# 2 bedroom terraced house for sale (AL2 1RL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 23 SEATON ROAD, ST ALBANS, LONDON COLNEY, HERTFORDSHIRE AL2 1RL |
| Price | £425,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £400,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 03/07/2035
- **Current heating cost:** £671/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0549-3052-2203-3695-3200)

## Description

Shown in GREAT CONDITION THROUGHOUT is this TWO BEDROOM, TWO BATHROOM character cottage with STUNNING GARDEN and DETACHED HOME OFFICE/LODGE. Located within this sought after location giving very easy access to all local shops, restaurants and motorway links.

**Accommoidation Comprises**

**Lounge: **12'8" x 10'9"  (3.86m x 3.28m)

**Dining Room: **10'9" x 10'3"  (3.28m x 3.12m)

**Kitchen: **18'10" x 7'5"  (5.74m x 2.26m)

**Guest WC/Shower Room**

**Stairs To First Floor**

**Bedroom One: **11'0" x 10'3"  (3.35m x 3.12m)

**Bathroom: **11'1" x 6'4"  (3.38m x 1.93m)

**Bedroom Two: **10'8" x 9'8"  (3.25m x 2.95m)

**Exterior**

**Rear Garden**

**Detached Home Office: **10'2" x 9'2"  (3.10m x 2.79m)

## Property Photos

- ![Photo 7](/listings/photos/163485809/979188) - Photo 7
- ![Photo 5](/listings/photos/163485809/979189) - Photo 5
- ![Photo 3](/listings/photos/163485809/979190) - Photo 3
- ![Photo 9](/listings/photos/163485809/979191) - Photo 9
- ![Photo 1](/listings/photos/163485809/979192) - Photo 1
- ![Photo 2](/listings/photos/163485809/979193) - Photo 2
- ![Photo 4](/listings/photos/163485809/979194) - Photo 4
- ![Photo 6](/listings/photos/163485809/979195) - Photo 6
- ![Photo 8](/listings/photos/163485809/979196) - Photo 8

## Floorplans

- ![Floor Plan 1](/listings/photos/163485809/979197) - Floor Plan 1

## EPC Graphs

- ![EPC](/listings/photos/163485809/979198) - EPC

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #1134005
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 21/11/2003
- **Work Completed:** 09/09/2003
- **Items:** 4 window(s)

### FENSA Certificate #1085563
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 24/10/2003
- **Work Completed:** 29/09/2003
- **Items:** 4 window(s)

### FENSA Certificate #12992465
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 18/06/2018
- **Work Completed:** 23/05/2018
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 SEATON ROAD, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RL | £400,000 | 30/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 17 SEATON ROAD, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RL | £394,500 | 30/06/2023 | Terraced |
| 13 WILLOUGHBY COURT, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1HL | £307,500 | 03/05/2022 | Terraced |
| 151 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RP | £425,000 | 19/04/2022 | Terraced |
| 12 KENNEDY CLOSE, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1GR | £476,000 | 01/04/2022 | Terraced |
| 137 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RJ | £380,000 | 20/10/2021 | Terraced |

**Street average:** £394,500 (1 sale)
**Area average:** £397,125 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £515,073 (20 Terraced, AL2, 2024–2026)
- **Deviation:** -17.5%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,733/mo
- **Realistic:** £1,925/mo
- **Optimistic:** £2,118/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Sanders Close, AL2 | £1,700/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Meadow Close, AL2 | £1,300/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Flat, Phoenix Court, AL2 | £1,200/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, High St, AL2 | £1,650/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Terraced House, Beningfield Drive, AL2 | £2,000/mo | 2 | 0.78 miles | OpenRent |

**Average rent: £1,570/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.5×
- **Monthly cashflow:** £-214/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,986/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.2%
- **10y growth:** 13.8%

## House Price Index (HM Land Registry)

*Official index for St Albans; Terraced series; as of April 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 16%
- **10y growth (index):** 23.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)