** 21/02/2011
- **Work Completed:** 08/02/2011
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 172 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £685,000 | 15/12/2023 | Terraced |
| 172 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £625,000 | 01/11/2019 | Terraced |
| 172 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £425,000 | 07/01/2014 | Terraced |
| 172 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £287,800 | 15/03/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] DURNSFORD HOUSE, 138 - 140 FLAT 2 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £555,000 | 31/08/2023 | Flat |
| [Same street] DURNSFORD HOUSE, 138 - 140 FLAT 9 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £680,000 | 25/08/2023 | Flat |
| 27 CRESCENT GARDENS, LONDON, MERTON, GREATER LONDON, SW19 8AJ | £1,515,000 | 26/05/2023 | Terraced |
| 18 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ | £700,000 | 14/04/2023 | Terraced |
| [Same street] DURNSFORD HOUSE, 138 - 140 FLAT 5 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £641,250 | 09/02/2023 | Flat |
| [Same street] DURNSFORD HOUSE, 138 - 140 FLAT 6 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £581,400 | 09/02/2023 | Flat |
| [Same street] DURNSFORD HOUSE, 138 - 140 FLAT 7 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £540,000 | 27/01/2023 | Flat |
| [Same street] 180 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £475,000 | 09/12/2022 | Terraced |
| 80 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ | £570,000 | 21/10/2022 | Terraced |
| 36 STRATHEARN ROAD, LONDON, MERTON, GREATER LONDON, SW19 7LH | £805,000 | 07/10/2022 | Terraced |
| 31 CRESCENT GARDENS, LONDON, MERTON, GREATER LONDON, SW19 8AJ | £1,320,000 | 21/09/2022 | Terraced |
| 112 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ | £540,000 | 28/07/2022 | Terraced |
| 3 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HT | £801,000 | 23/06/2022 | Terraced |
| 4 STRATHEARN ROAD, LONDON, MERTON, GREATER LONDON, SW19 7LH | £975,000 | 23/06/2022 | Terraced |
| 40 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ | £580,000 | 17/06/2022 | Terraced |
| 34 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AN | £995,000 | 01/04/2022 | Terraced |
| 97 KENILWORTH AVENUE, LONDON, MERTON, GREATER LONDON, SW19 7LP | £1,080,000 | 24/01/2022 | Terraced |
| [Same street] 138 - 140 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £750,000 | 17/01/2022 | Semi-detached |
| 20 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ | £475,000 | 14/01/2022 | Terraced |
| 104 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8LW | £1,340,000 | 07/01/2022 | Terraced |
| 68A 5 LYNX TERRACE HOME PARK ROAD, LONDON, MERTON, GREATER LONDON, SW19 7HN | £1,180,000 | 17/12/2021 | Terraced |
| 100 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8LW | £1,375,000 | 02/11/2021 | Terraced |
| 16 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AN | £1,500,000 | 23/09/2021 | Terraced |
| [Same street] 160 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £532,000 | 17/09/2021 | Terraced |
| 97 KENILWORTH AVENUE, LONDON, MERTON, GREATER LONDON, SW19 7LP | £700,000 | 23/08/2021 | Terraced |
| 29 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AW | £1,015,000 | 29/06/2021 | Terraced |
| 10 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HS | £590,000 | 29/06/2021 | Terraced |
| 11 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HT | £640,000 | 29/06/2021 | Terraced |
| [Same street] 146 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £170,000 | 16/06/2021 | Other |
| [Same street] 144 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £670,000 | 16/06/2021 | Semi-detached |
| [Same street] 146 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ | £500,000 | 16/06/2021 | Terraced |

**Street average:** £554,059 (11 sales)
**Area average:** £934,800 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,003,582 (70 Terraced, SW19, 2024–2026)
- **Deviation:** -30.7%

