# 3 bedroom semi-detached house for sale (S41 0TY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 PENMORE GARDENS, CHESTERFIELD, HASLAND, DERBYSHIRE S41 0TY |
| Price | £149,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 84 m² |
| Last sold | £146,000 Nov 2015 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/09/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £636/year
- **Est. upgrade cost to C:** £12,545

### Recommendations
- W1 (£800 - £1,200)
- E (£45)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8275-7121-3300-4923-8996)

## Description

THREE BED WITH OFF ROAD PARKING...This well presented three bedroom semi-detached property located in Hasland is conveniently located for access to local amenities, schools and excellent commuter links. Internally, the ground floor of the property comprises an entrance hallway, lounge, kitchen/diner with integrated appliances, snug and WC. To the first floor are three bedrooms and the family bathroom. With a driveway to the front and side aspect, there is an enclosed garden to the rear. Viewings are essential...

**Front Of Property** - A low maintenance front garden with a driveway to the side aspect.

**Entrance Hallway** - Entrance into the property is via a uPVC door, with a painted plaster decoration, single panel convector radiator with TRV and a carpet floor covering.

**Lounge** - 5.0 x 3.57 (16'5" x 11'9") - The lounge has a uPVC window to the front aspect, a double panel double convector radiator with TRV, a carpet floor covering and feature paper wall. The focal point of the room is the integrated electric fire with surround hearth and back. Double doors open out into the kitchen/diner.

**Kitchen/Diner** - 2.83 x 4.58 (9'3" x 15'0") - A contemporary room with a selection of base and wall units, a double panel double convector radiator with TRV, integrated hob, integrated electric oven, integrated washing machine and a cushioned floor covering.

**Snug** - 3.32 x 3.95 (10'11" x 13'0") - Decorated neutrally with a Velux style window, double doors which open through to the rear garden, a double panel double convector radiator with TRV and a fully tiled floor with underfloor heating.

**Downstairs Wc** - 1.57 x 0.89 (5'2" x 2'11") - Featuring a low flush WC, a pedestal wash hand basin, fully tiled floor with underfloor heating and a uPVC window with opaque glass.

**Stairs And Landing** - An open spindle and balustrade staircase with a carpet floor covering that follows the profile of the stairs.

**Bathroom** - 1.66 x 1.86 (5'5" x 6'1") - Tiled from ceiling to floor this room includes a uPVC window with opaque glass, a vanity style sink unit, low flush WC, a bath with shower over and a fully tiled floor with underfloor heating.

**Master Bedroom** - 4.18 x 2.65 (13'9" x 8'8") - A good sized room with fitted wardrobes, a uPVC window to the front aspect, single panel convector radiator and a carpet floor covering.

**Bedroom Two** - 2.92 x 2.60 (9'7" x 8'6") - Bedroom two is to the rear aspect of the property with a single panel convector radiator, uPVC window and a carpet floor covering.

**Bedroom Three** - 2.72 x 1.88 (8'11" x 6'2") - Featuring a painted plaster decoration, uPVC window to the front aspect, single panel convector radiator with TRV and a carpet floor covering.

**Rear Garden** - An enclosed rear garden with a freestanding shed, shaped lawn and external lighting.

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## Property Photos

- ![Front of property](/listings/photos/36199356/1632602) - Front of property
- ![Lounge](/listings/photos/36199356/1632603) - Lounge
- ![Lounge](/listings/photos/36199356/1632606) - Lounge
- ![Kitchen/diner](/listings/photos/36199356/1632611) - Kitchen/diner
- ![Kitchen/diner](/listings/photos/36199356/1632612) - Kitchen/diner
- ![Snug](/listings/photos/36199356/1632613) - Snug
- ![Stairs and landing](/listings/photos/36199356/1632615) - Stairs and landing
- ![Master bedroom](/listings/photos/36199356/1632616) - Master bedroom
- ![Bedroom Two](/listings/photos/36199356/1632622) - Bedroom Two
- ![Bedroom Three](/listings/photos/36199356/1632623) - Bedroom Three
- ![Rear garden](/listings/photos/36199356/1632624) - Rear garden

