# 3 bedroom end of terrace house for sale (ST6 6LP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 FRANCIS STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST6 6LP |
| Price | £130,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 74 m² |
| Last sold | £52,000 Jun 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/05/2036
- **Current heating cost:** £1,252/year
- **Est. upgrade cost to C:** £27,125

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£300 - £350)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2111-5412-1737-5024-6299)

## Description

**OVERVIEW** **** Beautifully presented throughout, this spacious three-bedroom end-terraced property offers a fantastic investment opportunity with a tenant already in situ, providing immediate rental income from day one.

Situated in a convenient residential location in Tunstall, the property has been tastefully modernised internally and is finished to a high standard, making it highly attractive for both investors and future owner occupiers alike.

The ground floor briefly comprises a stylish lounge and dining area with modern décor, a contemporary fitted kitchen with ample cupboard space and work surfaces, utility room, and a family bathroom to the rear.

To the first floor are three well-proportioned bedrooms offering flexible living accommodation for families or tenants.

Externally, the property benefits from being an end terrace with side access and on-street parking nearby.

This home is ideally located close to local amenities, schools, shops, and transport links, with easy access to the A500 and surrounding areas. 

**LOUNGE** **12' 8" x 11' 10" (3.88m x 3.62m)** A beautifully presented main reception room featuring modern décor, ample natural light and generous living space, ideal for relaxing and entertaining. 

**DINING** **ROOM** **42' 3" x 34' 1" (12.9m x 10.4m)** Spacious dining area offering plenty of room for family dining and additional furniture, with open access through to the lounge creating a bright and airy feel. 

**KITCHEN** **10' 11" x 6' 4" (3.35m x 1.94m)** Modern fitted galley-style kitchen comprising a range of wall and base units, work surfaces and space for appliances. 

**UTILITY** **ROOM** **4' 9" x 4' 9" (1.46m x 1.45m)** Useful additional utility/storage area located to the rear of the kitchen with space for laundry appliances. 

**BATHOOM** **9' 1" x 5' 0" (2.77m x 1.53m)** Contemporary ground floor bathroom fitted with a bath, wash basin and WC. 

**STORAGE** **6' 6" x 3' 2" (2m x 0.98m)** Handy under-stairs storage cupboard providing additional household storage space. 

**BEDROOM** **ONE** **12' 3" x 6' 3" (3.74m x 1.92m)** Well-proportioned double bedroom with space for wardrobes and bedroom furniture. 

**BEDROOM** **TWO** **10' 11" x 9' 6" (3.33m x 2.91m)** Spacious double bedroom positioned to the front aspect, offering excellent natural light. 

**BEDROOM** **THREE** **9' 9" x 6' 2" (2.98m x 1.89m)** Comfortable third bedroom ideal as a child's room, guest room or home office. 

**LANDIN** **8' 9" x 5' 10" (2.67m x 1.78m)** Central landing providing access to all first-floor rooms. 

**STORAGE** **5' 5" x 0' 11" (1.67m x 0.28m)** Additional upstairs storage cupboard ideal for linens and household items. 

**** ****  

**REAR** **GARDEN** **** Enclosed rear garden offering excellent outdoor potential, comprising a paved patio area with gated side access and an additional private garden space to the rear with mature shrubs and greenery. Ideal for landscaping, outdoor seating or creating a low-maintenance family garden. 

## Property Photos

- ![user_edited_photo...](/listings/photos/89534409/654507) - user_edited_photo...
- ![RHM_0127](/listings/photos/89534409/654508) - RHM_0127
- ![RHM_0124](/listings/photos/89534409/654509) - RHM_0124
- ![RHM_0135](/listings/photos/89534409/654510) - RHM_0135
- ![RHM_0123](/listings/photos/89534409/654511) - RHM_0123
- ![RHM_0133](/listings/photos/89534409/654512) - RHM_0133
- ![RHM_0109](/listings/photos/89534409/654513) - RHM_0109
- ![RHM_0110](/listings/photos/89534409/654514) - RHM_0110
- ![RHM_0118](/listings/photos/89534409/654515) - RHM_0118
- ![RHM_0111](/listings/photos/89534409/654516) - RHM_0111
- ![RHM_0115](/listings/photos/89534409/654517) - RHM_0115
- ![RHM_0116](/listings/photos/89534409/654518) - RHM_0116
- ![RHM_0107](/listings/photos/89534409/654519) - RHM_0107
- ![RHM_0106](/listings/photos/89534409/654520) - RHM_0106

