Sold STC Semi-detached

65 CHARLTON LANE

CHELTENHAM, GLOUCESTERSHIRE GL53 9DY

3 beds 2 baths 1,313 sq ft Listed 5 Apr 2023 (-1202d)

£625,000

Guide Price

Save

# 3 bedroom semi-detached house for sale (GL53 9DY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE GL53 9DY |
| Price | £625,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Construction age | England and Wales: before 1900 |
| Floor area | 122 m² |
| Last sold | £607,500 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 26/07/2026
- **Current heating cost:** £1,192/year
- **Est. upgrade cost to C:** £20,800

### Recommendations
- Q (£4,000 - £14,000)
- G (£350 - £450)
- O (£3,300 - £6,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2038-7042-7273-3196-9964)

## Description

Located close to excellent local schools and amenities the beautifully presented accommodation is arranged over three floors and in brief comprises an entrance hall, cloakroom, a sitting room with bay window and wood burning stove, double doors lead into the dining room which in turn opens out into a fantastic large open plan 18ft kitchen/breakfast/family room fitted with an extensive range of units, built in appliances all enjoying a southerly aspect which increases the feeling of both space and light with the benefit of fine views of Leckhampton Hill.

On the first floor there are two double bedrooms and a family bathroom with a separate shower cubicle from the landing a staircase leads to the master bedroom which enjoys the best views of Leckhampton Hill from the property and also has an en-suite shower room.

Added benefits of this super family home include gas fired central heating, double glazing, a large southerly facing garden laid mainly to lawn with a large decked area, off road parking to the front and no onward chain.

Leckhampton is a quiet 'leafy' residential area situated just to the south of Cheltenham Town Centre, and often first on buyers’ lists. Bath Road, which has an excellent collection of local shops, including a delicatessen, butchers, greengrocers, and bakers, together with pubs, cafes and restaurants, offering a wide range of catering for all tastes. The area has several excellent primary schools, a new secondary school, good bus services to the Town Centre and plenty of attractive parks and playing fields. There is also a quick and easy access to the M5 and the A417 to Swindon via the nearby Brockworth bypass.

## Property Photos

- ![Picture No. 40](/listings/photos/133319903/1315428) - Picture No. 40
- ![962816 (21).jpg](/listings/photos/133319903/1315429) - 962816 (21).jpg
- ![962816 (22).jpg](/listings/photos/133319903/1315430) - 962816 (22).jpg
- ![Picture No. 37](/listings/photos/133319903/1315431) - Picture No. 37
- ![Picture No. 34](/listings/photos/133319903/1315432) - Picture No. 34
- ![962816 (14).jpg](/listings/photos/133319903/1315433) - 962816 (14).jpg
- ![Picture No. 36](/listings/photos/133319903/1315434) - Picture No. 36
- ![962816 (4).jpg](/listings/photos/133319903/1315435) - 962816 (4).jpg
- ![962816 (7).jpg](/listings/photos/133319903/1315436) - 962816 (7).jpg
- ![962816 (8).jpg](/listings/photos/133319903/1315437) - 962816 (8).jpg
- ![962816 (19).jpg](/listings/photos/133319903/1315438) - 962816 (19).jpg
- ![962816 (15).jpg](/listings/photos/133319903/1315439) - 962816 (15).jpg
- ![962816 (18).jpg](/listings/photos/133319903/1315440) - 962816 (18).jpg
- ![962816 (23).jpg](/listings/photos/133319903/1315441) - 962816 (23).jpg
- ![962816 (24).jpg](/listings/photos/133319903/1315442) - 962816 (24).jpg
- ![Picture No. 35](/listings/photos/133319903/1315443) - Picture No. 35

## Floorplans

- ![Floorplan](/listings/photos/133319903/1315444) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/133319903/1315445) - EPC Rating Graph

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #8159716
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 16/05/2011
- **Work Completed:** 07/02/2011
- **Items:** 1 door(s)

