Sold STC Terraced

11 LONSDALE TERRACE

MARYPORT, DEARHAM, CUMBRIA CA15 7EW

2 beds 1 baths 66 m² Listed 16 Oct 2015 (-3893d)

£79,950

Reduced on 29 Feb 2016

Save

# 2 bedroom terraced house for sale (CA15 7EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 11 LONSDALE TERRACE, MARYPORT, DEARHAM, CUMBRIA CA15 7EW |
| Price | £79,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £83,000 Jun 2021 |

## Description

A delightful two bedroom mid-terrace within the popular village of Dearham, offering a fantastic opportunity for any first time buyer to take their first steps on to the property ladder.

The accommodation briefly comprises cosy lounge with wood burning stove in sandstone hearth, modern high gloss kitchen, two double bedrooms and three piece family bathroom. There is also a large storage shed to the rear.

** Location **

Lonsdale Terrace is located within the centre of the popular village of Dearham providing easy access to the west coast employment hubs and only a short drive to the Lake District National Park. The village benefits from highly rated nursery and primary school, post office, general store and local services.

** Services **

Mains gas, electricity, water and drainage. Gas central heating and double glazing installed. Telephone line installed subject to BT regulations. Please note - the mention of any appliances and/or services within these sale particulars does not imply that they are in full and efficient working order.

** Directions **

From the Cockermouth office, take the A5086 towards Belle Vue roundabout. Cross the roundabout taking the Maryport Road. Proceed through Dovenby and on entering Dearham village, turn right at the crossroads where Lonsdale Terrace is located on the right hand side approximately 50 yards down the road

Property ref: 121_2231_3946686

## Property Photos

- ![Photo](/listings/photos/51919090/602633)
- ![Photo](/listings/photos/51919090/602634)
- ![Photo](/listings/photos/51919090/602635)
- ![Photo](/listings/photos/51919090/602636)
- ![Photo](/listings/photos/51919090/602637)
- ![Photo](/listings/photos/51919090/602638)
- ![Photo](/listings/photos/51919090/602639)
- ![Photo](/listings/photos/51919090/602640)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £83,000 | 16/06/2021 | Terraced |
| 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £77,500 | 10/06/2016 | Terraced |
| 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £79,000 | 07/11/2014 | Terraced |
| 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £52,500 | 18/11/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 103 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £80,000 | 05/12/2025 | Terraced |
| 17 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW | £75,000 | 18/01/2024 | Terraced |
| 59 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £109,000 | 03/11/2023 | Terraced |
| 3 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW | £81,800 | 28/04/2023 | Terraced |
| 105 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £58,000 | 17/03/2023 | Terraced |
| 2 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £84,950 | 19/12/2022 | Terraced |
| 58 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL | £130,500 | 18/11/2022 | Terraced |
| 24 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7ER | £90,000 | 31/10/2022 | Terraced |
| 27 MARYPORT ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EG | £140,000 | 12/10/2022 | Terraced |
| 81 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £105,000 | 29/09/2022 | Terraced |
| 56 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL | £136,000 | 04/08/2022 | Terraced |
| 18 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £65,000 | 07/07/2022 | Terraced |
| 85 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £85,000 | 13/04/2022 | Terraced |
| 57 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £73,500 | 31/01/2022 | Terraced |
| 59 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £38,000 | 18/11/2021 | Terraced |
| 5 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £60,000 | 29/09/2021 | Terraced |
| 58 MARYPORT ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EG | £78,750 | 17/08/2021 | Terraced |

**Area average:** £87,676 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £104,855 (28 Terraced, CA15, 2024–2026)
- **Deviation:** -23.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.19% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 39.2%
- **10y growth:** 118.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

66 m²

Last sold

£83,000 Jun 2021

Local average

£104,855 (-23.8%)

Deprivation

Decile 6 (18,105 of 33,755)

Street crime

10 incidents within 1 mile (Apr 2026)

Key features

Two bed mid terrace
Ideal starter home
Immaculate condition throughout
Popular village location

Additional details

Parking: Yes
Garden: Yes

Description

A delightful two bedroom mid-terrace within the popular village of Dearham, offering a fantastic opportunity for any first time buyer to take their first steps on to the property ladder.

The accommodation briefly comprises cosy lounge with wood burning stove in sandstone hearth, modern high gloss kitchen, two double bedrooms and three piece family bathroom. There is also a large storage shed to the rear.

Location
Lonsdale Terrace is located within the centre of the popular village of Dearham providing easy access to the west coast employment hubs and only a short drive to the Lake District National Park. The village benefits from highly rated nursery and primary school, post office, general store and local services.
Services
Mains gas, electricity, water and drainage. Gas central heating and double glazing installed. Telephone line installed subject to BT regulations. Please note - the mention of any appliances and/or services within these sale particulars does not imply that they are in full and efficient working order.

Directions
From the Cockermouth office, take the A5086 towards Belle Vue roundabout. Cross the roundabout taking the Maryport Road. Proceed through Dovenby and on entering Dearham village, turn right at the crossroads where Lonsdale Terrace is located on the right hand side approximately 50 yards down the road

Property ref: 121_2231_3946686

Listed by

Cockermouth

Penrith Farmers & Kidds

Reference: 51919090

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

58% since 2009

Event	Date	Price	% change
Sold	16/06/2021 (4 years ago)	£83,000	+7.1%
Sold	10/06/2016 (10 years ago)	£77,500	-1.9%
Sold	07/11/2014 (11 years ago)	£79,000	+50.5%
Sold	18/11/2009 (16 years ago)	£52,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
103 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£80,000	05/12/2025	Terraced
17 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW	£75,000	18/01/2024	Terraced
59 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£109,000	03/11/2023	Terraced
3 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW	£81,800	28/04/2023	Terraced
105 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£58,000	17/03/2023	Terraced
2 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£84,950	19/12/2022	Terraced
58 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL	£130,500	18/11/2022	Terraced
24 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7ER	£90,000	31/10/2022	Terraced
27 MARYPORT ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EG	£140,000	12/10/2022	Terraced
81 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£105,000	29/09/2022	Terraced
56 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL	£136,000	04/08/2022	Terraced
18 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£65,000	07/07/2022	Terraced
85 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£85,000	13/04/2022	Terraced
57 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£73,500	31/01/2022	Terraced
59 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£38,000	18/11/2021	Terraced
5 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£60,000	29/09/2021	Terraced
58 MARYPORT ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EG	£78,750	17/08/2021	Terraced

Area average: £87,676 (17 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 39.2%

10y growth 118.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA15 7EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Commercial Inn (S bound)	0.0 miles
Bus stop	The Commercial Inn (SE)	0.0 miles
Shop	Spar	0.1 miles
Shop	Premier	0.5 miles
Train station	Maryport	1.8 miles
Train station	Flimby	2.9 miles
Hospital	Workington Community Hospital	5.9 miles

Street-level crime

Category	Count
Violence and sexual offences	7
Criminal damage and arson	2
Public order	1
Total incidents	10

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Dearham Primary School	Primary	0.5 miles	Outstanding — 11 Jan 2013
Broughton Moor Primary School	Primary	1.3 miles	Requires improvement — 19 Dec 2023
Ellenborough Academy	Primary	1.4 miles	Good — 23 Oct 2014
Netherton Infant School	Primary	1.5 miles	Good — 23 Oct 2014
Ewanrigg Junior School	Primary	1.6 miles	Good — 1 May 2015

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.19%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).