Sold STC Semi-detached

25 BORROWDALE CLOSE

BENFLEET, ESSEX SS7 3HE

4 beds 1 baths 1,173 sq ft Listed 27 Nov 2025 (-195d)

£425,000

Reduced on 19 Jun 2025

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# 4 bedroom semi-detached house for sale (SS7 3HE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 25 BORROWDALE CLOSE, BENFLEET, ESSEX SS7 3HE |
| Price | £425,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 109 m² |
| Last sold | £420,000 Dec 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £954/year
- **Est. upgrade cost to C:** £21,785

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- C (£20 - £40)
- F (£130 - £180)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2908-5560-2995-3151)

## Description

We are delighted to offer for sale this well presented three/four bedroom semi-detached house situated in a quiet Thundersley cul-de-sac location, within short walking distance of The Kingston Primary School and easy reach of Thundersley Village. This lovely extended home features a generous 23' lounge opening onto a spacious, open plan kitchen/diner and further benefits from having a utility room; additional ground floor bedroom/study; ground floor cloakroom; three good size bedrooms to the first floor; family bathroom; 42' rear garden and off street parking for three cars. EPC rating - D. Our ref: 16384

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/169768571/328595) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #5994949
- **Address:** 25 Borrowdale Close, BENFLEET, SS7 3HE
- **Certificate Issued:** 22/09/2008
- **Work Completed:** 09/09/2008
- **Items:** 2 door(s)

### FENSA Certificate #10182683
- **Address:** 25 Borrowdale Close, BENFLEET, SS7 3HE
- **Certificate Issued:** 24/03/2014
- **Work Completed:** 11/03/2014
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £420,000 | 04/12/2025 | Semi-detached |
| 25 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £223,000 | 12/09/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP | £430,000 | 07/11/2025 | Semi-detached |
| [Same street] 46 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £407,000 | 18/03/2025 | Semi-detached |
| [Same street] 42 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £355,000 | 03/11/2022 | Detached |
| [Same street] 4 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £420,000 | 28/10/2022 | Semi-detached |
| [Same street] 30 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £402,500 | 20/10/2022 | Semi-detached |
| [Same street] 46 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £407,500 | 28/07/2022 | Semi-detached |
| 19 BORROWDALE ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HD | £325,000 | 26/07/2022 | Semi-detached |
| 33 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP | £350,250 | 20/07/2022 | Semi-detached |
| [Same street] 2 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £437,000 | 08/07/2022 | Semi-detached |
| 29 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP | £500,000 | 16/06/2022 | Semi-detached |
| [Same street] 32 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £385,000 | 20/05/2022 | Semi-detached |
| [Same street] 29 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £349,500 | 25/03/2022 | Semi-detached |
| 11 GRASMERE ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HF | £470,000 | 02/02/2022 | Semi-detached |
| 39 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP | £385,000 | 21/01/2022 | Semi-detached |
| [Same street] 16 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE | £380,000 | 07/01/2022 | Semi-detached |
| 44 RAYMONDS DRIVE, BENFLEET, CASTLE POINT, ESSEX, SS7 3PN | £370,000 | 15/11/2021 | Semi-detached |
| 442 CHURCH ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HB | £290,000 | 22/06/2021 | Semi-detached |

**Street average:** £393,722 (9 sales)
**Area average:** £390,031 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £400,308 (86 Semi-detached, SS7, 2024–2026)
- **Deviation:** +6.2%

## Rental Range

*ONS Price Index of Private Rents (Castle Point). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,117/mo
- **Realistic:** £1,241/mo
- **Optimistic:** £1,365/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southend (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,346/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Kiln Road, SS7 | £550/mo | 4 | 1.2 miles | OpenRent |

**Average rent: £550/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.13% (weak for cashflow)
- **Max investor price (0.8%):** £68,750
- **Target investor price (1%):** £55,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £550/mo).*

- **Gross yield:** 1.6%
- **Cost-to-rent:** 64.4×
- **Monthly cashflow:** £-1,204/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -11.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,899/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.8%
- **10y growth:** 36.7%

## House Price Index (HM Land Registry)

*Official index for Castle Point; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 17.8%
- **10y growth (index):** 47.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

109 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£420,000 Dec 2025

Price per m²

£3,899/m²

Local average

£400,308 (+6.2%)

Deprivation

Decile 9 (28,909 of 33,755)

Street crime

68 incidents within 1 mile (Apr 2026)

Key features

Three/four bedroom semi-detached house
Spacious lounge measuring 23'
Open plan kitchen/diner
Utility room and ground floor cloakroom
Ground floor bedroom/study
Rear garden measuring approx. 42'
Off street parking for up to three vehicles
Quiet Thundersley cul-de-sac location
Walking distance of The Kingston Primary School and easy reach of Thundersley Village
EPC rating - D. Our ref: 16384