### FENSA Certificate #6674252
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 13/07/2009
- **Work Completed:** 16/03/2009
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #11881941
- **Address:** 65 Charlton Lane, CHELTENHAM, GL53 9DY
- **Certificate Issued:** 04/10/2016
- **Work Completed:** 12/09/2016
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £607,500 | 13/10/2023 | Semi-detached |
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £535,000 | 27/08/2021 | Semi-detached |
| 65 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DY | £296,000 | 31/03/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 263A OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EF | £512,500 | 16/01/2026 | Semi-detached |
| 18 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH | £660,000 | 15/01/2026 | Semi-detached |
| 48 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LG | £527,000 | 05/12/2025 | Semi-detached |
| 189 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DS | £505,000 | 17/03/2025 | Semi-detached |
| 15A PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EP | £875,000 | 31/10/2023 | Semi-detached |
| 11 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN | £554,000 | 19/09/2023 | Semi-detached |
| 3 GABELL ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9FA | £575,000 | 14/08/2023 | Semi-detached |
| 10 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER | £290,000 | 11/08/2023 | Semi-detached |
| 50 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DX | £550,500 | 24/06/2023 | Semi-detached |
| 14 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH | £810,000 | 23/05/2023 | Semi-detached |
| 169 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £800,000 | 15/12/2022 | Semi-detached |
| 28 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET | £315,000 | 03/10/2022 | Semi-detached |
| 32 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET | £335,000 | 15/08/2022 | Semi-detached |
| 185 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £725,000 | 11/08/2022 | Semi-detached |
| 36 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER | £437,995 | 29/07/2022 | Semi-detached |
| 25 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LQ | £400,000 | 18/07/2022 | Semi-detached |
| 3 MEAD CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DX | £570,000 | 08/07/2022 | Semi-detached |
| 183 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW | £700,000 | 25/05/2022 | Semi-detached |
| 39 MEAD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DY | £720,000 | 24/05/2022 | Semi-detached |
| 39 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN | £375,000 | 29/04/2022 | Semi-detached |

**Area average:** £561,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £617,519 (26 Semi-detached, GL53, 2024–2026)
- **Deviation:** +1.2%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,124/mo
- **Realistic:** £1,249/mo
- **Optimistic:** £1,374/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Fairfield Avenue, GL53 | £1,495/mo | 3 | 0.48 miles | OpenRent |
| 3 Bed Detached House, Tryes Road, GL50 | £1,800/mo | 3 | 0.68 miles | OpenRent |

**Average rent: £1,648/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £206,000
- **Target investor price (1%):** £164,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,648/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.6×
- **Monthly cashflow:** £-1,003/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,123/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 72.9%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 21.9%
- **10y growth (index):** 49.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 40 962816 (21).jpg 962816 (22).jpg Picture No. 37 Picture No. 34 962816 (14).jpg Picture No. 36 962816 (4).jpg 962816 (7).jpg 962816 (8).jpg 962816 (19).jpg 962816 (15).jpg 962816 (18).jpg 962816 (23).jpg 962816 (24).jpg Picture No. 35

/ 16

Property details

Tenure

FREEHOLD

Floor area

122 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£607,500 Oct 2023

Price per m²

£5,123/m²

Local average

£617,519 (+1.2%)

Deprivation

Decile 10 (32,328 of 33,755)

Street crime

7 incidents within 1 mile (May 2026)

Key features

Extended family home with fine views
Close to excellent local schools
Large garden with southerly facing aspect
Delightful kitchen/family room
Three bedrooms, two reception rooms
Two bathrooms
Off road parking
No onward chain

Additional details

Parking: Yes
Garden: Yes

Description

This is an impressive three bedroom bay fronted semi-detached house which has been extended and presented to a high standard, enjoying a delightful southerly facing aspect with fabulous views towards Leckhampton Hill.

Located close to excellent local schools and amenities the beautifully presented accommodation is arranged over three floors and in brief comprises an entrance hall, cloakroom, a sitting room with bay window and wood burning stove, double doors lead into the dining room which in turn opens out into a fantastic large open plan 18ft kitchen/breakfast/family room fitted with an extensive range of units, built in appliances all enjoying a southerly aspect which increases the feeling of both space and light with the benefit of fine views of Leckhampton Hill.

On the first floor there are two double bedrooms and a family bathroom with a separate shower cubicle from the landing a staircase leads to the master bedroom which enjoys the best views of Leckhampton Hill from the property and also has an en-suite shower room.

Added benefits of this super family home include gas fired central heating, double glazing, a large southerly facing garden laid mainly to lawn with a large decked area, off road parking to the front and no onward chain.

Leckhampton is a quiet 'leafy' residential area situated just to the south of Cheltenham Town Centre, and often first on buyers’ lists. Bath Road, which has an excellent collection of local shops, including a delicatessen, butchers, greengrocers, and bakers, together with pubs, cafes and restaurants, offering a wide range of catering for all tastes. The area has several excellent primary schools, a new secondary school, good bus services to the Town Centre and plenty of attractive parks and playing fields. There is also a quick and easy access to the M5 and the A417 to Swindon via the nearby Brockworth bypass.

