Sold STC Terraced

31 AINSLIE STREET

GRIMSBY, NORTH EAST LINCOLNSHIRE DN32 0LY

3 beds 1 baths 114 m² Listed 6 Sep 2024 (-683d)

£122,000

Reduced on 11 Feb 2025

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# 3 bedroom terraced house for sale (DN32 0LY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE DN32 0LY |
| Price | £122,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £115,000 Sep 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 11/11/2034
- **Current heating cost:** £1,363/year
- **Est. upgrade cost to C:** £15,000

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2281-6141-5552-0517-9739)

## Description

A period mid-terrace house that an extra level of quality and character stamped within it, this is a property that provides a rare mix of raw space coupled with a welcoming and modern finish. A range of appealing features, not least its convenient location, make this a perfect choice for those seeking a large first time buy or even a great buy to let property with a minimum of fuss or remedial work.

Three sizable bedrooms combine with an impressive three  expansive reception rooms to create an amazing array of versatile space both upstairs and down. Each room has a fresh and welcoming decor but ultimate provides a vast blank canvas onto which can be imprinted any number of personal touches.

A practical and modern fitted kitchen and elegant family bathroom can be found at the rear of the property, equipping the house to deal with the needs of even large families while a separate upstairs W/C adds an extra level of convenience.

One of the most amazing features to be found at this property is its cutting edge heating set up. A state of the art Air Source Heat Pump fitted in the rear garden powers the central heating which combines perfectly with the extensive solar panel array. This means that the electrical heating system is hugely subsidised by the presence of the photovoltaic panels which can substantially reduce heating bills, even in such a large, period property.

Water heating is facilitated via an on demand gas water heater which is operated simply and efficiently, meaning that this is a home that requires very little gas to run. The property also benefits from PVC double glazing throughout.

An easy maintenance rear garden provides an opportunity for worry free relaxation with Indian Sandstone paving and attractive planting borders. A large shed may accommodate plentiful outdoor storage, to help keep the space tidy all year round.

All in all this is a home of incredible dimensions, enviable placement and immense potential and to truly appreciate all that it has to offer, this agent would recommend internal viewing.

## Property Photos

- ![Front Elevation](/listings/photos/152158184/1329738) - Front Elevation
- ![Lounge](/listings/photos/152158184/1329739) - Lounge
- ![Sitting Room](/listings/photos/152158184/1329740) - Sitting Room
- ![Dining Room](/listings/photos/152158184/1329741) - Dining Room
- ![Kitchen](/listings/photos/152158184/1329742) - Kitchen
- ![Bedroom 1](/listings/photos/152158184/1329743) - Bedroom 1
- ![Bedroom 2](/listings/photos/152158184/1329744) - Bedroom 2
- ![Bedroom 3](/listings/photos/152158184/1329745) - Bedroom 3
- ![Bathroom](/listings/photos/152158184/1329746) - Bathroom
- ![Garden](/listings/photos/152158184/1329747) - Garden
- ![Garden](/listings/photos/152158184/1329748) - Garden
- ![Rear](/listings/photos/152158184/1329749) - Rear

## Floorplans

- ![Floorplan](/listings/photos/152158184/1329750) - Floorplan

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #2348527
- **Address:** 31 Ainslie Street, GRIMSBY, DN32 0LY
- **Certificate Issued:** 27/12/2004
- **Work Completed:** 26/11/2004
- **Items:** 1 window(s)

### FENSA Certificate #2192051
- **Address:** 31 Ainslie Street, GRIMSBY, DN32 0LY
- **Certificate Issued:** 08/11/2004
- **Work Completed:** 14/10/2004
- **Items:** 1 window(s)

