Sold STC Maisonette

99A

PELHAM ROAD, COWES, ISLE OF WIGHT PO31 7DN

1 beds 1 baths 452 sq ft Listed 11 Sep 2024 (-635d)

£130,000

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# 1 bedroom maisonette for sale (PO31 7DN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 99A, PELHAM ROAD, COWES, ISLE OF WIGHT PO31 7DN |
| Price | £130,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | TBC |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 42 m² |
| Last sold | £128,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £377/year

### Recommendations
- A2 (1,500)
- B (1,500)
- W1 (1,200)
- W2 (6,000)
- E (20)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0898-7976-7220-6661-9930)

## Description

This spacious one-bedroom Victorian garden flat in a sought-after town location offers modern amenities, unique period features, and convenient access to transport links, parks, and schools, making it ideal for couples, commuters, and first-time buyers.

## Property Photos

- ![Picture No. 01](/listings/photos/152306987/638607) - Picture No. 01
- ![Picture No. 02](/listings/photos/152306987/638610) - Picture No. 02
- ![Picture No. 04](/listings/photos/152306987/638612) - Picture No. 04
- ![Picture No. 05](/listings/photos/152306987/638613) - Picture No. 05
- ![Picture No. 06](/listings/photos/152306987/638616) - Picture No. 06
- ![Picture No. 07](/listings/photos/152306987/638619) - Picture No. 07
- ![Picture No. 08](/listings/photos/152306987/638621) - Picture No. 08
- ![Picture No. 10](/listings/photos/152306987/638625) - Picture No. 10
- ![Picture No. 11](/listings/photos/152306987/638626) - Picture No. 11
- ![Picture No. 14](/listings/photos/152306987/638627) - Picture No. 14
- ![Picture No. 12](/listings/photos/152306987/638628) - Picture No. 12
- ![Picture No. 15](/listings/photos/152306987/638629) - Picture No. 15

## Floorplans

- ![Floorplan](/listings/photos/152306987/638630) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 99A PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £128,000 | 05/03/2025 | Flat |
| 99A PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £105,000 | 02/11/2020 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| GRANVILLE COURT 3 BERNARD ROAD, COWES, ISLE OF WIGHT, PO31 7NY | £84,999 | 05/09/2025 | Flat |
| [Same street] 95 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £252,500 | 12/12/2023 | Semi-detached |
| BROOKLYN HOUSE, 48 FLAT 4 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PW | £205,000 | 30/11/2023 | Flat |
| 46A MEDINA ROAD, COWES, ISLE OF WIGHT, PO31 7BX | £195,000 | 14/07/2023 | Flat |
| [Same street] 99B PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £150,000 | 04/07/2023 | Flat |
| SEAWARD COURT, 28 FLAT 1 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG | £155,000 | 16/06/2023 | Flat |
| 74C NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN | £100,000 | 07/06/2023 | Flat |
| 17A BRIDGE ROAD, COWES, ISLE OF WIGHT, PO31 7PB | £165,000 | 28/04/2023 | Flat |
| 17 FLAT 3 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY | £147,500 | 24/03/2023 | Flat |
| [Same street] 90 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £271,000 | 22/03/2023 | Terraced |
| MAYFLOWER COURT FLAT 1 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7QL | £215,000 | 19/12/2022 | Flat |
| 74B NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN | £150,000 | 06/12/2022 | Flat |
| [Same street] 102 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £280,000 | 28/10/2022 | Terraced |
| 24A TENNYSON ROAD, COWES, ISLE OF WIGHT, PO31 7QA | £160,000 | 13/10/2022 | Flat |
| 15 FLAT 5 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY | £125,000 | 22/08/2022 | Flat |
| HIGGINSON HOUSE, 20 FLAT 9 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7GD | £170,000 | 20/07/2022 | Flat |
| GRANVILLE COURT 2 BERNARD ROAD, COWES, ISLE OF WIGHT, PO31 7NY | £108,000 | 15/06/2022 | Flat |
| SEAWARD COURT, 28 FLAT 2 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG | £125,000 | 20/04/2022 | Flat |
| SEAWARD COURT, 28 FLAT 3 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG | £144,000 | 11/02/2022 | Flat |
| 74A NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN | £137,000 | 28/01/2022 | Flat |
| [Same street] 96 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN | £170,000 | 14/01/2022 | Terraced |
| 17 FLAT 2 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY | £145,000 | 17/12/2021 | Flat |
| SANDRINGHAM HOUSE, 19 FLAT 5 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PA | £325,000 | 17/09/2021 | Flat |
| MARANATHA COURT, 1 FLAT 3 BELLEVUE ROAD, COWES, ISLE OF WIGHT, PO31 7HN | £165,000 | 14/06/2021 | Flat |

**Street average:** £224,700 (5 sales)
**Area average:** £159,026 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £250,778 (9 Flat, PO31, 2024–2026)
- **Deviation:** -48.2%

## Rental Range

*ONS Price Index of Private Rents (Isle of Wight). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £849/mo
- **Realistic:** £943/mo
- **Optimistic:** £1,037/mo

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £117,875
- **Target investor price (1%):** £94,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,095/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.2%
- **10y growth:** 116.7%

## House Price Index (HM Land Registry)

*Official index for Isle of Wight; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -8.4%
- **5y growth (index):** -4.4%
- **10y growth (index):** 17.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 01 Picture No. 02 Picture No. 04 Picture No. 05 Picture No. 06 Picture No. 07 Picture No. 08 Picture No. 10 Picture No. 11 Picture No. 14 Picture No. 12 Picture No. 15

