Sold STC Terraced

14 CECIL STREET

LYTHAM ST ANNES, LANCASHIRE FY8 5NN

5 beds 2 baths 2,325 sq ft Listed 8 Aug 2024 (-686d)

£749,950

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# 5 bedroom terraced house for sale (FY8 5NN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 CECIL STREET, LYTHAM ST ANNES, LANCASHIRE FY8 5NN |
| Price | £749,950 |
| Bedrooms | 5 |
| Bathrooms | 2 |
| Construction age | England and Wales: before 1900 |
| Floor area | 216 m² |
| Last sold | £740,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/08/2031
- **Current heating cost:** £1,633/year
- **Est. upgrade cost to C:** £21,600

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0981-1201-9409-9936-0900)

## Description

The ground floor features an entrance hall, a dining room that flows into the principal lounge creating a generously sized double reception room, a ground floor WC, and a large open-plan living/dining kitchen that seamlessly extends to the rear garden.

On the first floor, there are two double bedrooms, a luxurious family bathroom, and an additional WC. The second floor boasts a generously sized landing/study area, three further double bedrooms, a family shower room, and a separate WC.

Externally, the property offers an attractive low-maintenance rear garden, perfect for relaxing or entertaining. A double garage to the rear provides convenience and security, with space to park an additional car in front.

This home combines modern elegance with practical living spaces, making it perfect for families. With its prime location and exceptional features, this property presents a rare opportunity to enjoy a luxurious lifestyle in the heart of Lytham. Don't miss out on making this dream home yours.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/151097552/731988) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £740,000 | 15/01/2025 | Terraced |
| 14 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £569,750 | 11/11/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5QF | £1,050,000 | 14/03/2025 | Terraced |
| [Same street] 13 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £610,000 | 04/12/2023 | Terraced |
| [Same street] 6 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £2,250 | 14/11/2023 | Other |
| 13 BEACH STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NS | £640,000 | 24/08/2022 | Terraced |
| 6 STATION SQUARE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5PA | £875,000 | 17/08/2022 | Terraced |
| 13 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LH | £600,000 | 21/07/2022 | Terraced |
| 29 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LL | £710,000 | 01/07/2022 | Terraced |
| [Same street] 35 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £639,950 | 16/06/2022 | Semi-detached |
| 3 BEACH STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NS | £528,000 | 28/03/2022 | Terraced |
| 9 HASTINGS PLACE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LZ | £550,000 | 18/02/2022 | Terraced |
| DOUGLAS HOUSE, 9 UPPER WESTBY STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NQ | £340,000 | 13/01/2022 | Terraced |
| 33 HENRY STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LE | £640,000 | 13/01/2022 | Terraced |
| [Same street] 17 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £602,000 | 03/11/2021 | Terraced |
| 9 QUEEN STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LQ | £390,000 | 28/09/2021 | Terraced |
| [Same street] 37 FLAT 1 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN | £176,000 | 24/09/2021 | Flat |
| 9 WESTWOOD MEWS, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5QE | £385,000 | 02/09/2021 | Terraced |

**Street average:** £406,040 (5 sales)
**Area average:** £609,818 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £269,200 (41 Terraced, FY8, 2024–2026)
- **Deviation:** +178.6%

## Rental Range

*ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £772/mo
- **Realistic:** £858/mo
- **Optimistic:** £944/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £740/mo

## 1% Rule

- **Rent ratio:** 0.11% (weak for cashflow)
- **Max investor price (0.8%):** £107,250
- **Target investor price (1%):** £85,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,472/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 6.4%

## House Price Index (HM Land Registry)

*Official index for Fylde; Terraced series; as of March 2026.*

- **1y growth (index):** -1.3%
- **5y growth (index):** 17.9%
- **10y growth (index):** 35.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

216 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£740,000 Jan 2025

Price per m²

£3,472/m²

Local average

£269,200 (+178.6%)

Deprivation

Decile 7 (21,655 of 33,755)

Street crime

37 incidents within 1 mile (Apr 2026)

Key features

CENTRAL LYTHAM LOCATION
TERRACED HOUSE
FIVE BEDROOMS
TRADITIONAL FEATURES
LUXURIOUS FAMILY HOME
LOW MAINTENANCE GARDEN
QUIET TREE LINED STREET
DOUBLE GARAGE
FREEHOLD

Additional details

Parking: Yes
Garden: Yes

Description

This stunning five-bedroom family home is ideally located on a quiet street, just a short stroll from Lytham's popular town centre and Green. Fully renovated and extended, the property offers light and spacious accommodation throughout.

