Sold STC Terraced

23 SEATON ROAD

ST ALBANS, LONDON COLNEY, HERTFORDSHIRE AL2 1RL

2 beds 2 baths 71 m² Listed 18 Jun 2025 (-397d)

£425,000

Reduced on 19 Jul 2025

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# 2 bedroom terraced house for sale (AL2 1RL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 23 SEATON ROAD, ST ALBANS, LONDON COLNEY, HERTFORDSHIRE AL2 1RL |
| Price | £425,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £400,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 03/07/2035
- **Current heating cost:** £671/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0549-3052-2203-3695-3200)

## Description

**Accommoidation Comprises**

**Lounge: **12'8" x 10'9"  (3.86m x 3.28m)

**Dining Room: **10'9" x 10'3"  (3.28m x 3.12m)

**Kitchen: **18'10" x 7'5"  (5.74m x 2.26m)

**Guest WC/Shower Room**

**Stairs To First Floor**

**Bedroom One: **11'0" x 10'3"  (3.35m x 3.12m)

**Bathroom: **11'1" x 6'4"  (3.38m x 1.93m)

**Bedroom Two: **10'8" x 9'8"  (3.25m x 2.95m)

**Exterior**

**Rear Garden**

**Detached Home Office: **10'2" x 9'2"  (3.10m x 2.79m)

## Property Photos

- ![Photo 7](/listings/photos/163485809/979188) - Photo 7
- ![Photo 5](/listings/photos/163485809/979189) - Photo 5
- ![Photo 3](/listings/photos/163485809/979190) - Photo 3
- ![Photo 9](/listings/photos/163485809/979191) - Photo 9
- ![Photo 1](/listings/photos/163485809/979192) - Photo 1
- ![Photo 2](/listings/photos/163485809/979193) - Photo 2
- ![Photo 4](/listings/photos/163485809/979194) - Photo 4
- ![Photo 6](/listings/photos/163485809/979195) - Photo 6
- ![Photo 8](/listings/photos/163485809/979196) - Photo 8

## Floorplans

- ![Floor Plan 1](/listings/photos/163485809/979197) - Floor Plan 1

## EPC Graphs

- ![EPC](/listings/photos/163485809/979198) - EPC

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #1134005
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 21/11/2003
- **Work Completed:** 09/09/2003
- **Items:** 4 window(s)

### FENSA Certificate #1085563
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 24/10/2003
- **Work Completed:** 29/09/2003
- **Items:** 4 window(s)

### FENSA Certificate #12992465
- **Address:** 23 Seaton Road, London Colney, AL2 1RL
- **Certificate Issued:** 18/06/2018
- **Work Completed:** 23/05/2018
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 SEATON ROAD, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RL | £400,000 | 30/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 17 SEATON ROAD, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RL | £394,500 | 30/06/2023 | Terraced |
| 13 WILLOUGHBY COURT, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1HL | £307,500 | 03/05/2022 | Terraced |
| 151 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RP | £425,000 | 19/04/2022 | Terraced |
| 12 KENNEDY CLOSE, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1GR | £476,000 | 01/04/2022 | Terraced |
| 137 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RJ | £380,000 | 20/10/2021 | Terraced |

**Street average:** £394,500 (1 sale)
**Area average:** £397,125 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £518,234 (19 Terraced, AL2, 2024–2026)
- **Deviation:** -18%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,733/mo
- **Realistic:** £1,925/mo
- **Optimistic:** £2,118/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Sanders Close, AL2 | £1,700/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Meadow Close, AL2 | £1,300/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Flat, Phoenix Court, AL2 | £1,200/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, High St, AL2 | £1,650/mo | 2 | 0.22 miles | OpenRent |

**Average rent: £1,463/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £184,375
- **Target investor price (1%):** £147,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,475/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 24×
- **Monthly cashflow:** £-371/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,986/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.4%
- **10y growth:** 22.1%

## House Price Index (HM Land Registry)

*Official index for St Albans; Terraced series; as of April 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 16%
- **10y growth (index):** 23.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 7 Photo 5 Photo 3 Photo 9 Photo 1 Photo 2 Photo 4 Photo 6 Photo 8

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Property details

Tenure

FREEHOLD

Floor area

71 m²

Council tax band

EPC rating

Last sold

£400,000 Jan 2026

Price per m²

£5,986/m²

Local average

£518,234 (-18%)

Deprivation

Decile 8 (24,791 of 33,755)

Street crime

130 incidents within 1 mile (May 2026)

Key features

Two DOUBLE Bedrooms
Large Bathroom
Guest Cloakroom / Shower
Two Reception Rooms
Detached Home Office
STUNNING GARDEN

Additional details

Heating: Central
Parking: On street
Garden: Private garden

Description

Shown in GREAT CONDITION THROUGHOUT is this TWO BEDROOM, TWO BATHROOM character cottage with STUNNING GARDEN and DETACHED HOME OFFICE/LODGE. Located within this sought after location giving very easy access to all local shops, restaurants and motorway links.

