# 3 bedroom semi-detached house for sale (SA43 3AH)

## Property Details

| Key | Value |
|-----|-------|
| Address | GOGINAN, TENBY ROAD, CARDIGAN, CEREDIGION SA43 3AH |
| Price | £140,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 91 m² |
| Last sold | £165,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/02/2035
- **Current heating cost:** £1,275/year
- **Est. upgrade cost to C:** £20,955

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- E (£55)
- G (£350 - £450)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2178-8420-2995-2681)

## Description

A traditional 3 bedroom semi-detached house situated in Cardigan town. The property offers well proportioned and good size accommodation including a lounge, dining room, kitchen and wet room on the ground floor. The 3 bedrooms comprise 2 doubles and a single, plus there is a fitted family bathroom. Outside the property offers front and rear gardens, ample off road parking and a deatched garage with lean-to. This chain free property would make an ideal family home, being well located for easy access to the towns many amenities.

This property is for sale by the Modern Method of Auction, meaning the buyer and seller are to Complete within 56 days (the "Reservation Period"). Interested parties personal data will be shared with the Auctioneer (iamsold).

If considering buying with a mortgage, inspect and consider the property carefully with your lender before bidding.

A Buyer Information Pack is provided. The winning bidder will pay £349.00 including VAT for this pack which you must view before bidding.

The buyer signs a Reservation Agreement and makes payment of a non-refundable Reservation Fee of 4.5% of the purchase price including VAT, subject to a minimum of £6,600.00 including VAT. This is paid to reserve the property to the buyer during the Reservation Period and is paid in addition to the purchase price. This is considered within calculations for Stamp Duty Land Tax.

Services may be recommended by the Agent or Auctioneer in which they will receive payment from the service provider if the service is taken. Payment varies but will be no more than £450.00. These services are optional.

Situated within the West Wales market town of Cardigan in a convenient position within a short walk of the town's facilities and amenities including a leisure centre, swimming pool, primary school & secondary school, range of local and national shops, places of worship, public houses and a short drive from the beautiful Ceredigion and Pembrokeshire coastlines with a good selection of beaches and walks.

## Property Photos

- ![Picture No. 03](/listings/photos/167983574/464991) - Picture No. 03
- ![Picture No. 05](/listings/photos/167983574/464992) - Picture No. 05
- ![Picture No. 06](/listings/photos/167983574/464993) - Picture No. 06
- ![Picture No. 11](/listings/photos/167983574/464994) - Picture No. 11
- ![Picture No. 12](/listings/photos/167983574/464995) - Picture No. 12
- ![Picture No. 09](/listings/photos/167983574/464996) - Picture No. 09
- ![Picture No. 10](/listings/photos/167983574/464997) - Picture No. 10
- ![Picture No. 08](/listings/photos/167983574/464998) - Picture No. 08
- ![Picture No. 07](/listings/photos/167983574/464999) - Picture No. 07
- ![Picture No. 13](/listings/photos/167983574/465000) - Picture No. 13
- ![Picture No. 14](/listings/photos/167983574/465001) - Picture No. 14
- ![Picture No. 17](/listings/photos/167983574/465002) - Picture No. 17
- ![Picture No. 16](/listings/photos/167983574/465003) - Picture No. 16
- ![Picture No. 15](/listings/photos/167983574/465004) - Picture No. 15
- ![Picture No. 18](/listings/photos/167983574/465005) - Picture No. 18
- ![Picture No. 04](/listings/photos/167983574/465006) - Picture No. 04
- ![Picture No. 02](/listings/photos/167983574/465007) - Picture No. 02

## Floorplans

- ![Floorplan](/listings/photos/167983574/465008) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/167983574/465009) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| GOGINAN TENBY ROAD, CARDIGAN, CEREDIGION, SA43 3AH | £165,000 | 14/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] BRYNGLAS TENBY ROAD, CARDIGAN, CEREDIGION, SA43 3AH | £248,000 | 15/07/2022 | Detached |

**Street average:** £248,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £209,273 (11 Semi-detached, SA43, 2024–2026)
- **Deviation:** -33.1%

## Rental Range

*ONS Price Index of Private Rents (Ceredigion). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## 1% Rule

- **Rent ratio:** 0.51% (weak for cashflow)
- **Max investor price (0.8%):** £88,625
- **Target investor price (1%):** £70,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,538/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.6%
- **10y growth:** 62.6%

## House Price Index (HM Land Registry)

*Official index for Ceredigion; Semi-detached series; as of March 2026.*

- **1y growth (index):** 8%
- **5y growth (index):** 24.9%
- **10y growth (index):** 48.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
