# 3 bedroom terraced house for sale (MK42 9SN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 BROAD AVENUE, BEDFORD, BEDFORD MK42 9SN |
| Price | £315,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | B |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 98 m² |
| Last sold | £300,000 Feb 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/05/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £715/year
- **Est. upgrade cost to C:** £20,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8345-7425-0470-8333-6926)

## Description

Taylors Estate Agents proudly presents this charming and spacious three-bedroom family home, ideally situated to the South of Bedford town. Upon entry, you are greeted by an inviting hallway leading to a bay fronted lounge, a convenient downstairs shower room, and an extended kitchen/living and dining area, perfect for family gatherings. Upstairs, you'll find a family bathroom and three well-appointed bedrooms.

Externally, the property features a generous rear garden, complete with a versatile garden room at the rear. The location offers proximity to various amenities including shops, a main supermarket, and schools. With the convenience of a regular bus route to the town center and easy access to road links for commuting via the A6 and M1, this property presents an ideal blend of comfort and convenience for modern family living.

## Property Photos

- ![PHOTOGRAPHY](/listings/photos/145243283/497922) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497925) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497929) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497934) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497940) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497941) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497947) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497949) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497951) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497953) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497956) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497963) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497966) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497973) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/145243283/497981) - PHOTOGRAPHY

## Floorplans

- ![FLOOR-PLAN](/listings/photos/145243283/497984) - FLOOR-PLAN

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/145243283/497985) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10156627
- **Address:** 5 Broad Avenue, BEDFORD, MK42 9SN
- **Certificate Issued:** 17/03/2014
- **Work Completed:** 21/02/2014
- **Items:** 5 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 BROAD AVENUE, BEDFORD, MK42 9SN | £300,000 | 18/02/2025 | Terraced |
| 5 BROAD AVENUE, BEDFORD, MK42 9SN | £117,000 | 18/10/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 9 BROAD AVENUE, BEDFORD, MK42 9SN | £260,000 | 14/11/2023 | Terraced |
| 141 MILE ROAD, BEDFORD, MK42 9UP | £295,000 | 15/09/2023 | Terraced |
| 22 HAREWOOD ROAD, BEDFORD, MK42 9TQ | £326,000 | 11/09/2023 | Terraced |
| [Same street] 11 BROAD AVENUE, BEDFORD, MK42 9SN | £257,500 | 12/05/2023 | Terraced |
| 15 ACORN WAY, BEDFORD, MK42 0QN | £299,999 | 20/06/2022 | Terraced |
| 106 MILE ROAD, BEDFORD, MK42 9TD | £295,000 | 08/04/2022 | Terraced |
| 58 MILE ROAD, BEDFORD, MK42 9TE | £332,000 | 17/02/2022 | Terraced |
| 46 BRACKLEY ROAD, BEDFORD, MK42 9SH | £165,000 | 11/08/2021 | Terraced |

**Street average:** £258,750 (2 sales)
**Area average:** £285,500 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £284,039 (45 Terraced, MK42, 2024–2026)
- **Deviation:** +10.9%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Broad Avenue, MK42 | £1,750/mo | 3 | 0.11 miles | OpenRent |

**Average rent: £1,750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £218,750
- **Target investor price (1%):** £175,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,750/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 15×
- **Monthly cashflow:** £309/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,214/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.8%
- **10y growth:** 34.4%

## House Price Index (HM Land Registry)

*Official index for Bedford; Terraced series; as of March 2026.*

- **1y growth (index):** 6%
- **5y growth (index):** 22.5%
- **10y growth (index):** 50.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
