# 3 bedroom semi-detached house for sale (RM13 9RB) ## Property Details | Key | Value | |-----|-------| | Address | 28B, CARDINAL WAY, RAINHAM, GREATER LONDON RM13 9RB | | Price | £475,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Last sold | £455,000 Aug 2025 | ## Description This well presented home offers plenty of space for a family with scope to extend subject to planning consent. The property itself offers off street parking with the entrance located to the side which also provides side access to the rear garden. Internally you have an entrance hall with stairs to the 1st floor, access to the kitchen and dining room as well as to the living room. The living room is a generous size with leaded light UPVC double glazed windows to the rear and patio door leading to the rear garden. The modern style fitted kitchen offers plenty for cooking with base and eye level units, space for appliances, work top space for preparation, leaded light UPVC double glazed windows to the front and this room flows through to the dining room. The Dining room with leaded light UPVC double glazed windows to the front is ideal for a family space or entertaining with ample space for a table and chairs and benefits from a small utility cupboard with space for appliances. The first floor offers a large landing area leading to all rooms. The principle bedroom is extremely generous, proving plenty of space for a large bed, additional bedroom furniture and wardrobes. This room is full of natural light benefiting from two leaded light UPVC double glazed window units to the front. Bedroom Two is a good sized room with leaded light UPVC double glazed windows to the rear. Bedroom three again is a good size and also has leaded light UPVC double glazed windows to the rear. The family bathroom suite is modern with a three piece suite and shower over bath. Externally to the rear there is a good sized rear garden with a patio area as you leave the lounge, a picket fence separates the lawn and furthermore there is an additional patio area at the end of the garden which is ideal for entertaining which has a large summerhouse/shed. Located in one of Rainham's most popular areas this home is ideal for a growing family, first time buyer or even as an investment. Council Tax Band: D Tenure: Freehold Satellite/TV Fibre Broadband available: Yes (confirm with your provider) Mobile Signal available (confirm with your provider) Local Authority: Havering Council Flood Risk: Low Risk (No Known Flooding for last 5 Years) EPC Rating: TBC Easements: None Known ## Property Photos - ![Photo](/listings/photos/162322295/1312372) - ![Photo](/listings/photos/162322295/1312373) - ![Photo](/listings/photos/162322295/1312374) - ![Photo](/listings/photos/162322295/1312375) - ![Photo](/listings/photos/162322295/1312376) - ![Photo](/listings/photos/162322295/1312377) - ![Photo](/listings/photos/162322295/1312378) - ![Photo](/listings/photos/162322295/1312379) - ![Photo](/listings/photos/162322295/1312380) - ![Photo](/listings/photos/162322295/1312381) - ![Photo](/listings/photos/162322295/1312382) - ![Photo](/listings/photos/162322295/1312383) - ![Photo](/listings/photos/162322295/1312384) - ![Photo](/listings/photos/162322295/1312385) - ![Photo](/listings/photos/162322295/1312386) - ![Photo](/listings/photos/162322295/1312387) - ![Photo](/listings/photos/162322295/1312388) - ![Photo](/listings/photos/162322295/1312389) - ![Photo](/listings/photos/162322295/1312390) - ![Photo](/listings/photos/162322295/1312391) - ![Photo](/listings/photos/162322295/1312392) ## Floorplans - ![Floorplan 1](/listings/photos/162322295/1312393) - Floorplan 1 - ![Floorplan 2](/listings/photos/162322295/1312394) - Floorplan 2 ## EPC Graphs - ![EPC](/listings/photos/162322295/1312395) - EPC ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #13076628 - **Address:** 28b Cardinal Way, RAINHAM, RM13 9RB - **Certificate Issued:** 06/08/2018 - **Work Completed:** 12/07/2018 - **Items:** 9 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 28B CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £455,000 | 15/08/2025 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 64 LAKESIDE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SW | £472,500 | 04/12/2025 | Semi-detached | | 26 LAKESIDE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SW | £445,000 | 24/07/2025 | Semi-detached | | 11 LAKEFIELDS CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SL | £385,000 | 03/02/2025 | Semi-detached | | 23 JORDANS WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9QX | £385,000 | 03/02/2025 | Semi-detached | | 65 BRISCOE ROAD, RAINHAM, HAVERING, GREATER LONDON, RM13 9QE | £400,000 | 15/12/2023 | Semi-detached | | 13 MYGROVE CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9QS | £540,000 | 13/12/2023 | Semi-detached | | 116 BRISCOE ROAD, RAINHAM, HAVERING, GREATER LONDON, RM13 9QG | £540,000 | 13/12/2023 | Semi-detached | | 12 MYGROVE CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9QS | £540,000 | 13/12/2023 | Semi-detached | | 116A BRISCOE ROAD, RAINHAM, HAVERING, GREATER LONDON, RM13 9QG | £540,000 | 13/12/2023 | Semi-detached | | 14 MYGROVE CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9QS | £540,000 | 13/12/2023 | Semi-detached | | 15 MYGROVE CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9QS | £540,000 | 13/12/2023 | Semi-detached | | 1 LAKEFIELDS CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SL | £317,000 | 08/11/2023 | Semi-detached | | 57 FAIRVIEW AVENUE, RAINHAM, HAVERING, GREATER LONDON, RM13 9RL | £635,000 | 03/11/2023 | Semi-detached | | 9 ABBOTS CLOSE, RAINHAM, HAVERING, GREATER LONDON, RM13 9LA | £395,000 | 26/10/2023 | Semi-detached | | 31 THORN LANE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SJ | £365,000 | 19/10/2023 | Semi-detached | | 38 LAKESIDE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SW | £430,000 | 05/09/2023 | Semi-detached | | 95 LAKESIDE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SN | £475,000 | 21/08/2023 | Semi-detached | | 79 LAKESIDE, RAINHAM, HAVERING, GREATER LONDON, RM13 9SN | £370,000 | 28/07/2023 | Semi-detached | | 3 THORN LANE, RAINHAM, HAVERING, GREATER LONDON, RM13 9RD | £525,000 | 14/06/2023 | Semi-detached | | 11 ABBEY WOOD LANE, RAINHAM, HAVERING, GREATER LONDON, RM13 9QH | £615,000 | 19/12/2022 | Semi-detached | | [Same street] 1A CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £478,000 | 25/11/2022 | Detached | | [Same street] 42 CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £475,000 | 26/09/2022 | Terraced | | [Same street] 28C CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £585,000 | 10/12/2021 | Detached | | [Same street] 22 CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £380,000 | 30/09/2021 | Terraced | | [Same street] 40 CARDINAL WAY, RAINHAM, HAVERING, GREATER LONDON, RM13 9RB | £380,000 | 30/09/2021 | Terraced | **Street average:** £459,600 (5 sales) **Area average:** £472,725 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £471,528 (25 Semi-detached, RM13, 2024–2026) - **Deviation:** +0.7% ## Rental Range *ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,408/mo - **Realistic:** £1,564/mo - **Optimistic:** £1,720/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,207/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Detached House, Abbots Close, RM13 | £2,200/mo | 3 | 0.28 miles | OpenRent | **Average rent: £2,200/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £275,000 - **Target investor price (1%):** £220,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,200/mo).* - **Gross yield:** 5.6% - **Cost-to-rent:** 18× - **Monthly cashflow:** £84/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 18.8% - **10y growth:** 35.4% ## House Price Index (HM Land Registry) *Official index for Havering; Semi-detached series; as of April 2026.* - **1y growth (index):** 2.9% - **5y growth (index):** 19.2% - **10y growth (index):** 36.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)