# 3 bedroom semi-detached house for sale (ST5 9HQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 13A, KING STREET, NEWCASTLE, CROSS HEATH, STAFFORDSHIRE ST5 9HQ |
| Price | £117,500 |
| Bedrooms | 3 |
| Last sold | £132,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 08/08/2034
- **Est. upgrade cost to C:** £14,950

### Recommendations
- B4 (£300 - £600)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2611-7401-9816-4378-4011)

## Description

What a great buy for a growing family without breaking the bank! This modern semi detached house has three bedrooms plus a separate dining room (ground floor bedroom), large lounge and lean to conservatory, gas central heating and double glazing where stated. With parking at the front and enclosed rear garden, it really is excellent value and should be viewed without delay. The property is also situated close to the town centre and local amenities.

**Dimensions**

Bedroom 1:

Bedroom 2:

Bedroom 3:

Reception 1:

Reception 2:

Kitchen:

13'6 x 11'4

9'4 x 6'7

12'5 x 6'7

17'6 x 13'6

15'2 x 7'5

11'3 x 5'6

## Property Photos

- ![Photo](/listings/photos/12014165/246652)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £132,000 | 16/01/2026 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £90,000 | 18/03/2015 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £110,000 | 30/08/2007 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £74,000 | 01/04/2004 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £46,000 | 15/03/2002 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £32,000 | 22/04/1998 | Semi-detached |
| 13A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £42,000 | 11/08/1995 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 NAVIGATION WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HJ | £179,500 | 06/01/2026 | Semi-detached |
| 12 DERWENT PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HG | £130,000 | 12/12/2025 | Semi-detached |
| 20 NAVIGATION WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HJ | £175,000 | 11/12/2025 | Semi-detached |
| 175A LIVERPOOL ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HF | £220,000 | 29/08/2025 | Semi-detached |
| 25 LOVATT AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9AD | £195,000 | 10/07/2025 | Semi-detached |
| 3 LOWER MILEHOUSE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9AA | £125,000 | 15/11/2024 | Semi-detached |
| [Same street] 8 KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £140,000 | 29/08/2024 | Terraced |
| 256 LIVERPOOL ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9EA | £125,000 | 17/06/2024 | Semi-detached |
| [Same street] 22A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £285,000 | 12/09/2023 | Detached |
| 31 MILEHOUSE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9JZ | £230,000 | 10/08/2023 | Semi-detached |
| 113 REEVES AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9LA | £145,000 | 30/06/2023 | Semi-detached |
| 44 MEADOW LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9AJ | £40,000 | 10/03/2023 | Semi-detached |
| 35 LOWER MILEHOUSE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9AA | £150,000 | 09/03/2023 | Semi-detached |
| 5 CLOVERDALE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9LD | £170,000 | 12/12/2022 | Semi-detached |
| 16 DERWENT PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HG | £100,000 | 02/12/2022 | Semi-detached |
| 98 REEVES AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9LA | £155,000 | 26/09/2022 | Semi-detached |
| 48 NAVIGATION WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HJ | £165,000 | 26/08/2022 | Semi-detached |
| 55 LOWER MILEHOUSE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9BE | £120,000 | 25/08/2022 | Semi-detached |
| 33 LOWER MILEHOUSE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9AA | £180,000 | 19/08/2022 | Semi-detached |
| 6A POPLAR AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HR | £100,000 | 05/08/2022 | Semi-detached |
| [Same street] 2 KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £151,000 | 11/07/2022 | Terraced |
| 1 JUNCTION CRESCENT, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9GZ | £188,000 | 14/06/2022 | Semi-detached |
| 236 LIVERPOOL ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9EB | £150,000 | 01/06/2022 | Semi-detached |
| [Same street] 36A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £167,500 | 27/02/2022 | Semi-detached |
| [Same street] 36A KING STREET, CROSS HEATH, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9HQ | £160,000 | 22/12/2021 | Semi-detached |

**Street average:** £180,700 (5 sales)
**Area average:** £152,125 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,942 (144 Semi-detached, ST5, 2024–2026)
- **Deviation:** -40.9%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Navigation Way, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a3d1f6a) | £1,050/mo | 3 | 0.09 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 0.37 miles | Rightmove |
| [Hempstalls Lane, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/8e3c715) | £1,200/mo | 3 | 0.44 miles | Rightmove |
| [Liverpool Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/e8f5643) | £1,200/mo | 3 | 0.47 miles | Rightmove |
| [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 0.57 miles | Rightmove |
| [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 0.75 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f374b79) | £900/mo | 3 | 0.75 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 0.76 miles | Rightmove |
| [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8243c89) | £1,200/mo | 3 | 0.86 miles | Rightmove |
| [Dimsdale View East, Porthill, Newcastle](http://87.117.209.195:8080/listings/32408f9) | £800/mo | 3 | 0.91 miles | Rightmove |
| [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 0.92 miles | Rightmove |
| [Snowgoose Way, Newcastle, ST5](http://87.117.209.195:8080/listings/29d2bce) | £1,300/mo | 3 | 0.92 miles | Rightmove |
| [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 0.93 miles | Rightmove |
| [Wesley Place, Newcastle, ST5](http://87.117.209.195:8080/listings/48400a5) | £1,000/mo | 3 | 0.99 miles | Rightmove |
| [Orme Road, Newcastle under lyme](http://87.117.209.195:8080/listings/5f5413d) | £1,150/mo | 3 | 1.01 miles | Rightmove |
| [Higherland, ST5](http://87.117.209.195:8080/listings/fb6f659) | £995/mo | 3 | 1.02 miles | Rightmove |
| [Sydney Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/1054f96) | £925/mo | 3 | 1.02 miles | Rightmove |
| [Dorridge Grove, Maybank, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4b510b1) | £1,295/mo | 3 | 1.06 miles | Rightmove |
| [Cumberland Street, Newcastle](http://87.117.209.195:8080/listings/5bed48c) | £975/mo | 3 | 1.07 miles | Rightmove |
| [Willard Close, Newcastle, ST5](http://87.117.209.195:8080/listings/439b0fb) | £1,100/mo | 3 | 1.17 miles | Rightmove |

**Average rent: £947/mo (36 listings)**

## 1% Rule

- **Rent ratio:** 0.87% (okay)
- **Max investor price (0.8%):** £128,125
- **Target investor price (1%):** £102,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,025/mo).*

- **Gross yield:** 10.5%
- **Cost-to-rent:** 9.6×
- **Monthly cashflow:** £435/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,078/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.6%
- **10y growth:** 37.6%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 24.9%
- **10y growth (index):** 59.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)