# 3 bedroom semi-detached house for sale (M27 4EA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 19 TEMPLE DRIVE, MANCHESTER, SWINTON, GREATER MANCHESTER M27 4EA |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Council tax | C |
| Last sold | £440,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 30/09/2030
- **Current heating cost:** £1,159/year
- **Est. upgrade cost to C:** £11,900

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6911-0170-9002-0300-1692)

## Description

* CHAIN FREE * BEAUFTIFULLY PRESENTED THROUGHOUT * EXTENDED TO THE REAR, this STUNNING PERIOD HOME features 3 GENEROUS DOUBLE BEDROOMS, an EN-SUITE, and MODERN FAMILY BATHROOM to the first floor, whilst the SPACIOUS ground floor comprises of a LARGE ENTRANCE HALLWAY, 2 RECEPTION ROOMS, a W.C, UTILITY CUPBOARD, and a FABULOUS OPEN PLAN-KITCHEN & DINING AREA with high-spec fixtures & fittings, and BI-FOLDING DOORS to the rear. UPVC DOUBLE GLAZED & ‘COMBI’ GAS CENTRAL HEATED, the property has been fully modernised whilst RETAINING LOTS OR CHARACTER & ORIGINAL FEATURES, and also benefits from WELL-MAINTAINED GARDENS to the front & rear, as well as a CONVERTED LOFT SPACE & DETACHED GARAGE. Ideally positioned on a DESIRABLE ROAD close to many local amenities & excellent transport links, COULD THIS BE THE PERFECT HOME FOR YOUR FAMILY? CALL US NOW TO BOOK A VIEWING!

EPC Rating: D

## Property Photos

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## Floorplans

- ![All](/listings/photos/167669252/838351) - All
- ![All](/listings/photos/167669252/838352) - All

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £440,000 | 06/02/2026 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £385,000 | 05/03/2021 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £165,500 | 16/02/2017 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £265,000 | 28/11/2025 | Semi-detached |
| 24 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £237,000 | 20/10/2025 | Semi-detached |
| [Same street] 5 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £310,000 | 13/08/2025 | Semi-detached |
| 142 MANCHESTER ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EP | £652,000 | 26/06/2025 | Semi-detached |
| 12 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £211,500 | 17/11/2023 | Semi-detached |
| 41 NORTH DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FF | £235,000 | 19/05/2023 | Semi-detached |
| 36 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £222,000 | 03/10/2022 | Semi-detached |
| 8 PORTLAND ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EQ | £600,000 | 01/09/2022 | Semi-detached |
| 11 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £240,000 | 30/08/2022 | Semi-detached |
| [Same street] 3 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £325,000 | 08/07/2022 | Semi-detached |
| 5 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £227,000 | 24/06/2022 | Semi-detached |
| 5 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £160,000 | 20/01/2022 | Semi-detached |
| 2 CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EF | £270,000 | 13/01/2022 | Semi-detached |
| 20 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £200,000 | 07/09/2021 | Semi-detached |

**Street average:** £317,500 (2 sales)
**Area average:** £293,292 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £266,934 (76 Semi-detached, M27, 2024–2026)
- **Deviation:** +68.6%

## Rental Range

*ONS Price Index of Private Rents (Salford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,046/mo
- **Realistic:** £1,162/mo
- **Optimistic:** £1,278/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hillside Drive, M27 | £1,300/mo | 3 | 0.81 miles | OpenRent |
| 3 Bed Terraced House, Worsley Street, M27 | £1,295/mo | 3 | 0.93 miles | OpenRent |

**Average rent: £1,298/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £162,250
- **Target investor price (1%):** £129,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,298/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.9×
- **Monthly cashflow:** £-629/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,061/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.4%
- **10y growth:** 69.2%

## House Price Index (HM Land Registry)

*Official index for Salford; Semi-detached series; as of April 2026.*

- **1y growth (index):** -2.1%
- **5y growth (index):** 29.4%
- **10y growth (index):** 98.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