Listed by

Cheltenham

Perry Bishop

Reference: 133319903

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 27/07/2016

Expiry date: 26/07/2026

Current heating cost: £1,192/year

Potential heating cost: £878/year

Est. upgrade cost to C: £20,800

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Upgrade heating controls (£350 - £450)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8159716

Property Details

Street: 65 Charlton Lane

Town: CHELTENHAM

Postcode: GL53 9DY

Installation Details

Items: 1 door

Certificate Issued: 16/05/2011

Work Completed: 07/02/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #6674252

Property Details

Street: 65 Charlton Lane

Town: CHELTENHAM

Postcode: GL53 9DY

Installation Details

Items: 1 window and 1 door

Certificate Issued: 13/07/2009

Work Completed: 16/03/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #11881941

Property Details

Street: 65 Charlton Lane

Town: CHELTENHAM

Postcode: GL53 9DY

Installation Details

Items: 1 window and 1 door

Certificate Issued: 04/10/2016

Work Completed: 12/09/2016

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

105% since 2016

Event	Date	Price	% change
Sold	13/10/2023 (2 years ago)	£607,500	+13.6%
Sold	27/08/2021 (4 years ago)	£535,000	+80.7%
Sold	31/03/2016 (10 years ago)	£296,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
263A OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EF	£512,500	16/01/2026	Semi-detached
18 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH	£660,000	15/01/2026	Semi-detached
48 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LG	£527,000	05/12/2025	Semi-detached
189 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DS	£505,000	17/03/2025	Semi-detached
15A PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EP	£875,000	31/10/2023	Semi-detached
11 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN	£554,000	19/09/2023	Semi-detached
3 GABELL ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9FA	£575,000	14/08/2023	Semi-detached
10 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER	£290,000	11/08/2023	Semi-detached
50 CHARLTON LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DX	£550,500	24/06/2023	Semi-detached
14 PILFORD AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EH	£810,000	23/05/2023	Semi-detached
169 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW	£800,000	15/12/2022	Semi-detached
28 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET	£315,000	03/10/2022	Semi-detached
32 PILLEY CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ET	£335,000	15/08/2022	Semi-detached
185 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW	£725,000	11/08/2022	Semi-detached
36 PILLEY LANE, CHELTENHAM, GLOUCESTERSHIRE, GL53 9ER	£437,995	29/07/2022	Semi-detached
25 EVEREST ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9LQ	£400,000	18/07/2022	Semi-detached
3 MEAD CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DX	£570,000	08/07/2022	Semi-detached
183 OLD BATH ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DW	£700,000	25/05/2022	Semi-detached
39 MEAD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 7DY	£720,000	24/05/2022	Semi-detached
39 WESTBURY ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL53 9EN	£375,000	29/04/2022	Semi-detached

Area average: £561,850 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.9%

10y growth 72.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheltenham. Series: Semi-detached. As of April 2026.

1y (index) 6.5%

5y (index) 21.9%

10y (index) 49.1%

Rental Range

Estimated market rent for Cheltenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,124/mo

Realistic £1,249/mo

Optimistic £1,374/mo

Based on Local Authority from postcode lookup → Cheltenham.

LHA (30th percentile) floor for Cheltenham: £997/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL53 9DY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Pilley Bridge	0.1 miles
Bus stop	Delancey Hospital	0.1 miles
Shop	Premier	0.2 miles
Shop	Barnes Williams Food Supplier	0.2 miles
Hospital	Gloucestershire Managed Services Headquarters	0.9 miles
Hospital	Senior Finance & Information Teams and Service Agreement Team	0.9 miles
Train station	Cheltenham Spa	1.7 miles
University	Francis Close Hall	1.9 miles
University	Pittville Student Village	2.4 miles
Train station	Cheltenham Racecourse	3.1 miles

Street-level crime

Category	Count
Anti-social behaviour	4
Drugs	1
Possession of weapons	1
Violence and sexual offences	1
Total incidents	7

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Leckhampton Church of England Primary School	Primary	0.4 miles	Good — 15 Jan 2023
The Richard Pate School	Other	0.4 miles	— (No rating)
Naunton Park Primary School	Primary	0.4 miles	— (Inspected (no overall grade))
St Edward's School	Other	0.7 miles	— (No rating)
University of Gloucestershire	Other	0.9 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Fairfield Avenue, GL53	£1,495/mo	3	0.48 miles	OpenRent
3 Bed Detached House, Tryes Road, GL50	£1,800/mo	3	0.68 miles	OpenRent

Average rent: £1,648/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.26%

Max investor price (0.8%) £206,000

Target investor price (1%) £164,800

Gross yield 3.2%

Cost-to-rent ratio 31.6×

Monthly cashflow £-1,003/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).