# 1 bedroom flat for sale (ST5 1HE) ## Property Details | Key | Value | |-----|-------| | Address | Hanover Court, Hanover Street, ST5, ST5 1HE | | Price | £93,500 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | A | ## Description A spacious one bedroom top floor apartment forming part of a four storey complex with commercial premises to ground floor. Conveniently situated within the town centre of Newcastle and close proximity to Brampton Park, providing easy walking distance to all amenities. Access to the apartment can be obtained from Hanover Street or the rear of the premises with staircase and separate lift access available to all floors. From the communal hallway, the main entrance door opens to an inner vestibule that leads to a spacious semi open plan living space and kitchen area. The living space is flooded with natural light and enjoys pleasant far reaching townscape views to a southerly aspect which can also be enjoyed from a small balcony. The kitchen area has further window outlook across the town and has very recently been refitted with a range of base/wall units including cupboard housing for combination central heating boiler and worktops with sink. There are a range of new integrated appliances comprising dishwasher, fridge, electric oven, ceramic hob with extractor and freestanding washing machine. From the kitchen area an inner hall leads to a spacious re-fitted shower room with linen/store cupboard and window. Suite comprises, mains shower cubicle, large vanity wash basin with medicine units and WC. At the end of the inner hall is a large double bedroom with twin windows enjoying further townscape views. Externally there is an allocated garage (middle garage in block of five). The property is available with no further upward chain offering immediate vacant possession. Tenure:- Leasehold: Residue of 99 year lease from 1976. Lease extension: We understand the vendor is currently extending the lease for a further 90 years which will be done prior to completion of sale. This will make the total lease length to 140 years. Ground rent - currently £50 per annum to increase to £75 per annum from 24/06/2026. Service charge - For 2026 projected £980 per annum (TBC) payable in two instalments every 6 months EPC Rating: E ## Property Photos - ![Photo](/listings/photos/170142140/95998) - ![Photo](/listings/photos/170142140/95999) - ![Photo](/listings/photos/170142140/96000) - ![Photo](/listings/photos/170142140/96001) - ![Photo](/listings/photos/170142140/96002) - ![Photo](/listings/photos/170142140/96003) - ![Photo](/listings/photos/170142140/96004) - ![Photo](/listings/photos/170142140/96005) - ![Photo](/listings/photos/170142140/96006) - ![Photo](/listings/photos/170142140/96007) - ![Photo](/listings/photos/170142140/96008) - ![Photo](/listings/photos/170142140/96009) - ![Photo](/listings/photos/170142140/96010) - ![Photo](/listings/photos/170142140/96011) - ![Photo](/listings/photos/170142140/96012) ## Floorplans - ![All](/listings/photos/170142140/96013) - All ## EPC Graphs - ![EPC 1](/listings/photos/170142140/96014) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | APARTMENT 3, 9 BRUNSWICK STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1HF | £95,000 | 18/12/2023 | Flat | | QUEENS COURT FLAT 17 QUEEN STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1ST | £119,950 | 07/12/2022 | Flat | | 130 FLAT 15 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £65,000 | 30/11/2022 | Flat | | QUEENS COURT FLAT 3 QUEEN STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1ST | £143,750 | 24/06/2022 | Flat | | HANOVER COURT FLAT 11 HANOVER STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1HE | £56,000 | 10/12/2021 | Flat | | 130 FLAT 77 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 03/09/2021 | Flat | | 130 FLAT 54 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 46 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 19/08/2021 | Flat | | 130 FLAT 57 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 52 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 19/08/2021 | Flat | | 130 FLAT 56 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 58 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 55 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 59 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 39 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 19/08/2021 | Flat | | 130 FLAT 60 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £68,000 | 19/08/2021 | Flat | | 130 FLAT 53 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 16/08/2021 | Flat | | 130 FLAT 28 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 06/08/2021 | Flat | | 130 FLAT 40 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 06/08/2021 | Flat | | 130 FLAT 43 LONDON ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1AS | £69,999 | 06/08/2021 | Flat | **Area average:** £75,785 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £91,379 (21 Flat, ST5, 2024–2026) - **Deviation:** +2.3% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £424/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Brunswick Mews, 9 Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/aabde75) | £895/mo | 1 | 0.07 miles | Rightmove | | [Water Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/ab5b091) | £550/mo | 1 | 0.14 miles | Rightmove | | [West Brampton, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/38cac00) | £595/mo | 1 | 0.16 miles | Rightmove | | [Northcote House, 15 King Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/66d477b) | £875/mo | 1 | 0.17 miles | Rightmove | | [Brunswick Court, Brunswick Street, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/24d680a) | £845/mo | 1 | 0.17 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e685d2e) | £845/mo | 1 | 0.21 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/d9486d3) | £875/mo | 1 | 0.21 miles | Rightmove | | [Marsh Box, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/0e30a15) | £850/mo | 1 | 0.21 miles | Rightmove | | [High St, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/df9dcfd) | £600/mo | 1 | 0.25 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 0.3 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/91068cb) | £650/mo | 1 | 0.35 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d00972b) | £541/mo | 1 | 0.49 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3b051c9) | £566/mo | 1 | 0.49 miles | Rightmove | | [Lyme Court, Leech Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/97fa80f) | £711/mo | 1 | 0.5 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f84092f) | £566/mo | 1 | 0.51 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/5660079) | £600/mo | 1 | 0.76 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/3b1788e) | £600/mo | 1 | 0.77 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/f38a261) | £500/mo | 1 | 0.77 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/d93c803) | £575/mo | 1 | 0.77 miles | Rightmove | | [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.07 miles | Rightmove | **Average rent: £636/mo (36 listings)** ## 1% Rule - **Rent ratio:** 0.64% (weak for cashflow) - **Max investor price (0.8%):** £75,000 - **Target investor price (1%):** £60,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £600/mo).* - **Gross yield:** 7.7% - **Cost-to-rent:** 13× - **Monthly cashflow:** £147/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -8.2% - **10y growth:** 35.1% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** -2.7% - **5y growth (index):** 6.6% - **10y growth (index):** 38% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)