### FENSA Certificate #12345422
- **Address:** 31 Ainslie Street, GRIMSBY, DN32 0LY
- **Certificate Issued:** 15/05/2017
- **Work Completed:** 21/04/2017
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £115,000 | 04/09/2025 | Terraced |
| 31 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £65,000 | 10/08/2015 | Terraced |
| 31 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £68,500 | 07/04/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £76,000 | 19/12/2025 | Terraced |
| 69 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £76,000 | 19/12/2025 | Terraced |
| [Same street] 27 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £63,000 | 04/12/2025 | Terraced |
| [Same street] 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £39,000 | 09/10/2025 | Other |
| [Same street] 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £39,000 | 09/10/2025 | Other |
| 75 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NR | £95,000 | 12/08/2025 | Terraced |
| 84 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NX | £75,000 | 08/08/2025 | Terraced |
| 64 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NX | £38,994 | 29/07/2025 | Terraced |
| 43 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £45,000 | 01/12/2023 | Terraced |
| 85 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LZ | £133,500 | 21/11/2023 | Terraced |
| 134 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NS | £90,000 | 17/11/2023 | Terraced |
| 131 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NS | £70,000 | 12/10/2023 | Terraced |
| [Same street] 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £42,000 | 06/10/2023 | Flat |
| 4 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0HD | £120,000 | 02/06/2023 | Terraced |
| 7 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0HD | £115,000 | 02/06/2023 | Terraced |
| [Same street] 37 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £93,000 | 12/05/2023 | Terraced |
| 103 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £60,000 | 18/04/2023 | Terraced |
| 60 WELLOWGATE, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EY | £133,000 | 18/11/2022 | Terraced |
| 24 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EZ | £162,000 | 16/11/2022 | Terraced |
| 50 WELLOWGATE, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EY | £140,000 | 04/11/2022 | Terraced |
| 80 WELHOLME ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NF | £159,950 | 21/10/2022 | Terraced |
| 25 FAREBROTHER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NH | £83,000 | 21/10/2022 | Terraced |
| 33 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £59,950 | 03/10/2022 | Terraced |
| 28 FAREBROTHER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NJ | £86,000 | 23/09/2022 | Terraced |
| 15 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD | £81,000 | 16/09/2022 | Terraced |
| [Same street] 51 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £116,000 | 03/05/2022 | Terraced |
| [Same street] 59 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY | £55,000 | 23/08/2021 | Terraced |

**Street average:** £63,857 (7 sales)
**Area average:** £94,970 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £77,046 (99 Terraced, DN32, 2024–2026)
- **Deviation:** +58.3%

## Rental Range

*ONS Price Index of Private Rents (North East Lincolnshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £556/mo
- **Realistic:** £618/mo
- **Optimistic:** £680/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grimsby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £520/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hare St, DN32 | £695/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Terraced House, Heneage Road, DN32 | £695/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £695/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £695/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £120/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,070/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.7%
- **10y growth:** 20.4%

## House Price Index (HM Land Registry)

*Official index for North East Lincolnshire; Terraced series; as of April 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 19.1%
- **10y growth (index):** 44.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Elevation Lounge Sitting Room Dining Room Kitchen Bedroom 1 Bedroom 2 Bedroom 3 Bathroom Garden Garden Rear

/ 12

Property details

Tenure

FREEHOLD

Floor area

114 m²

Council tax band

EPC rating

Last sold

£115,000 Sep 2025

Price per m²

£1,070/m²

Local average

£77,046 (+58.3%)

Deprivation

Decile 1 (1,448 of 33,755)

Street crime

811 incidents within 1 mile (May 2026)

Key features

Spacious Terrace Property
Close Proximity to Town Centre
3 Bedrooms
3 Reception Rooms
Modern Kitchen and Bathroom
Upstairs W/C
Ideal First Time Buy or Investment
Council Tax Band A
EPC Rating B

Additional details

Garden: Yes

Description

For those seek an incredibly spacious and deceptively generous home within walking distance from Grimsby town centre and the wealth of amenities it has to offer, this may well be the property for you.

A period mid-terrace house that an extra level of quality and character stamped within it, this is a property that provides a rare mix of raw space coupled with a welcoming and modern finish. A range of appealing features, not least its convenient location, make this a perfect choice for those seeking a large first time buy or even a great buy to let property with a minimum of fuss or remedial work.

Three sizable bedrooms combine with an impressive three expansive reception rooms to create an amazing array of versatile space both upstairs and down. Each room has a fresh and welcoming decor but ultimate provides a vast blank canvas onto which can be imprinted any number of personal touches.

A practical and modern fitted kitchen and elegant family bathroom can be found at the rear of the property, equipping the house to deal with the needs of even large families while a separate upstairs W/C adds an extra level of convenience.

One of the most amazing features to be found at this property is its cutting edge heating set up. A state of the art Air Source Heat Pump fitted in the rear garden powers the central heating which combines perfectly with the extensive solar panel array. This means that the electrical heating system is hugely subsidised by the presence of the photovoltaic panels which can substantially reduce heating bills, even in such a large, period property.

Water heating is facilitated via an on demand gas water heater which is operated simply and efficiently, meaning that this is a home that requires very little gas to run. The property also benefits from PVC double glazing throughout.

An easy maintenance rear garden provides an opportunity for worry free relaxation with Indian Sandstone paving and attractive planting borders. A large shed may accommodate plentiful outdoor storage, to help keep the space tidy all year round.

All in all this is a home of incredible dimensions, enviable placement and immense potential and to truly appreciate all that it has to offer, this agent would recommend internal viewing.

