# 3 bedroom semi-detached house for sale (SG5 4AB) ## Property Details | Key | Value | |-----|-------| | Address | 14 MILL CLOSE, HITCHIN, STOTFOLD, CENTRAL BEDFORDSHIRE SG5 4AB | | Price | £435,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Construction age | England and Wales: 1991-1995 | | Floor area | 74 m² | | Last sold | £420,000 Oct 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 23/06/2030 - **Current heating cost:** £356/year ### Recommendations - W2 (6,000) - N (6,000) - U (5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2148-6092-7296-7000-6260) ## Description Nestled in the charming area of Mill Close, Stotfold, Hitchin, this delightful semi-detached house presents an excellent opportunity for families seeking a comfortable and well-presented home. Boasting three bedrooms, this property is designed to accommodate the needs of modern family living. Internally on the ground floor the property comprises of a hallway, downstairs WC, lounge with double doors through to the kitchen/diner perfect for family meals and entertaining guests. Additionally, the conservatory offers a lovely space to relax and enjoy the garden views. On the first floor the property boasts 3 bedrooms and a family bathroom. For those with vehicles, the property features convenient driveway parking, along with a single garage. The outdoor space is equally appealing, offering a manageable garden that is perfect for children to play in or for hosting summer barbecues. Being offered with no onward chain, this semi-detached house in Mill Close is not just a property; it is a place where memories can be made. With its excellent location and family-friendly features, it is sure to attract those looking for a welcoming home in a desirable neighbourhood. **Lounge** - 4m x 4.65m (13'1" x 15'3") - **Kitchen/Diner** - 3.71 x 2.65 (12'2" x 8'8") - **Conservatory** - 2.94 x 2.55 (9'7" x 8'4") - **Downstairs Wc** - 1.5 x 0.76 (4'11" x 2'5") - **Bedroom 1** - 2.91 x 3.10 (9'6" x 10'2") - **Bedroom 2** - 3.25 x 2.4 (10'7" x 7'10") - **Bedroom 3** - 2.36 x 2.28 (7'8" x 7'5") - **Bathroom** - 1.99 x 1.94 (6'6" x 6'4") - ## Property Photos - ![14 Mill Close-14.jpg](/listings/photos/160693499/360800) - 14 Mill Close-14.jpg - ![14 Mill Close-1.jpg](/listings/photos/160693499/360801) - 14 Mill Close-1.jpg - ![14 Mill Close-2.jpg](/listings/photos/160693499/360802) - 14 Mill Close-2.jpg - ![14 Mill Close-3.jpg](/listings/photos/160693499/360803) - 14 Mill Close-3.jpg - ![14 Mill Close-4.jpg](/listings/photos/160693499/360805) - 14 Mill Close-4.jpg - ![14 Mill Close-5.jpg](/listings/photos/160693499/360807) - 14 Mill Close-5.jpg - ![14 Mill Close-6.jpg](/listings/photos/160693499/360809) - 14 Mill Close-6.jpg - ![14 Mill Close-7.jpg](/listings/photos/160693499/360811) - 14 Mill Close-7.jpg - ![14 Mill Close-8.jpg](/listings/photos/160693499/360814) - 14 Mill Close-8.jpg - ![14 Mill Close-9.jpg](/listings/photos/160693499/360816) - 14 Mill Close-9.jpg - ![14 Mill Close-10.jpg](/listings/photos/160693499/360818) - 14 Mill Close-10.jpg - ![14 Mill Close-11.jpg](/listings/photos/160693499/360821) - 14 Mill Close-11.jpg - ![14 Mill Close-12.jpg](/listings/photos/160693499/360823) - 14 Mill Close-12.jpg - ![14 Mill Close-13.jpg](/listings/photos/160693499/360824) - 14 Mill Close-13.jpg ## Floorplans - ![Floorplan.jpg](/listings/photos/160693499/360827) - Floorplan.jpg ## EPC Graphs - ![EE Rating](/listings/photos/160693499/360829) - EE Rating ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #6664706 - **Address:** 14 Mill Close, Stotfold, SG5 4AB - **Certificate Issued:** 07/07/2009 - **Work Completed:** 23/06/2009 - **Items:** 7 window(s) ### FENSA Certificate #449367 - **Address:** 14 Mill Close, Stotfold, SG5 4AB - **Certificate Issued:** 14/02/2003 - **Work Completed:** 24/01/2003 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 14 MILL CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4AB | £420,000 | 09/10/2025 | Semi-detached | | 14 MILL CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4AB | £329,950 | 30/10/2020 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 36 BALDOCK ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PB | £650,000 | 09/01/2026 | Semi-detached | | 2 PRINCE HARRY CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PT | £200,982 | 09/01/2026 | Semi-detached | | 23 BALDOCK ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PB | £355,000 | 24/03/2025 | Semi-detached | | [Same street] 4 MILL CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4AB | £498,500 | 12/12/2023 | Detached | | 3 PRINCE CHARLES AVENUE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PN | £325,000 | 11/09/2023 | Semi-detached | | 17 ST MARYS AVENUE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NF | £499,950 | 23/03/2023 | Semi-detached | | 35 BALDOCK ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PB | £425,000 | 28/02/2023 | Semi-detached | | 31 HOME CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4DJ | £395,000 | 20/12/2022 | Semi-detached | | 7 ST MARYS AVENUE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NF | £507,500 | 07/12/2022 | Semi-detached | | [Same street] 10 MILL CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4AB | £450,000 | 25/11/2022 | Detached | | [Same street] 16 MILL CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4AB | £408,750 | 18/11/2022 | Semi-detached | | 99 CHURCH ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NE | £430,000 | 28/10/2022 | Semi-detached | | 14 MURRELL LANE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PP | £535,000 | 20/10/2022 | Semi-detached | | 39 BALDOCK ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PB | £416,000 | 08/09/2022 | Semi-detached | | 61 ROOK TREE LANE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4DL | £547,535 | 12/08/2022 | Semi-detached | | 7 PRINCE CHARLES AVENUE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PN | £203,800 | 10/06/2022 | Semi-detached | | 9 PRINCE HARRY CLOSE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PT | £270,000 | 31/05/2022 | Semi-detached | | 6 PRINCE CHARLES AVENUE, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4PN | £375,000 | 10/05/2022 | Semi-detached | | 3 QUEEN STREET, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NX | £198,724 | 24/03/2022 | Semi-detached | | 29 ALEXANDER ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NA | £425,000 | 25/02/2022 | Semi-detached | | 41 CHURCH ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4LZ | £470,000 | 16/12/2021 | Semi-detached | | 21 ALEXANDER ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4NA | £450,000 | 30/11/2021 | Semi-detached | | 53 CHURCH ROAD, STOTFOLD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4LZ | £440,000 | 18/11/2021 | Semi-detached | **Street average:** £452,417 (3 sales) **Area average:** £405,975 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £509,867 (34 Semi-detached, SG5, 2024–2026) - **Deviation:** -14.7% ## Rental Range *ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,118/mo - **Realistic:** £1,242/mo - **Optimistic:** £1,366/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £808/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Grange Drive, SG5 | £1,650/mo | 3 | 0.34 miles | OpenRent | **Average rent: £1,650/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.38% (weak for cashflow) - **Max investor price (0.8%):** £206,250 - **Target investor price (1%):** £165,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,650/mo).* - **Gross yield:** 4.6% - **Cost-to-rent:** 22× - **Monthly cashflow:** £-253/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,878/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.6% - **10y growth:** 15.4% ## House Price Index (HM Land Registry) *Official index for Central Bedfordshire; Semi-detached series; as of March 2026.* - **1y growth (index):** 3.7% - **5y growth (index):** 22.2% - **10y growth (index):** 40.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)