# 1 bedroom flat for sale (W9 3EA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 95A, FERNHEAD ROAD, LONDON, GREATER LONDON W9 3EA |
| Price | £390,000 |
| Bedrooms | 1 |
| Council tax | C |
| Last sold | £517,000 Aug 2025 |

## Description

**For sale by Online Auction - 29th of April 2026 .**

Ground floor flat with planning permission to extend, providing 2 bedrooms (1 with en-suite), bathroom, dining room and open plan kitchen living room opening up onto the garden. The property further benefits from planning for to erect an outbuilding in the garden to a home office/gym. This is ideal for investment with good links to Queens Park Station and Westbourne Park. More information is available in the legal pack. 

GROUP VIEWING - THURSDAY 9TH APRIL AT 3PM - PLEASE CALL THE OFFICE TO ATTEND

GROUP VIEWING - THURSDAY 16TH APRIL AT 3PM - PLEASE CALL THE OFFICE TO ATTEND

GROUP VIEWING - TUESDAY 21ST APRIL AT 2PM - PLEASE CALL THE OFFICE TO ATTEND

Tenure

Leasehold

**** **Terms**

**Legal Pack**

To review the legal documents and to view the auction information click on the buttons at the bottom of this advert or visit our website tcpa.co.uk 

**UNCONDITIONAL LOT** Exchange and administration fee information:  (plus fees)

Buyers Administration Fee Applies upon the fall of the hammer, the Purchaser shall pay a 10% deposit (subject to minimum of £5,000, whichever is the greater) and a Buyers Administration Fee of £1500 + VAT and contracts are exchanged. The purchaser is legally bound to buy and the vendor is legally bound to sell the Property/Lot. The auction conditions require a full legal completion 28 days following the auction (unless otherwise stated in the legal pack or on the sales details).

In addition to the purchase price, buyers may be required to pay additional fees, costs and charges - please refer to the legal pack.

**Registration Process**

To register to bid on the property, find the property on the Town & Country Property Auctions website. Click onto the property, follow the link to “Log in/ register to bid”. You will then be directed to create an auction passport account with our online-bidding platform provider Essential Information Group.

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## Property Photos

- ![Photo](/listings/photos/173398073/224812)
- ![Photo](/listings/photos/173398073/224813)
- ![Photo](/listings/photos/173398073/224814)
- ![Photo](/listings/photos/173398073/224815)
- ![Photo](/listings/photos/173398073/224816)
- ![Photo](/listings/photos/173398073/224817)
- ![Photo](/listings/photos/173398073/224818)
- ![Photo](/listings/photos/173398073/224819)
- ![Photo](/listings/photos/173398073/224820)

## EPC Graphs

- ![EPC 1](/listings/photos/173398073/224821) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95A FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EA | £517,000 | 05/08/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 SECOND FLOOR FLAT C MACROOM ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HY | £795,000 | 15/12/2025 | Flat |
| 38C SALTRAM CRESCENT, MAIDA VALE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HR | £575,000 | 12/12/2025 | Flat |
| 32 LOWER MAISONETTE LYDFORD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3LX | £765,000 | 05/12/2025 | Flat |
| 166A PORTNALL ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3BQ | £830,000 | 28/11/2025 | Flat |
| 151A ASHMORE ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3DA | £475,000 | 23/10/2025 | Flat |
| 170A FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EL | £758,000 | 12/08/2025 | Flat |
| SIMON COURT, 16 FLAT 21 SALTRAM CRESCENT, MAIDA VALE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3JA | £400,000 | 31/07/2025 | Flat |
| 23 SECOND FLOOR FLAT CROXLEY ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HH | £425,000 | 19/06/2025 | Flat |
| 99 FLAT C FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EA | £365,150 | 10/06/2025 | Flat |
| 3 FLAT 3 FORDINGLEY ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HE | £685,000 | 28/05/2025 | Flat |
| 116 ASHMORE ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3DQ | £475,000 | 28/03/2025 | Flat |
| 99 FLAT B FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EA | £382,500 | 21/02/2025 | Flat |
| 99 FLAT A FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EA | £372,400 | 09/12/2024 | Flat |
| 15 FIRST FLOOR FLAT BRADISTON ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HN | £437,500 | 24/06/2024 | Flat |
| 11 SECOND FLOOR FLAT CROXLEY ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3HH | £425,000 | 15/12/2023 | Flat |
| 301 SECOND FLOOR FLAT SHIRLAND ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3JL | £475,000 | 17/11/2023 | Flat |
| SIMON COURT, 16 FLAT 8 SALTRAM CRESCENT, MAIDA VALE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3JA | £465,000 | 27/10/2023 | Flat |
| 186 FLAT B FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EL | £620,000 | 29/09/2023 | Flat |
| FLAT C, 264 SHIRLAND ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3JQ | £446,500 | 14/09/2023 | Flat |
| 101 GROUND FLOOR FLAT FERNHEAD ROAD, LONDON, CITY OF WESTMINSTER, GREATER LONDON, W9 3EA | £580,000 | 16/08/2023 | Flat |

**Area average:** £537,603 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £778,807 (118 Flat, W9, 2024–2026)
- **Deviation:** -49.9%

## Rental Range

*ONS Price Index of Private Rents (Westminster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,847/mo
- **Realistic:** £3,163/mo
- **Optimistic:** £3,479/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £494/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Fernhead Road, W9 | £2,250/mo | 1 | 0.08 miles | OpenRent |
| 1 Bed Flat, Ashmore Road, W9 | £2,244/mo | 1 | 0.22 miles | OpenRent |
| Studio Flat, Fernhead Road, W9 | £1,395/mo | 1 | 0.28 miles | OpenRent |

**Average rent: £1,963/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £280,500
- **Target investor price (1%):** £224,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,244/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.5×
- **Monthly cashflow:** £459/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.6%
- **10y growth:** 9.3%

## House Price Index (HM Land Registry)

*Official index for City of Westminster; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -20.1%
- **5y growth (index):** -23.5%
- **10y growth (index):** -22%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)