## Floorplans

- ![Floorplan 1](/listings/photos/36199356/1632626) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/36199356/1632629) - EPC 1
- ![EPC 2](/listings/photos/36199356/1632631) - EPC 2

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2915936
- **Address:** 31 Penmore Gardens, Hasland, S41 0TY
- **Certificate Issued:** 02/08/2005
- **Work Completed:** 23/05/2005
- **Items:** 8 window(s), 3 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £146,000 | 13/11/2015 | Semi-detached |
| 31 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £132,500 | 30/06/2006 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £177,000 | 04/02/2026 | Semi-detached |
| 14 RANMOOR CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SQ | £167,000 | 21/11/2025 | Semi-detached |
| 28 ALEXANDRA ROAD EAST, CHESTERFIELD, DERBYSHIRE, S41 0HF | £170,000 | 06/10/2023 | Semi-detached |
| 10 QUARRY BANK ROAD, CHESTERFIELD, DERBYSHIRE, S41 0HH | £250,000 | 24/03/2023 | Semi-detached |
| 14 DICKENSON ROAD, CHESTERFIELD, DERBYSHIRE, S41 0RX | £103,500 | 08/12/2022 | Semi-detached |
| 6 PENMORE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SH | £359,950 | 02/12/2022 | Semi-detached |
| 3 QUARRY BANK ROAD, CHESTERFIELD, DERBYSHIRE, S41 0HH | £171,310 | 02/12/2022 | Semi-detached |
| 151 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £145,700 | 11/11/2022 | Semi-detached |
| 156 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £137,000 | 11/11/2022 | Semi-detached |
| [Same street] 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £220,000 | 18/10/2022 | Detached |
| 35 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £245,000 | 23/06/2022 | Semi-detached |
| 27 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £250,000 | 06/05/2022 | Semi-detached |
| 5 WINDSOR WALK, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0BQ | £210,000 | 29/04/2022 | Semi-detached |
| 2 ALEXANDRA ROAD EAST, CHESTERFIELD, DERBYSHIRE, S41 0HF | £165,000 | 28/02/2022 | Semi-detached |
| 136 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £123,000 | 15/10/2021 | Semi-detached |
| 2 QUARRY BANK ROAD, CHESTERFIELD, DERBYSHIRE, S41 0HH | £110,000 | 07/10/2021 | Semi-detached |
| 5 ST JAMES CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0SR | £145,000 | 01/10/2021 | Semi-detached |
| 155 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £170,000 | 06/09/2021 | Semi-detached |
| 3 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £135,000 | 20/08/2021 | Semi-detached |
| 6 CENTRAL STREET, CHESTERFIELD, DERBYSHIRE, S41 0SE | £145,000 | 20/08/2021 | Semi-detached |
| 11 ST LEONARDS DRIVE, CHESTERFIELD, DERBYSHIRE, S41 0SA | £177,500 | 10/08/2021 | Semi-detached |
| 2 QUARRY BANK ROAD, CHESTERFIELD, DERBYSHIRE, S41 0HH | £87,500 | 04/08/2021 | Semi-detached |

**Street average:** £198,500 (2 sales)
**Area average:** £173,373 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,655 (60 Semi-detached, S41, 2024–2026)
- **Deviation:** -15.1%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Kent Street, S41 | £900/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Semi-Detached House, Hasland Road, S41 | £1,200/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Spital Lane, S41 | £975/mo | 3 | 0.48 miles | OpenRent |
| 3 Bed Semi-Detached House, Hady Lane, S41 | £1,125/mo | 3 | 0.58 miles | OpenRent |

**Average rent: £1,050/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 8.4%
- **Cost-to-rent:** 11.9×
- **Monthly cashflow:** £329/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,785/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.9%
- **10y growth:** 31.5%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)