Accommoidation Comprises

Lounge: 12'8" x 10'9" (3.86m x 3.28m)

Dining Room: 10'9" x 10'3" (3.28m x 3.12m)

Kitchen: 18'10" x 7'5" (5.74m x 2.26m)

Guest WC/Shower Room

Stairs To First Floor

Bedroom One: 11'0" x 10'3" (3.35m x 3.12m)

Bathroom: 11'1" x 6'4" (3.38m x 1.93m)

Bedroom Two: 10'8" x 9'8" (3.25m x 2.95m)

Exterior

Rear Garden

Detached Home Office: 10'2" x 9'2" (3.10m x 2.79m)

Listed by

St. Albans

Oliver & Akers Ltd

Reference: 163485809

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 04/07/2025

Expiry date: 03/07/2035

Current heating cost: £671/year

Potential heating cost: £536/year

Est. upgrade cost to C: £18,250

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan 1

EPC Graphs

EPC

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1134005

Property Details

Street: 23 Seaton Road

Town: London Colney

Postcode: AL2 1RL

Installation Details

Items: 4 windows

Certificate Issued: 21/11/2003

Work Completed: 09/09/2003

This certificate data was retrieved from FENSA's database

FENSA Certificate #1085563

Property Details

Street: 23 Seaton Road

Town: London Colney

Postcode: AL2 1RL

Installation Details

Items: 4 windows

Certificate Issued: 24/10/2003

Work Completed: 29/09/2003

This certificate data was retrieved from FENSA's database

FENSA Certificate #12992465

Property Details

Street: 23 Seaton Road

Town: London Colney

Postcode: AL2 1RL

Installation Details

Items: 1 door

Certificate Issued: 18/06/2018

Work Completed: 23/05/2018

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/01/2026 (5 months ago)	£400,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 17 SEATON ROAD, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RL	£394,500	30/06/2023	Terraced
13 WILLOUGHBY COURT, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1HL	£307,500	03/05/2022	Terraced
151 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RP	£425,000	19/04/2022	Terraced
12 KENNEDY CLOSE, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1GR	£476,000	01/04/2022	Terraced
137 HIGH STREET, LONDON COLNEY, ST ALBANS, HERTFORDSHIRE, AL2 1RJ	£380,000	20/10/2021	Terraced

Street average: £394,500 (1 sale)

Area average: £397,125 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.4%

10y growth 22.1%

House Price Index (HM Land Registry — official index, not sold-price averages): St Albans. Series: Terraced. As of April 2026.

1y (index) 3%

5y (index) 16%

10y (index) 23.7%

Rental Range

Estimated market rent for St Albans. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,733/mo

Realistic £1,925/mo

Optimistic £2,118/mo

Based on Local Authority from postcode lookup → St Albans.

LHA (30th percentile) floor for South West Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View AL2 1RL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Haseldine Road	0.1 miles
Shop	Co-op Food	0.1 miles
Shop	Noree Thai Spa	0.1 miles
Train station	Park Street	1.9 miles
Train station	How Wood	2.1 miles
University	University of Hertfordshire	5.8 miles
Hospital	Watford General Hospital	6.9 miles
University	Middlesex University	9.0 miles
Hospital	Priory Hospital	9.8 miles

Street-level crime

Category	Count
Other theft	45
Violence and sexual offences	26
Anti-social behaviour	20
Shoplifting	13
Vehicle crime	10
Criminal damage and arson	4
Drugs	3
Robbery	3
Other crime	2
Public order	2
Burglary	1
Possession of weapons	1
Total incidents	130

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bowmansgreen Primary School	Primary	0.2 miles	Good — 9 Mar 2016
Saint Bernadette Voluntary Catholic Primary Academy	Primary	0.3 miles	Good — 11 Nov 2018
London Colney Primary & Nursery School	Primary	0.3 miles	Good — 31 Oct 2017
Clore Shalom School	Primary	1.3 miles	Good — 25 Feb 2020
Samuel Ryder Academy	Other	1.3 miles	Good — 26 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Sanders Close, AL2	£1,700/mo	2	0.06 miles	OpenRent
2 Bed Flat, Meadow Close, AL2	£1,300/mo	2	0.09 miles	OpenRent
2 Bed Flat, Phoenix Court, AL2	£1,200/mo	2	0.17 miles	OpenRent
2 Bed Flat, High St, AL2	£1,650/mo	2	0.22 miles	OpenRent

Average rent: £1,463/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.35%

Max investor price (0.8%) £184,375

Target investor price (1%) £147,500

Gross yield 4.2%

Cost-to-rent ratio 24×

Monthly cashflow £-371/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).