Sold STC Detached

40 WADE REACH

WALTON ON THE NAZE, ESSEX CO14 8RE

2 beds 1 baths Listed 7 Jan 2019 (-2711d)

£265,000

Save

# 2 bedroom detached bungalow for sale (CO14 8RE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 WADE REACH, WALTON ON THE NAZE, ESSEX CO14 8RE |
| Price | £265,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £265,000 Apr 2019 |

## Description

** SOLD BEFORE HITTING THE INTERNET ** Being offered with NO ONWARD CHAIN and offering STUNNING VIEWS over the 'Backwaters', Sheen's Estate Agents have the pleasure in bringing to market this TWO DOUBLE BEDROOM DETACHED BUNGALOW. The property is located in in the popular town of Walton-on-the-Naze and is within one and quarter mile of the Walton's Town Centre, Seafront and Mainline Railway Station with links to London Liverpool Street.  It is in the valuers opinion that an internal inspection is highly recommended to fully appreciate the accommodation and views on offer.

**D Details - Not Yet Approved** - DRAFT DETAILS - NOT YET APPROVED BY VENDOR

**Accomm Comprises With** - Accommodation comprises with approximate room sizes:-

Obscured sealed unit double glazed entrance door to:

**Porch** - Obscured sealed unit double glazed window to side and front aspect. Door to:

**Hallway** - Built in storage cupboard housing wall mounted combination boiler providing heating and hot water throughout (n/t). Loft access. Radiator. Doors to:

**Kitchen** - Fitted with a range of beach effect fronted units. Marble effect rolled edge work surfaces. Inset stainless steel bowl sink drainer unit with mixer taps. Inset four ring 'Neff' electric hob. Fitted extractor fan. Built in eye level double oven. Integrated fridge/freezer and dish washer (all appliances not tested). Further selection of matching units at both eye and floor level. Fully tiled walls. Fitted breakfast bar. Radiator. Sealed unit double glazed window to front. Sealed unit double glazed window to side. Sealed unit double glazed door to side.

**Bedroom One** - Built in his and her wardrobes with over head storage. Radiator. Sealed unit double glazed bay window to front.

**Bedroom Two** - 3.71m x 2.77m (12'2" x 9'1") - Radiator. Sealed unit double glazed window to conservatory.

**Bathroom** - White suite comprising of low level W/C. Pedestal wash hand basin. Panelled bath with integrated shower. Fully tiled walls. Tiled flooring. Fitted extractor fan (n/t). Radiator. Obscured sealed unit double glazed window to side.

**Lounge** - 5.36m x 3.56m (17'7" x 11'8") - Two Radiators. Sealed unit double glazed patio doors to:

**Conservatory** - 5.99m max (19'8" max) - Part brick base. Ploy-carbonated roof. Radiator. Sealed unit double glazed windows to rear and side aspect. Sealed unit double glazed patio door to side.

**Outside - Front** - Part laid to lawn. Part shingled. Array of bushes. Hard standing area providing off street parking leading to garage with an up and over door.. Access to rear via side.

**Outside - Rear** - 80' Approx. Paved patio area. Remainder laid to lawn. Array of bushes. 'Backwater' views.

**Money Laundering Disclaimer** - MONEY LAUNDERING REGULATIONS 2003 - Prospective purchasers will be asked to produce photographic identification and proof of residence documentation once entering into negotiations for a property in order for us to comply with current Legislation.

**Disclaimer - Wide Angle Lens Etc.** - These particulars do not constitute part of an offer or contract.  They should not be relied on as statement of fact and interested parties must verify their accuracy personally.  All internal photographs are taken with a wide angle lens, therefore before arranging a viewing, room sizes should be taken into consideration.