The ground floor features an entrance hall, a dining room that flows into the principal lounge creating a generously sized double reception room, a ground floor WC, and a large open-plan living/dining kitchen that seamlessly extends to the rear garden.

On the first floor, there are two double bedrooms, a luxurious family bathroom, and an additional WC. The second floor boasts a generously sized landing/study area, three further double bedrooms, a family shower room, and a separate WC.

Externally, the property offers an attractive low-maintenance rear garden, perfect for relaxing or entertaining. A double garage to the rear provides convenience and security, with space to park an additional car in front.

This home combines modern elegance with practical living spaces, making it perfect for families. With its prime location and exceptional features, this property presents a rare opportunity to enjoy a luxurious lifestyle in the heart of Lytham. Don't miss out on making this dream home yours.

Listed by

Lytham

Lytham Estate Agents

Reference: 151097552

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 11/08/2021

Expiry date: 10/08/2031

Current heating cost: £1,633/year

Potential heating cost: £1,080/year

Est. upgrade cost to C: £21,600

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

30% since 2021

Event	Date	Price	% change
Sold	15/01/2025 (1 year ago)	£740,000	+29.9%
Sold	11/11/2021 (4 years ago)	£569,750	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
34 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5QF	£1,050,000	14/03/2025	Terraced
Same street 13 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN	£610,000	04/12/2023	Terraced
Same street 6 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN	£2,250	14/11/2023	Other
13 BEACH STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NS	£640,000	24/08/2022	Terraced
6 STATION SQUARE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5PA	£875,000	17/08/2022	Terraced
13 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LH	£600,000	21/07/2022	Terraced
29 CHURCH ROAD, LYTHAM, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LL	£710,000	01/07/2022	Terraced
Same street 35 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN	£639,950	16/06/2022	Semi-detached
3 BEACH STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NS	£528,000	28/03/2022	Terraced
9 HASTINGS PLACE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LZ	£550,000	18/02/2022	Terraced
DOUGLAS HOUSE, 9 UPPER WESTBY STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NQ	£340,000	13/01/2022	Terraced
33 HENRY STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LE	£640,000	13/01/2022	Terraced
Same street 17 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN	£602,000	03/11/2021	Terraced
9 QUEEN STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5LQ	£390,000	28/09/2021	Terraced
Same street 37 FLAT 1 CECIL STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5NN	£176,000	24/09/2021	Flat
9 WESTWOOD MEWS, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 5QE	£385,000	02/09/2021	Terraced

Street average: £406,040 (5 sales)

Area average: £609,818 (11 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.9%

10y growth 6.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Fylde. Series: Terraced. As of March 2026.

1y (index) -1.3%

5y (index) 17.9%

10y (index) 35.8%

Rental Range

Estimated market rent for Fylde. Low = conservative, Realistic = average, Optimistic = best case.

Low £772/mo

Realistic £858/mo

Optimistic £944/mo

Based on Local Authority from postcode lookup → Fylde.

LHA (30th percentile) floor for Fylde Coast: £740/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View FY8 5NN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Fat Face	0.1 miles
Shop	Phil's Bakery	0.2 miles
Train station	Lytham	0.2 miles
Bus stop	Lytham Square (Stand 2)	0.2 miles
Bus stop	Lytham Square (Stand 3)	0.2 miles
Train station	Ansdell and Fairhaven	1.1 miles
University	Westleigh Conference Centre	8.6 miles
University	Blackpool and The Fylde College	8.7 miles

Street-level crime

Category	Count
Violence and sexual offences	12
Anti-social behaviour	6
Burglary	6
Shoplifting	5
Criminal damage and arson	3
Public order	2
Other crime	1
Other theft	1
Vehicle crime	1
Total incidents	37

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lytham Hall Park Primary School	Primary	0.3 miles	Outstanding — 23 Nov 2021
Lytham Church of England Voluntary Aided Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
St Bede's Catholic High School, Lytham	Secondary	0.7 miles	Good — 22 Feb 2014
St Peter's Catholic Primary School, Lytham	Primary	0.8 miles	Good — 28 Feb 2019
Ansdell Primary School	Primary	1.3 miles	Good — 14 Feb 2014

Rental Comparables

Rental listings exist nearby, but none matched the 5-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.11%

Max investor price (0.8%) £107,250

Target investor price (1%) £85,800

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).