## Rental Range

*ONS Price Index of Private Rents (Merton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,887/mo
- **Realistic:** £2,097/mo
- **Optimistic:** £2,307/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,596/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Strathearn Road, SW19 | £4,950/mo | 4 | 0.22 miles | OpenRent |
| 4 Bed Terraced House, Wimbledon, SW19 | £3,650/mo | 4 | 0.37 miles | OpenRent |
| 4 Bed Terraced House, Garratt Lane, SW17 | £800/mo | 4 | 0.56 miles | OpenRent |

**Average rent: £3,133/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £456,250
- **Target investor price (1%):** £365,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,650/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.9×
- **Monthly cashflow:** £523/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,748/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 30.6%

## House Price Index (HM Land Registry)

*Official index for Merton; Terraced series; as of March 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 9.4%
- **10y growth (index):** 20.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

103 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£685,000 Dec 2023

Price per m²

£6,748/m²

Local average

£1,003,582 (-30.7%)

Street crime

393 incidents within 1 mile (Apr 2026)

Key features

End of Terrace Family Home
Four Bedrooms
Two Bathrooms Plus W/C
In Excellent Condition Throughout
Superb 85 ft Rear South Facing Garden
Close Proximity to Multiple Transport Links and Excellent Primary Schools
Off-Street Parking
Freehold
EPC Rating D
Council Tax Band E

Additional details

Parking: Yes
Garden: Yes

Description

VIEWINGS COMMENCE FROM SATURDAY 16th SEPTEMBER.
A well presented and fully extended four bedroom end of terrace family home, with the benefit of a 85ft garden and off-street parking in Wimbledon. Renovated to a high standard by the current owners, the property boasts a double length open-plan reception leading onto both a downstairs w/c and utility room, whilst the ground floor kitchen extension with bi-fold doors opens out onto a sunny and larger than average south facing garden with rear access. The first floor comprises three bedrooms and family bathroom, with the principal bedroom and modern ensuite in the recently converted loft. Located within walking distance to Haydons Road Thameslink, Wimbledon Park District Line and close to both Wimbledon Town Centre with multiple parks and green spaces nearby, the house is also within the catchment area for excellent schools including Wimbledon Park Primary School.

Listed by

Wimbledon

Ellisons

Reference: 139446266

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/08/2023

Expiry date: 17/08/2033

Current heating cost: £1,516/year

Potential heating cost: £912/year

Est. upgrade cost to C: £26,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7994055