## Property Photos

- ![IMG_7890.JPG](/listings/photos/69316432/420445) - IMG_7890.JPG
- ![View Backwater.jpg](/listings/photos/69316432/420448) - View Backwater.jpg

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8197080
- **Address:** 40 Wade Reach, WALTON ON THE NAZE, CO14 8RE
- **Certificate Issued:** 01/06/2011
- **Work Completed:** 12/04/2011
- **Items:** 5 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £265,000 | 29/04/2019 | Detached |
| 40 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £150,000 | 14/03/2011 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL | £235,000 | 16/12/2025 | Detached |
| 16 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB | £305,000 | 21/11/2025 | Detached |
| [Same street] 46 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £300,000 | 15/09/2025 | Semi-detached |
| 2 BURNHAM CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SX | £259,000 | 27/08/2025 | Detached |
| 2 HUBBARDS CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SG | £280,000 | 03/06/2025 | Detached |
| 2 HUBBARDS CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SG | £280,000 | 03/06/2025 | Detached |
| 15 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB | £275,000 | 20/03/2025 | Detached |
| [Same street] 31 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £268,000 | 16/04/2024 | Detached |
| [Same street] 28 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £275,000 | 02/03/2023 | Detached |
| 105 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD | £450,000 | 09/12/2022 | Detached |
| 10 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SA | £210,000 | 23/11/2022 | Detached |
| [Same street] 57 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £365,000 | 16/11/2022 | Detached |
| 8 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH | £260,000 | 19/08/2022 | Detached |
| 4 BURNHAM CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SX | £290,000 | 08/08/2022 | Detached |
| [Same street] 53 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £325,000 | 11/07/2022 | Detached |
| [Same street] 32 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £285,000 | 01/07/2022 | Terraced |
| 12 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL | £290,000 | 30/06/2022 | Detached |
| 12 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL | £290,000 | 30/06/2022 | Detached |
| 24 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB | £278,000 | 08/12/2021 | Detached |
| 73 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD | £295,000 | 23/11/2021 | Detached |
| [Same street] 25 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £330,000 | 12/11/2021 | Detached |
| [Same street] 35 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £172,500 | 01/11/2021 | Semi-detached |
| [Same street] 36 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £259,995 | 26/10/2021 | Semi-detached |
| 99 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD | £290,000 | 25/10/2021 | Detached |
| [Same street] 42 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE | £340,000 | 10/09/2021 | Detached |
| 4 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH | £229,000 | 30/06/2021 | Detached |
| 97 KIRBY ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RB | £583,308 | 29/06/2021 | Detached |
| 20 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH | £280,000 | 29/06/2021 | Detached |
| 3 LOWES CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SQ | £285,000 | 28/06/2021 | Detached |
| 14 THE RIDGE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RF | £345,000 | 28/06/2021 | Detached |

**Street average:** £292,050 (10 sales)
**Area average:** £300,465 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £344,571 (14 Detached, CO14, 2024–2026)
- **Deviation:** -23.1%

## Rental Range

*ONS Price Index of Private Rents (Tendring). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £945/mo
- **Realistic:** £1,050/mo
- **Optimistic:** £1,155/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Seaview Court, CO14 | £1,100/mo | 2 | 0.62 miles | OpenRent |
| 2 Bed Flat, Eastcliff House, CO14 | £1,200/mo | 2 | 0.91 miles | OpenRent |

**Average rent: £1,150/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.2×
- **Monthly cashflow:** £-34/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.9%
- **10y growth:** 69.1%

## House Price Index (HM Land Registry)

*Official index for Tendring; Detached series; as of March 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** 10.8%
- **10y growth (index):** 40.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_7890.JPG View Backwater.jpg

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Property details

Last sold

£265,000 Apr 2019

Local average

£344,571 (-23.1%)

Deprivation

Decile 2 (4,573 of 33,755)

Street crime

79 incidents within 1 mile (Apr 2026)

Key features

Two Double Bedrooms
Lounge 17'7" x 11'8"
19'8" UPVC D/G Conservatory
Gas Central Heating (n/t)
80' Garden with 'Backwater' Views
Quiet Location
No Onward Chain
Garage and Off Street Parking
Close to Amenities
EPC Rating E

