# 3 bedroom terraced house for sale (HD9 5LT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 NAB CRESCENT, HOLMFIRTH, MELTHAM, WEST YORKSHIRE HD9 5LT |
| Price | £150,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £155,000 May 2025 |

## Description

Three Bedroom Mid Terrace Property in Popular Meltham. Ideally Placed for Sought Schools and Amenities. Offered for Sale with the Benefit of No Upper Vendor Chain.  EPC - C

Ryder & Dutton are pleased to bring to market this three bedroom mid terrace property located in the much loved village of Meltham. 

Ideally placed for the villages choice of highly regarded primary schools and the excellent range of shops and amenities in the centre. 

The property is offered for sale with the benefit of no upper vendor chain and provides an affordable and comfortable home for someone. 

Accommodation is laid over two floors and comprises of an entrance hallway with carpeted stairs rising to the first floor landing. The lounge is situated to the front of the house and is a good sized, well presented, carpeted reception room fitted with an electric fire. A door leads to the kitchen diner. 

The kitchen is fitted with wall and base units with complimentary work surfaces over incorporating a sink and drainer unit, spaces for white goods and plumbing for a washing machine. A door provides access to a rear porch. The dining area has ample space for a table and chairs and has a window to the rear aspect. The porch leads to a guest WC and to the rear garden. 

The first floor landing has a cupboard which houses the boiler and doors leading to the three bedrooms and the shower room. 

Bedroom one is carpeted double bedroom with windows to the rear aspect. Bedroom two is a further carpeted double room with a window the front aspect with long distance views to Emley Moor mast. Bedroom three is a good sized carpeted single room with a built in storage cupboard over the bulkhead and a window to the front elevation. The shower room provides an accessible wet room fitted with an electric shower,  a wash hand basin and a WC. The room is fully tiled with a window with opaque glass to the rear. 

The property is benefits from double glazed windows throughout and gas fired central heating with a 12 month old boiler. 

External - To the front of the house is a stone flagged patio with access to an outhouse which some neighbouring properties have knocked through from the house to create further living space. At present it provides a an excellent storage solution. To the rear of the house is an enclosed lawned garden and parking is on street. 

We think this property would ideally suit first time buyers, families or those looking for a buy to let. A viewing is highly recommended.

## Property Photos

- ![Rear Elevation](/listings/photos/154522139/721715) - Rear Elevation
- ![Lounge](/listings/photos/154522139/721719) - Lounge
- ![Lounge](/listings/photos/154522139/721721) - Lounge
- ![Entrance Hallway](/listings/photos/154522139/721724) - Entrance Hallway
- ![Dining Kitchen](/listings/photos/154522139/721732) - Dining Kitchen
- ![Kitchen](/listings/photos/154522139/721735) - Kitchen
- ![Dining Kitchen](/listings/photos/154522139/721737) - Dining Kitchen
- ![Guest Wc](/listings/photos/154522139/721739) - Guest Wc
- ![Bedroom One](/listings/photos/154522139/721746) - Bedroom One
- ![Bedroom One](/listings/photos/154522139/721748) - Bedroom One
- ![Bedroom Two](/listings/photos/154522139/721752) - Bedroom Two
- ![Bedroom Two](/listings/photos/154522139/721754) - Bedroom Two
- ![Bedroom Three](/listings/photos/154522139/721756) - Bedroom Three
- ![Bedroom Three](/listings/photos/154522139/721758) - Bedroom Three
- ![Shower Room](/listings/photos/154522139/721760) - Shower Room
- ![Shower Room](/listings/photos/154522139/721761) - Shower Room
- ![Rear Garden](/listings/photos/154522139/721763) - Rear Garden
- ![Front](/listings/photos/154522139/721765) - Front
- ![Outhouse](/listings/photos/154522139/721767) - Outhouse
- ![Front Elevation](/listings/photos/154522139/721768) - Front Elevation
- ![Rear Aspect](/listings/photos/154522139/721780) - Rear Aspect

## Floorplans

- ![Floorplan](/listings/photos/154522139/721783) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/154522139/721789) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 NAB CRESCENT, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LT | £155,000 | 21/05/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BROOK GARDENS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5RX | £169,000 | 07/11/2025 | Terraced |
| 54 COPLEY AVENUE, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LS | £120,000 | 11/07/2025 | Terraced |
| 6 LOWER MILL MEWS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5AD | £357,500 | 10/11/2023 | Terraced |
| 6 MOORLAND VIEW, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5QJ | £290,000 | 15/09/2023 | Terraced |
| [Same street] 36 NAB CRESCENT, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LT | £150,000 | 28/04/2023 | Terraced |
| 1 BROOK GARDENS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5RX | £195,000 | 07/11/2022 | Terraced |
| 25 MOORLAND VIEW, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5QJ | £325,000 | 07/10/2022 | Terraced |
| 32 GOLCAR BROW ROAD, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LD | £166,000 | 22/09/2022 | Terraced |
| [Same street] 9 NAB CRESCENT, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LT | £142,000 | 07/07/2022 | Terraced |
| 16 GOLCAR BROW ROAD, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LD | £126,000 | 01/06/2022 | Terraced |
| 5 SUNNY BANK ROAD, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LE | £142,500 | 18/02/2022 | Terraced |
| [Same street] 5 NAB CRESCENT, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LT | £146,275 | 28/01/2022 | Terraced |
| [Same street] 40 NAB CRESCENT, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LT | £165,000 | 21/12/2021 | Terraced |
| 12 COPLEY AVENUE, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LS | £100,000 | 21/12/2021 | Terraced |
| 9 ALBION GARDENS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5AF | £286,000 | 13/12/2021 | Terraced |
| 12 LOWER MILL MEWS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5AD | £200,000 | 26/11/2021 | Terraced |
| 20 GOLCAR BROW ROAD, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5LD | £156,000 | 22/10/2021 | Terraced |
| 7 ALBION GARDENS, MELTHAM, HOLMFIRTH, KIRKLEES, WEST YORKSHIRE, HD9 5AF | £265,000 | 22/10/2021 | Terraced |

**Street average:** £150,819 (4 sales)
**Area average:** £207,000 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £227,898 (55 Terraced, HD9, 2024–2026)
- **Deviation:** -34.2%

## Rental Range

*ONS Price Index of Private Rents (Kirklees). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £698/mo
- **Realistic:** £775/mo
- **Optimistic:** £853/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kirklees (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Wessenden Head Road, HD9 | £1,050/mo | 3 | 0.41 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 8.4%
- **Cost-to-rent:** 11.9×
- **Monthly cashflow:** £329/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.6%
- **10y growth:** 46.9%

## House Price Index (HM Land Registry)

*Official index for Kirklees; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 25.3%
- **10y growth (index):** 57.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