Property Details

Street: 172 Durnsford Road

Town: LONDON

Postcode: SW19 8HJ

Installation Details

Items: 1 door

Certificate Issued: 21/02/2011

Work Completed: 08/02/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

138% since 2013

Event	Date	Price	% change
Sold	15/12/2023 (2 years ago)	£685,000	+9.6%
Sold	01/11/2019 (6 years ago)	£625,000	+47.1%
Sold	07/01/2014 (12 years ago)	£425,000	+47.7%
Sold	15/03/2013 (13 years ago)	£287,800	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street DURNSFORD HOUSE, 138 - 140 FLAT 2 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£555,000	31/08/2023	Flat
Same street DURNSFORD HOUSE, 138 - 140 FLAT 9 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£680,000	25/08/2023	Flat
27 CRESCENT GARDENS, LONDON, MERTON, GREATER LONDON, SW19 8AJ	£1,515,000	26/05/2023	Terraced
18 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ	£700,000	14/04/2023	Terraced
Same street DURNSFORD HOUSE, 138 - 140 FLAT 5 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£641,250	09/02/2023	Flat
Same street DURNSFORD HOUSE, 138 - 140 FLAT 6 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£581,400	09/02/2023	Flat
Same street DURNSFORD HOUSE, 138 - 140 FLAT 7 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£540,000	27/01/2023	Flat
Same street 180 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£475,000	09/12/2022	Terraced
80 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ	£570,000	21/10/2022	Terraced
36 STRATHEARN ROAD, LONDON, MERTON, GREATER LONDON, SW19 7LH	£805,000	07/10/2022	Terraced
31 CRESCENT GARDENS, LONDON, MERTON, GREATER LONDON, SW19 8AJ	£1,320,000	21/09/2022	Terraced
112 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ	£540,000	28/07/2022	Terraced
3 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HT	£801,000	23/06/2022	Terraced
4 STRATHEARN ROAD, LONDON, MERTON, GREATER LONDON, SW19 7LH	£975,000	23/06/2022	Terraced
40 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ	£580,000	17/06/2022	Terraced
34 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AN	£995,000	01/04/2022	Terraced
97 KENILWORTH AVENUE, LONDON, MERTON, GREATER LONDON, SW19 7LP	£1,080,000	24/01/2022	Terraced
Same street 138 - 140 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£750,000	17/01/2022	Semi-detached
20 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HQ	£475,000	14/01/2022	Terraced
104 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8LW	£1,340,000	07/01/2022	Terraced
68A 5 LYNX TERRACE HOME PARK ROAD, LONDON, MERTON, GREATER LONDON, SW19 7HN	£1,180,000	17/12/2021	Terraced
100 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8LW	£1,375,000	02/11/2021	Terraced
16 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AN	£1,500,000	23/09/2021	Terraced
Same street 160 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£532,000	17/09/2021	Terraced
97 KENILWORTH AVENUE, LONDON, MERTON, GREATER LONDON, SW19 7LP	£700,000	23/08/2021	Terraced
29 THE CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8AW	£1,015,000	29/06/2021	Terraced
10 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HS	£590,000	29/06/2021	Terraced
11 PITT CRESCENT, LONDON, MERTON, GREATER LONDON, SW19 8HT	£640,000	29/06/2021	Terraced
Same street 146 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£170,000	16/06/2021	Other
Same street 144 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£670,000	16/06/2021	Semi-detached
Same street 146 DURNSFORD ROAD, LONDON, MERTON, GREATER LONDON, SW19 8HJ	£500,000	16/06/2021	Terraced

Street average: £554,059 (11 sales)

Area average: £934,800 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.9%

10y growth 30.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Merton. Series: Terraced. As of March 2026.

1y (index) -0.6%

5y (index) 9.4%

10y (index) 20.5%

Rental Range

Estimated market rent for Merton. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,887/mo

Realistic £2,097/mo

Optimistic £2,307/mo

Based on Local Authority from postcode lookup → Merton.

LHA (30th percentile) floor for Stevenage & North Herts: £1,596/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SW19 8HJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Pitt Crescent	0.1 miles
Shop	SDS London	0.1 miles
Shop	Nabbd	0.3 miles
Train station	Wimbledon Park	0.3 miles
Train station	Haydons Road	0.5 miles
University	Horton Halls Reception	0.8 miles
Hospital	Chapel Orchard Day Surgery	2.3 miles
Hospital	Bridge Lane Health Centre	3.1 miles
University	BIMM Institute London	3.3 miles

Street-level crime

Category	Count
Violence and sexual offences	103
Anti-social behaviour	76
Shoplifting	59
Vehicle crime	33
Other theft	32
Public order	24
Burglary	19
Criminal damage and arson	15
Robbery	10
Bicycle theft	8
Theft from the person	7
Drugs	6
Other crime	1
Total incidents	393

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wimbledon Park Primary School	Primary	0.4 miles	Outstanding — 9 Dec 2016
The Priory CofE School	Primary	0.5 miles	Good — 5 Mar 2023
Garratt Park School	Other	0.5 miles	Good — 14 Mar 2019
Tram House School	Other	0.5 miles	Good — 13 Jul 2022
Ricards Lodge High School	Secondary	0.5 miles	Outstanding — 12 Dec 2017

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Strathearn Road, SW19	£4,950/mo	4	0.22 miles	OpenRent
4 Bed Terraced House, Wimbledon, SW19	£3,650/mo	4	0.37 miles	OpenRent
4 Bed Terraced House, Garratt Lane, SW17	£800/mo	4	0.56 miles	OpenRent

Average rent: £3,133/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.1% gross yield avg £564,971 sale, £2,850/mo rent

Rent ratio 0.53%

Max investor price (0.8%) £456,250

Target investor price (1%) £365,000

Gross yield 6.3%

Cost-to-rent ratio 15.9×

Monthly cashflow £523/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.1%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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