Sold STC Retirement Property

20 ST JAMES OAKS

GRAVESEND, KENT DA11 0QT

1 beds 1 baths Listed 27 Mar 2021 (-1914d)

£185,000

Guide Price

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front Lounge/Diner Lounge/Diner Kitchen Shower room External Communal Gardens Gated Security Photo 9 Reception Photo 11 Photo 12 Photo 13 Photo 14

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Property details

Last sold

£185,000 Jun 2021

Local average

£1,766,800 (-89.5%)

Deprivation

Decile 3 (7,162 of 33,755)

Street crime

407 incidents within 1 mile (Apr 2026)

Key features

  • One Bedroom Ground Floor Retirement Flat
  • 24 Hour Gated Security
  • Close To Gravesend Town Centre & Station
  • Immediate Vacant Possession

Additional details

Garden
Yes

Description

This ONE BEDROOM GROUND FLOOR PURPOSE BUILT RETIREMENT FLAT is situated in a nice corner position facing onto COMMUNAL GARDENS and the CLUB HOUSE. Designed specifically for the OVER 55's St James Oaks is one of the MOST POPULAR retirement developments in Gravesend and is within close proximity of the town centre and mainline railway station. Offering IMMEDIATE VACANT POSSESSION, meaning no onward chain complications, this is the perfect place for those who require INDEPENDANT LIVING with peace of mind and 24 HOUR GATED SECURITY with warden control.

The property itself comprises, hall, lounge/diner opening into a modern white gloss fitted kitchen including built in oven and hob, one double bedroom and a shower room. Heated by Gas Central Heating and double glazed we understand all carpets and blinds are to remain. In our opinion this property is well presented and ready to move into.

Other benefits include the Ivy Room, (Club House) where you can socialise with your neighbours over a cup of tea or coffee or even a glass of wine or beer and where various activities and entertainments take place. There are well communal kept gardens and grounds. The Lodge is the main point of contact and reception area. The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24hours a day security to monitor arrivals and departures.

Viewing is highly recommended. EPC: C

Property Description - This one bedroom ground floor purpose built retirement flat is situated in a nice corner position facing onto communal gardens and the club house. Designed specifically for the over 55's St James Oaks is one of the most popular retirement developments in Gravesend and is within close proximity of the town centre and mainline railway station. Offering immediate vacant possession, meaning no onward chain complications, this is the perfect place for those who require independent living with peace of mind and 24 hour gated security with warden control.

The property itself comprises, hall, lounge/diner opening into a modern white gloss fitted kitchen including built in oven and hob, one double bedroom and a shower room. Heated by Gas Central Heating and double glazed we understand all carpets and blinds are to remain. In our opinion this property is well presented and ready to move into.

Other benefits include the Ivy Room, (Club House) where you can socialise with your neighbours over a cup of tea or coffee or even a glass of wine or beer and where various activities and entertainments take place. There are well communal kept gardens and grounds. The Lodge is the main point of contact and reception area. The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24hours a day security to monitor arrivals and departures.

Viewing is highly recommended.

Hall - Entrance door, built in cupboard, access to all rooms.

Lounge - 5.87m x 3.76m (19'3 x 12'4) -

Kitchen - 2.87m x 1.67m (9'4" x 5'5") -

Shower Room - 1.96m x 1.68m (6'5" x 5'6") -

Bedroom - 3.66m x 2.87m (12' x 9'5") -

Communal Gardens/Grounds - Well Maintained Communal gardens with lawns and flowerer beds.

Leasehold - 125 years from 1st February 1988
Approx. 91 years remaining on the lease.

Service Charge: £3,600 p.a 21/22 (can be paid monthly £300)
Ground Rent: £100

Listed by

Gravesend

Sealeys Estate Agents

Reference: 104635358

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

Floor Plan

EPC Graphs

EE Rating

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10844233

Property Details

Street: 20 The Lodge St. James Oaks

Town: Trafalgar Road

Postcode: DA11 0QT

Installation Details

Items: 3 windows

Certificate Issued: 02/03/2015

Work Completed: 05/01/2015

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

185% since 2000

Event Date Price % change
Sold 25/06/2021 (4 years ago) £185,000 +2.8%
Sold 16/10/2019 (6 years ago) £179,995 +176.9%
Sold 16/06/2000 (26 years ago) £65,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
DARNLEY ARMS TRAFALGAR ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QA £280,000 21/12/2022 Other
TERANCE HOUSE, 92 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QQ £26,000 05/07/2022 Other

Area average: £153,000 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -96.1%
10y growth 8.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Gravesham. Series: All dwelling types. As of March 2026.

1y (index) -2%
5y (index) 12%
10y (index) 28.3%

Rental Range

Estimated market rent for Gravesham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,192/mo
Realistic £1,324/mo
Optimistic £1,456/mo

Based on Local Authority from postcode lookup → Gravesham.

LHA (30th percentile) floor for North West Kent: £748/mo (Apr 2025 – Mar 2026)

Location

Address

Trafalgar Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Arthur Street 0.1 miles
Bus stop Weavers Close 0.1 miles
Shop JMV Cars Ltd. 0.2 miles
Shop Windmill Local 0.2 miles
Train station Gravesend 0.3 miles
Train station Tilbury Town 1.8 miles
University University of Greenwich 4.2 miles
Hospital Jasmine Centre 4.5 miles
Hospital King's / Dartford Dialysis Unit 4.5 miles

Street-level crime

Category Count
Violence and sexual offences 147
Anti-social behaviour 77
Criminal damage and arson 46
Other theft 32
Shoplifting 23
Vehicle crime 18
Public order 16
Drugs 13
Robbery 9
Burglary 8
Other crime 7
Bicycle theft 5
Possession of weapons 3
Theft from the person 3
Total incidents 407

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Wrotham Road Primary School Primary 0.1 miles Good — 12 Sep 2016
Bronte School Other 0.2 miles (No rating)
Mayfield Grammar School, Gravesend Secondary 0.2 miles Outstanding — 9 Jun 2024
Cecil Road Primary and Nursery School Primary 0.4 miles Good — 12 Jul 2016
Holy Trinity Church of England Primary School Primary 0.5 miles Good — 17 Oct 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
1 Bed Flat, Queen St, DA12 £950/mo 1 0.48 miles OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%
Max investor price (0.8%) £118,750
Target investor price (1%) £95,000
Gross yield 6.2%
Cost-to-rent ratio 16.2×
Monthly cashflow £101/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).