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Property details

Floor area

42 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£128,000 Mar 2025

Price per m²

£3,095/m²

Local average

£250,778 (-48.2%)

Deprivation

Decile 4 (12,471 of 33,755)

Street crime

114 incidents within 1 mile (Mar 2026)

Key features

Victorian Period architecture
Modern refurbished kitchen
Open-plan layout
Beautiful original fireplace
Wood floors in reception
Double bedroom with wardrobes
Natural light throughout
Tranquil garden space
Close to public transport
Nearby parks and walking routes

Additional details

Garden: Yes

Description

Listed by

Cowes

Leaders and Romans Group

Reference: 152306987

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 01/10/2019

Current heating cost: £377/year

Potential heating cost: £252/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (1,500)
Cavity wall insulation (1,500)
Floor insulation (suspended floor) (1,200)
Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (20)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Price history

22% since 2020

Event	Date	Price	% change
Sold	05/03/2025 (1 year ago)	£128,000	+21.9%
Sold	02/11/2020 (5 years ago)	£105,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
GRANVILLE COURT 3 BERNARD ROAD, COWES, ISLE OF WIGHT, PO31 7NY	£84,999	05/09/2025	Flat
Same street 95 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN	£252,500	12/12/2023	Semi-detached
BROOKLYN HOUSE, 48 FLAT 4 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PW	£205,000	30/11/2023	Flat
46A MEDINA ROAD, COWES, ISLE OF WIGHT, PO31 7BX	£195,000	14/07/2023	Flat
Same street 99B PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN	£150,000	04/07/2023	Flat
SEAWARD COURT, 28 FLAT 1 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG	£155,000	16/06/2023	Flat
74C NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN	£100,000	07/06/2023	Flat
17A BRIDGE ROAD, COWES, ISLE OF WIGHT, PO31 7PB	£165,000	28/04/2023	Flat
17 FLAT 3 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY	£147,500	24/03/2023	Flat
Same street 90 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN	£271,000	22/03/2023	Terraced
MAYFLOWER COURT FLAT 1 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7QL	£215,000	19/12/2022	Flat
74B NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN	£150,000	06/12/2022	Flat
Same street 102 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN	£280,000	28/10/2022	Terraced
24A TENNYSON ROAD, COWES, ISLE OF WIGHT, PO31 7QA	£160,000	13/10/2022	Flat
15 FLAT 5 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY	£125,000	22/08/2022	Flat
HIGGINSON HOUSE, 20 FLAT 9 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7GD	£170,000	20/07/2022	Flat
GRANVILLE COURT 2 BERNARD ROAD, COWES, ISLE OF WIGHT, PO31 7NY	£108,000	15/06/2022	Flat
SEAWARD COURT, 28 FLAT 2 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG	£125,000	20/04/2022	Flat
SEAWARD COURT, 28 FLAT 3 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7DG	£144,000	11/02/2022	Flat
74A NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PN	£137,000	28/01/2022	Flat
Same street 96 PELHAM ROAD, COWES, ISLE OF WIGHT, PO31 7DN	£170,000	14/01/2022	Terraced
17 FLAT 2 THE SIDINGS, COWES, ISLE OF WIGHT, PO31 7FY	£145,000	17/12/2021	Flat
SANDRINGHAM HOUSE, 19 FLAT 5 NEWPORT ROAD, COWES, ISLE OF WIGHT, PO31 7PA	£325,000	17/09/2021	Flat
MARANATHA COURT, 1 FLAT 3 BELLEVUE ROAD, COWES, ISLE OF WIGHT, PO31 7HN	£165,000	14/06/2021	Flat

Street average: £224,700 (5 sales)

Area average: £159,026 (19 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.2%

10y growth 116.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Isle of Wight. Series: Flats and maisonettes. As of March 2026.

1y (index) -8.4%

5y (index) -4.4%

10y (index) 17.7%

Rental Range

Estimated market rent for Isle of Wight. Low = conservative, Realistic = average, Optimistic = best case.

Low £849/mo

Realistic £943/mo

Optimistic £1,037/mo

Based on Local Authority from postcode lookup → Isle of Wight.

Location

Map view View on Google Maps View on OpenStreetMap Street View PO31 7DN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Blakes News	0.1 miles
Bus stop	Arctic Road	0.2 miles
Bus stop	Smithards Lane	0.2 miles
Shop	JJB Motors	0.2 miles
Hospital	Laidlaw Day Hospital	3.3 miles
Train station	Wootton	3.5 miles
Train station	Havenstreet	5.0 miles
Hospital	Forton Medical Centre	7.3 miles
University	St Andrew's Court Information Centre	9.2 miles
University	Careers and Employability Service	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	58
Anti-social behaviour	13
Shoplifting	13
Criminal damage and arson	12
Other theft	7
Public order	5
Burglary	3
Drugs	2
Other crime	1
Total incidents	114

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lanesend Primary School	Primary	0.5 miles	Requires improvement — 29 Nov 2022
Cowes Primary School	Primary	0.6 miles	Good — 10 Mar 2020
Cowes Enterprise College, An Ormiston Academy	Secondary	0.7 miles	Good — 18 Oct 2017
Holy Cross Catholic Primary School	Primary	0.8 miles	Requires improvement — 24 Jul 2023
Gurnard Primary School	Primary	1.1 miles	Good — 18 Jun 2012

Rental Comparables

Rental listings exist nearby, but none matched the 1-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

This street 10.9% gross yield avg £208,583 sale, £1,900/mo rent

Rent ratio 0.73%

Max investor price (0.8%) £117,875

Target investor price (1%) £94,300

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).