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Benfleet

Williams and Donovan

Reference: 169768571

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 18/06/2025

Current heating cost: £954/year

Potential heating cost: £610/year

Est. upgrade cost to C: £21,785

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
Floor insulation (solid floor) (£5,000 - £10,000)
Increase hot water cylinder insulation (£20 - £40)
Hot water cylinder thermostat (£130 - £180)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5994949

Property Details

Street: 25 Borrowdale Close

Town: BENFLEET

Postcode: SS7 3HE

Installation Details

Items: 2 doors

Certificate Issued: 22/09/2008

Work Completed: 09/09/2008

This certificate data was retrieved from FENSA's database

FENSA Certificate #10182683

Property Details

Street: 25 Borrowdale Close

Town: BENFLEET

Postcode: SS7 3HE

Installation Details

Items: 1 window

Certificate Issued: 24/03/2014

Work Completed: 11/03/2014

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

88% since 2013

Event	Date	Price	% change
Sold	04/12/2025 (6 months ago)	£420,000	+88.3%
Sold	12/09/2013 (12 years ago)	£223,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
55 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP	£430,000	07/11/2025	Semi-detached
Same street 46 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£407,000	18/03/2025	Semi-detached
Same street 42 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£355,000	03/11/2022	Detached
Same street 4 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£420,000	28/10/2022	Semi-detached
Same street 30 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£402,500	20/10/2022	Semi-detached
Same street 46 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£407,500	28/07/2022	Semi-detached
19 BORROWDALE ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HD	£325,000	26/07/2022	Semi-detached
33 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP	£350,250	20/07/2022	Semi-detached
Same street 2 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£437,000	08/07/2022	Semi-detached
29 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP	£500,000	16/06/2022	Semi-detached
Same street 32 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£385,000	20/05/2022	Semi-detached
Same street 29 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£349,500	25/03/2022	Semi-detached
11 GRASMERE ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HF	£470,000	02/02/2022	Semi-detached
39 LANGFORD CRESCENT, BENFLEET, CASTLE POINT, ESSEX, SS7 3JP	£385,000	21/01/2022	Semi-detached
Same street 16 BORROWDALE CLOSE, BENFLEET, CASTLE POINT, ESSEX, SS7 3HE	£380,000	07/01/2022	Semi-detached
44 RAYMONDS DRIVE, BENFLEET, CASTLE POINT, ESSEX, SS7 3PN	£370,000	15/11/2021	Semi-detached
442 CHURCH ROAD, BENFLEET, CASTLE POINT, ESSEX, SS7 3HB	£290,000	22/06/2021	Semi-detached

Street average: £393,722 (9 sales)

Area average: £390,031 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.8%

10y growth 36.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Castle Point. Series: Semi-detached. As of March 2026.

1y (index) 3.7%

5y (index) 17.8%

10y (index) 47.5%

Rental Range

Estimated market rent for Castle Point. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,117/mo

Realistic £1,241/mo

Optimistic £1,365/mo

Based on Local Authority from postcode lookup → Castle Point.

LHA (30th percentile) floor for Southend: £1,346/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SS7 3HE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Church Road	0.1 miles
Shop	Unknown	0.5 miles
Shop	Co-op	0.8 miles
Train station	Rayleigh	1.7 miles
Train station	Benfleet	1.9 miles
Hospital	Southend University Hospital	4.9 miles
Hospital	Basildon University Hospital	5.4 miles
University	University of Essex, Southend Campus	6.2 miles
University	University of Essex	6.2 miles

Street-level crime

Category	Count
Violence and sexual offences	26
Anti-social behaviour	15
Vehicle crime	7
Burglary	5
Other theft	4
Public order	4
Shoplifting	3
Criminal damage and arson	1
Drugs	1
Other crime	1
Theft from the person	1
Total incidents	68

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingston Primary School	Primary	0.2 miles	Outstanding — 22 Jan 2024
Thundersley Primary School	Primary	0.3 miles	Good — 6 Jul 2023
The Robert Drake Primary School	Primary	0.4 miles	Good — 21 Mar 2024
Cedar Hall School	Other	0.6 miles	Good — 22 Oct 2013
USP College	Other	0.6 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Semi-Detached House, Kiln Road, SS7	£550/mo	4	1.2 miles	OpenRent

Average rent: £550/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.13%

Max investor price (0.8%) £68,750

Target investor price (1%) £55,000

Gross yield 1.6%

Cost-to-rent ratio 64.4×

Monthly cashflow £-1,204/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -11.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).