Listed by

Covering Grimsby

Relocation Estates Ltd

Reference: 152158184

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 12/11/2024

Expiry date: 11/11/2034

Current heating cost: £1,363/year

Potential heating cost: £958/year

Est. upgrade cost to C: £15,000

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2348527

Property Details

Street: 31 Ainslie Street

Town: GRIMSBY

Postcode: DN32 0LY

Installation Details

Items: 1 window

Certificate Issued: 27/12/2004

Work Completed: 26/11/2004

This certificate data was retrieved from FENSA's database

FENSA Certificate #2192051

Property Details

Street: 31 Ainslie Street

Town: GRIMSBY

Postcode: DN32 0LY

Installation Details

Items: 1 window

Certificate Issued: 08/11/2004

Work Completed: 14/10/2004

This certificate data was retrieved from FENSA's database

FENSA Certificate #12345422

Property Details

Street: 31 Ainslie Street

Town: GRIMSBY

Postcode: DN32 0LY

Installation Details

Items: 2 windows

Certificate Issued: 15/05/2017

Work Completed: 21/04/2017

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

68% since 2010

Event	Date	Price	% change
Sold	04/09/2025 (10 months ago)	£115,000	+76.9%
Sold	10/08/2015 (10 years ago)	£65,000	-5.1%
Sold	07/04/2010 (16 years ago)	£68,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
33 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£76,000	19/12/2025	Terraced
69 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£76,000	19/12/2025	Terraced
Same street 27 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£63,000	04/12/2025	Terraced
Same street 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£39,000	09/10/2025	Other
Same street 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£39,000	09/10/2025	Other
75 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NR	£95,000	12/08/2025	Terraced
84 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NX	£75,000	08/08/2025	Terraced
64 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NX	£38,994	29/07/2025	Terraced
43 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£45,000	01/12/2023	Terraced
85 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LZ	£133,500	21/11/2023	Terraced
134 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NS	£90,000	17/11/2023	Terraced
131 LAMBERT ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NS	£70,000	12/10/2023	Terraced
Same street 57 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£42,000	06/10/2023	Flat
4 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0HD	£120,000	02/06/2023	Terraced
7 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0HD	£115,000	02/06/2023	Terraced
Same street 37 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£93,000	12/05/2023	Terraced
103 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£60,000	18/04/2023	Terraced
60 WELLOWGATE, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EY	£133,000	18/11/2022	Terraced
24 ABBEY DRIVE EAST, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EZ	£162,000	16/11/2022	Terraced
50 WELLOWGATE, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0EY	£140,000	04/11/2022	Terraced
80 WELHOLME ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NF	£159,950	21/10/2022	Terraced
25 FAREBROTHER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NH	£83,000	21/10/2022	Terraced
33 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£59,950	03/10/2022	Terraced
28 FAREBROTHER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0NJ	£86,000	23/09/2022	Terraced
15 WINTRINGHAM ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0PD	£81,000	16/09/2022	Terraced
Same street 51 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£116,000	03/05/2022	Terraced
Same street 59 AINSLIE STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 0LY	£55,000	23/08/2021	Terraced

Street average: £63,857 (7 sales)

Area average: £94,970 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.7%

10y growth 20.4%

House Price Index (HM Land Registry — official index, not sold-price averages): North East Lincolnshire. Series: Terraced. As of April 2026.

1y (index) 1.7%

5y (index) 19.1%

10y (index) 44.6%

Rental Range

Estimated market rent for North East Lincolnshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £556/mo

Realistic £618/mo

Optimistic £680/mo

Based on Local Authority from postcode lookup → North East Lincolnshire.

LHA (30th percentile) floor for Grimsby: £520/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DN32 0LY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Lambert Road News	0.1 miles
Shop	Ellis Hardware	0.1 miles
Train station	Grimsby Town	0.3 miles
Bus stop	Tasburgh Street	0.3 miles
University	University Centre (University of Hull)	0.5 miles
University	University Centre Grimsby	0.6 miles
Hospital	Harrison House	0.8 miles
Hospital	St Hughs	0.8 miles
Train station	Grimsby Docks	1.0 miles

Street-level crime

Category	Count
Violence and sexual offences	275
Shoplifting	113
Criminal damage and arson	95
Public order	86
Anti-social behaviour	80
Burglary	36
Other theft	34
Vehicle crime	26
Drugs	23
Other crime	17
Robbery	12
Bicycle theft	6
Possession of weapons	5
Theft from the person	3
Total incidents	811

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' School	Other	0.4 miles	— (No rating)
Welholme Academy	Primary	0.4 miles	Good — 12 Jul 2017
Edward Heneage Primary Academy	Primary	0.4 miles	Good — 11 Jun 2019
St Martin's Preparatory School	Other	0.5 miles	— (No rating)
Ormiston South Parade Academy	Primary	0.5 miles	Good — 12 Sep 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Hare St, DN32	£695/mo	3	0.32 miles	OpenRent
3 Bed Terraced House, Heneage Road, DN32	£695/mo	3	0.52 miles	OpenRent

Average rent: £695/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £86,875

Target investor price (1%) £69,500

Gross yield 6.8%

Cost-to-rent ratio 14.6×

Monthly cashflow £120/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).