Additional details

Parking: Yes
Garden: Yes

Description

SOLD BEFORE HITTING THE INTERNET Being offered with NO ONWARD CHAIN and offering STUNNING VIEWS over the 'Backwaters', Sheen's Estate Agents have the pleasure in bringing to market this TWO DOUBLE BEDROOM DETACHED BUNGALOW. The property is located in in the popular town of Walton-on-the-Naze and is within one and quarter mile of the Walton's Town Centre, Seafront and Mainline Railway Station with links to London Liverpool Street. It is in the valuers opinion that an internal inspection is highly recommended to fully appreciate the accommodation and views on offer.

D Details - Not Yet Approved - DRAFT DETAILS - NOT YET APPROVED BY VENDOR

Accomm Comprises With - Accommodation comprises with approximate room sizes:-

Obscured sealed unit double glazed entrance door to:

Porch - Obscured sealed unit double glazed window to side and front aspect. Door to:

Hallway - Built in storage cupboard housing wall mounted combination boiler providing heating and hot water throughout (n/t). Loft access. Radiator. Doors to:

Kitchen - Fitted with a range of beach effect fronted units. Marble effect rolled edge work surfaces. Inset stainless steel bowl sink drainer unit with mixer taps. Inset four ring 'Neff' electric hob. Fitted extractor fan. Built in eye level double oven. Integrated fridge/freezer and dish washer (all appliances not tested). Further selection of matching units at both eye and floor level. Fully tiled walls. Fitted breakfast bar. Radiator. Sealed unit double glazed window to front. Sealed unit double glazed window to side. Sealed unit double glazed door to side.

Bedroom One - Built in his and her wardrobes with over head storage. Radiator. Sealed unit double glazed bay window to front.

Bedroom Two - 3.71m x 2.77m (12'2" x 9'1") - Radiator. Sealed unit double glazed window to conservatory.

Bathroom - White suite comprising of low level W/C. Pedestal wash hand basin. Panelled bath with integrated shower. Fully tiled walls. Tiled flooring. Fitted extractor fan (n/t). Radiator. Obscured sealed unit double glazed window to side.

Lounge - 5.36m x 3.56m (17'7" x 11'8") - Two Radiators. Sealed unit double glazed patio doors to:

Conservatory - 5.99m max (19'8" max) - Part brick base. Ploy-carbonated roof. Radiator. Sealed unit double glazed windows to rear and side aspect. Sealed unit double glazed patio door to side.

Outside - Front - Part laid to lawn. Part shingled. Array of bushes. Hard standing area providing off street parking leading to garage with an up and over door.. Access to rear via side.

Outside - Rear - 80' Approx. Paved patio area. Remainder laid to lawn. Array of bushes. 'Backwater' views.

Money Laundering Disclaimer - MONEY LAUNDERING REGULATIONS 2003 - Prospective purchasers will be asked to produce photographic identification and proof of residence documentation once entering into negotiations for a property in order for us to comply with current Legislation.

Disclaimer - Wide Angle Lens Etc. - These particulars do not constitute part of an offer or contract. They should not be relied on as statement of fact and interested parties must verify their accuracy personally. All internal photographs are taken with a wide angle lens, therefore before arranging a viewing, room sizes should be taken into consideration.

