# 3 bedroom semi-detached house for sale (GL53 9DY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE GL53 9DY |
| Price | £625,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Last sold | £607,500 Oct 2023 |

## Description

This is an impressive three bedroom bay fronted semi-detached house which has been extended and presented to a high standard, enjoying a delightful southerly facing aspect with fabulous views towards Leckhampton Hill.

Located close to excellent local schools and amenities the beautifully presented accommodation is arranged over three floors and in brief comprises an entrance hall, cloakroom, a sitting room with bay window and wood burning stove, double doors lead into the dining room which in turn opens out into a fantastic large open plan 18ft kitchen/breakfast/family room fitted with an extensive range of units, built in appliances all enjoying a southerly aspect which increases the feeling of both space and light with the benefit of fine views of Leckhampton Hill.

On the first floor there are two double bedrooms and a family bathroom with a separate shower cubicle from the landing a staircase leads to the master bedroom which enjoys the best views of Leckhampton Hill from the property and also has an en-suite shower room.

Added benefits of this super family home include gas fired central heating, double glazing, a large southerly facing garden laid mainly to lawn with a large decked area, off road parking to the front and no onward chain.

Leckhampton is a quiet 'leafy' residential area situated just to the south of Cheltenham Town Centre, and often first on buyers’ lists. Bath Road, which has an excellent collection of local shops, including a delicatessen, butchers, greengrocers, and bakers, together with pubs, cafes and restaurants, offering a wide range of catering for all tastes. The area has several excellent primary schools, a new secondary school, good bus services to the Town Centre and plenty of attractive parks and playing fields. There is also a quick and easy access to the M5 and the A417 to Swindon via the nearby Brockworth bypass.

## Property Photos

- ![Picture No. 40](/listings/photos/133319903/1315428) - Picture No. 40
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- ![Picture No. 37](/listings/photos/133319903/1315431) - Picture No. 37
- ![Picture No. 34](/listings/photos/133319903/1315432) - Picture No. 34
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- ![Picture No. 35](/listings/photos/133319903/1315443) - Picture No. 35

## Floorplans

- ![Floorplan](/listings/photos/133319903/1315444) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/133319903/1315445) - EPC Rating Graph

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #8159716
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 16/05/2011
- **Work Completed:** 07/02/2011
- **Items:** 1 door(s)

### FENSA Certificate #6674252
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 13/07/2009
- **Work Completed:** 16/03/2009
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #11881941
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 04/10/2016
- **Work Completed:** 12/09/2016
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £607,500 | 13/10/2023 | Semi-detached |
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £535,000 | 27/08/2021 | Semi-detached |
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £296,000 | 31/03/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 263A OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EF | £512,500 | 16/01/2026 | Semi-detached |
| 18 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH | £660,000 | 15/01/2026 | Semi-detached |
| 48 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LG | £527,000 | 05/12/2025 | Semi-detached |
| 189 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DS | £505,000 | 17/03/2025 | Semi-detached |
| 15A PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EP | £875,000 | 31/10/2023 | Semi-detached |
| 11 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN | £554,000 | 19/09/2023 | Semi-detached |
| 3 GABELL ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9FA | £575,000 | 14/08/2023 | Semi-detached |
| 10 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER | £290,000 | 11/08/2023 | Semi-detached |
| 50 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DX | £550,500 | 24/06/2023 | Semi-detached |
| 14 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH | £810,000 | 23/05/2023 | Semi-detached |
| 169 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £800,000 | 15/12/2022 | Semi-detached |
| 28 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET | £315,000 | 03/10/2022 | Semi-detached |
| 32 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET | £335,000 | 15/08/2022 | Semi-detached |
| 185 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £725,000 | 11/08/2022 | Semi-detached |
| 36 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER | £437,995 | 29/07/2022 | Semi-detached |
| 25 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LQ | £400,000 | 18/07/2022 | Semi-detached |
| 3 MEAD CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DX | £570,000 | 08/07/2022 | Semi-detached |
| 183 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £700,000 | 25/05/2022 | Semi-detached |
| 39 MEAD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DY | £720,000 | 24/05/2022 | Semi-detached |
| 39 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN | £375,000 | 29/04/2022 | Semi-detached |

**Area average:** £561,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £617,519 (26 Semi-detached, GL53, 2024–2026)
- **Deviation:** +1.2%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,124/mo
- **Realistic:** £1,249/mo
- **Optimistic:** £1,374/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Tryes Road, GL50 | £1,800/mo | 3 | 0.68 miles | OpenRent |

**Average rent: £1,800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.9×
- **Monthly cashflow:** £-866/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.4%
- **10y growth:** 82.6%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 21.9%
- **10y growth (index):** 49.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