## Floorplans

- ![Floorplan 1](/listings/photos/89534409/654521) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/89534409/654522) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £52,000 | 29/06/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 BARBER ROAD, STOKE-ON-TRENT, ST6 6JW | £106,000 | 18/12/2025 | Terraced |
| 6 TAURUS GROVE, STOKE-ON-TRENT, ST6 6NH | £173,000 | 11/06/2025 | Terraced |
| 47 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LE | £60,000 | 23/11/2023 | Terraced |
| 33 BOTHAM GROVE, STOKE-ON-TRENT, ST6 5NX | £155,000 | 03/11/2023 | Terraced |
| 17 HEWITT STREET, STOKE-ON-TRENT, ST6 6JX | £84,000 | 30/08/2023 | Terraced |
| 60 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LF | £72,000 | 31/07/2023 | Terraced |
| 191 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6JT | £100,000 | 14/07/2023 | Terraced |
| 92 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LG | £73,000 | 14/07/2023 | Terraced |
| 195 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6JT | £92,000 | 30/06/2023 | Terraced |
| 57 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LE | £67,000 | 26/04/2023 | Terraced |
| 8 BENSON STREET, STOKE-ON-TRENT, ST6 6LR | £71,000 | 15/03/2023 | Terraced |
| 57 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LE | £56,000 | 23/01/2023 | Terraced |
| 20 HAILSHAM CLOSE, STOKE-ON-TRENT, ST6 5NW | £127,500 | 09/12/2022 | Terraced |
| 4 ROSEBERY STREET, STOKE-ON-TRENT, ST6 6LN | £108,000 | 02/12/2022 | Terraced |
| [Same street] 38 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £85,000 | 04/11/2022 | Terraced |
| 9 BENSON STREET, STOKE-ON-TRENT, ST6 6LR | £55,000 | 18/10/2022 | Terraced |
| 9 PITTSHILL BANK, STOKE-ON-TRENT, ST6 6LT | £125,000 | 02/09/2022 | Terraced |
| 20 ROSEBERY STREET, STOKE-ON-TRENT, ST6 6LN | £139,000 | 01/09/2022 | Terraced |
| 62 ST MICHAELS ROAD, STOKE-ON-TRENT, ST6 6LF | £73,000 | 05/08/2022 | Terraced |
| 94 BARBER ROAD, STOKE-ON-TRENT, ST6 6JL | £146,000 | 04/08/2022 | Terraced |
| [Same street] 2 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £82,500 | 03/08/2022 | Semi-detached |
| 10 ROSEBERY STREET, STOKE-ON-TRENT, ST6 6LN | £78,000 | 16/06/2022 | Terraced |
| [Same street] 1 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £103,000 | 17/12/2021 | Terraced |
| [Same street] 31 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £50,000 | 08/10/2021 | Terraced |
| [Same street] 22 FRANCIS STREET, STOKE-ON-TRENT, ST6 6LP | £65,000 | 20/09/2021 | Terraced |

**Street average:** £77,100 (5 sales)
**Area average:** £98,025 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £102,468 (117 Terraced, ST6, 2024–2026)
- **Deviation:** +26.9%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £636/mo
- **Realistic:** £707/mo
- **Optimistic:** £778/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Francis Street, ST6 | £895/mo | 3 | 0.03 miles | OpenRent |
| [Hoskins Road, Tunstall, ST6](http://87.117.209.195:8080/listings/c48b148) | £950/mo | 3 | 0.3 miles | Rightmove |
| [Furlong Road, Tunstall, Stoke-on-Trent](http://87.117.209.195:8080/listings/2d8fa9e) | £950/mo | 3 | 0.37 miles | Rightmove |
| [Clanway Street, Tunstall, Stoke On Trent](http://87.117.209.195:8080/listings/4c305ee) | £900/mo | 3 | 0.5 miles | Rightmove |
| 3 Bed Semi-Detached House, Clanway Street, ST6 | £895/mo | 3 | 0.5 miles | OpenRent |
| [Clanway Street, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/61ad651) | £895/mo | 3 | 0.5 miles | Rightmove |
| [High Street, Tunstall, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/1db93b9) | £925/mo | 3 | 0.68 miles | Rightmove |
| [The Boulevard, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/0e0e026) | £595/mo | — | 0.75 miles | Rightmove |
| 3 Bed End Terrace, Summerbank Road, ST6 | £1,000/mo | 3 | 0.81 miles | OpenRent |
| [Cliffe Place, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/82494a9) | £800/mo | 3 | 0.81 miles | Rightmove |
| [Gordan Road, Sandyford, Stoke On Trent](http://87.117.209.195:8080/listings/d6d00e6) | £1,000/mo | 3 | 0.86 miles | Rightmove |
| [Pinnox Street, Tunstall, Stoke-on-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/5f2b55d) | £750/mo | 3 | 0.99 miles | Rightmove |
| [High Street, Tunstall](http://87.117.209.195:8080/listings/e335dc3) | £550/mo | — | 1.01 miles | Rightmove |
| [Shaftesbury Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/36e5097) | £975/mo | 3 | 1.1 miles | Rightmove |
| [Minster Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/6116020) | £675/mo | — | 1.37 miles | Rightmove |
| [Ullswater Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/6cee97f) | £1,050/mo | 3 | 1.55 miles | Rightmove |
| [Lingard Street, Burslem, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/a888413) | £750/mo | — | 1.6 miles | Rightmove |
| [Lower Hadderidge, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/0b518bd) | £925/mo | 3 | 1.78 miles | Rightmove |
| [Newport Lane, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/e2b482e) | £1,170/mo | 3 | 1.83 miles | Rightmove |
| [Arthur Berry Way, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/25c2e70) | £1,195/mo | 3 | 1.85 miles | Rightmove |

**Average rent: £925/mo (24 listings)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £114,125
- **Target investor price (1%):** £91,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £913/mo).*

- **Gross yield:** 8.4%
- **Cost-to-rent:** 11.9×
- **Monthly cashflow:** £285/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,757/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.7%
- **10y growth:** 39.2%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of May 2026.*

- **1y growth (index):** 5.3%
- **5y growth (index):** 25.5%
- **10y growth (index):** 59.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)