Listed by

Frinton-On-Sea

Sheen's

Reference: 69316432

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8197080

Property Details

Street: 40 Wade Reach

Town: WALTON ON THE NAZE

Postcode: CO14 8RE

Installation Details

Items: 5 windows and 1 door

Certificate Issued: 01/06/2011

Work Completed: 12/04/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

77% since 2011

Event	Date	Price	% change
Sold	29/04/2019 (7 years ago)	£265,000	+76.7%
Sold	14/03/2011 (15 years ago)	£150,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
18 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL	£235,000	16/12/2025	Detached
16 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB	£305,000	21/11/2025	Detached
Same street 46 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£300,000	15/09/2025	Semi-detached
2 BURNHAM CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SX	£259,000	27/08/2025	Detached
2 HUBBARDS CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SG	£280,000	03/06/2025	Detached
2 HUBBARDS CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SG	£280,000	03/06/2025	Detached
15 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB	£275,000	20/03/2025	Detached
Same street 31 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£268,000	16/04/2024	Detached
Same street 28 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£275,000	02/03/2023	Detached
105 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD	£450,000	09/12/2022	Detached
10 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SA	£210,000	23/11/2022	Detached
Same street 57 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£365,000	16/11/2022	Detached
8 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH	£260,000	19/08/2022	Detached
4 BURNHAM CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SX	£290,000	08/08/2022	Detached
Same street 53 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£325,000	11/07/2022	Detached
Same street 32 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£285,000	01/07/2022	Terraced
12 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL	£290,000	30/06/2022	Detached
12 GOULDINGS AVENUE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QL	£290,000	30/06/2022	Detached
24 THORNS WAY, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SB	£278,000	08/12/2021	Detached
73 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD	£295,000	23/11/2021	Detached
Same street 25 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£330,000	12/11/2021	Detached
Same street 35 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£172,500	01/11/2021	Semi-detached
Same street 36 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£259,995	26/10/2021	Semi-detached
99 CLAYS ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SD	£290,000	25/10/2021	Detached
Same street 42 WADE REACH, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RE	£340,000	10/09/2021	Detached
4 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH	£229,000	30/06/2021	Detached
97 KIRBY ROAD, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RB	£583,308	29/06/2021	Detached
20 BRIAN BISHOP CLOSE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8QH	£280,000	29/06/2021	Detached
3 LOWES CHASE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8SQ	£285,000	28/06/2021	Detached
14 THE RIDGE, WALTON ON THE NAZE, TENDRING, ESSEX, CO14 8RF	£345,000	28/06/2021	Detached

Street average: £292,050 (10 sales)

Area average: £300,465 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.9%

10y growth 69.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Tendring. Series: Detached. As of March 2026.

1y (index) -2%

5y (index) 10.8%

10y (index) 40.1%

Rental Range

Estimated market rent for Tendring. Low = conservative, Realistic = average, Optimistic = best case.

Low £945/mo

Realistic £1,050/mo

Optimistic £1,155/mo

Based on Local Authority from postcode lookup → Tendring.

LHA (30th percentile) floor for Colchester: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO14 8RE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Titchmarsh Marina	0.1 miles
Train station	Walton-on-the-Naze	0.5 miles
Shop	Walton and Frinton RNLI Shop	0.6 miles
Shop	Shirl's Shells	0.7 miles
Train station	Frinton-on-Sea	1.1 miles
Hospital	Fryatt Hospital	5.8 miles
Hospital	Clacton Hospital	6.5 miles

Street-level crime

Category	Count
Violence and sexual offences	39
Anti-social behaviour	14
Criminal damage and arson	6
Public order	6
Vehicle crime	5
Shoplifting	4
Other crime	2
Burglary	1
Drugs	1
Other theft	1
Total incidents	79

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hamford Primary Academy	Primary	0.5 miles	Good — 16 Jan 2023
Tendring Technology College	Secondary	0.6 miles	Good — 16 Jul 2024
Walton on the Naze Primary School	Primary	0.7 miles	Good — 1 Aug 2022
St Philomena's School	Other	1.2 miles	— (No rating)
Frinton-on-Sea Primary School	Primary	1.2 miles	Good — 21 Jan 2020

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Seaview Court, CO14	£1,100/mo	2	0.62 miles	OpenRent
2 Bed Flat, Eastcliff House, CO14	£1,200/mo	2	0.91 miles	OpenRent

Average rent: £1,150/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 5.2%

Cost-to-rent ratio 19.2×

Monthly cashflow £-34/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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