# 2 bedroom terraced house for sale (CH43 4YS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 ST HUGHS CLOSE, PRENTON, MERSEYSIDE CH43 4YS |
| Price | £87,500 |
| Bedrooms | 2 |
| Last sold | £83,500 Jul 2013 |

## Description

It is ideal for the first time buyer or if you are looking to downsize.  This modern mid terrace property offers a lounge/dining room and fitted kitchen. Patio doors lead out onto the rear garden with patio area. Upstairs are two bedrooms and a bathroom.  Located in a highly convenient residential area and close to Birkenhead shopping centre and local transport links.  The property is offered with no onward chain. Viewing is highly recommended.

**Bedroom**13'5" x 9'3" (4.1m x 2.82m).  

**Bedroom**13'5" x 7'11" (4.1m x 2.41m).  

**Kitchen**8'10" x 5'11" (2.7m x 1.8m).  

**Reception**14'9" x 10'2" (4.5m x 3.1m).  

**Reception**8'11" x 7'2" (2.72m x 2.18m).

## Property Photos

- ![Picture No.01](/listings/photos/41985575/592878) - Picture No.01
- ![Picture No.02](/listings/photos/41985575/592881) - Picture No.02
- ![Picture No.03](/listings/photos/41985575/592889) - Picture No.03
- ![Picture No.04](/listings/photos/41985575/592894) - Picture No.04
- ![Picture No.05](/listings/photos/41985575/592897) - Picture No.05
- ![Picture No.06](/listings/photos/41985575/592903) - Picture No.06
- ![Picture No.07](/listings/photos/41985575/592906) - Picture No.07

## Floorplans

- ![Floorplan](/listings/photos/41985575/592912) - Floorplan

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5239487
- **Address:** 4 St. Hughs Close, PRENTON, CH43 4YS
- **Certificate Issued:** 19/11/2007
- **Work Completed:** 06/11/2007
- **Items:** 6 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ST HUGHS CLOSE, PRENTON, WIRRAL, MERSEYSIDE, CH43 4YS | £83,500 | 22/07/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 63 PARK ROAD SOUTH, PRENTON, WIRRAL, MERSEYSIDE, CH43 4YU | £155,000 | 29/09/2023 | Terraced |
| 29 ST HUGHS CLOSE, PRENTON, WIRRAL, MERSEYSIDE, CH43 4YS | £120,000 | 30/06/2023 | Terraced |
| 17 HAWARDEN AVENUE, PRENTON, WIRRAL, MERSEYSIDE, CH43 4XJ | £189,500 | 30/09/2022 | Terraced |
| 25 ST HUGHS CLOSE, PRENTON, WIRRAL, MERSEYSIDE, CH43 4YS | £120,000 | 06/10/2021 | Terraced |

**Area average:** £146,125 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £219,282 (14 Terraced, CH43, 2024–2026)
- **Deviation:** -60.1%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Park Road South, CH43 | £765/mo | 2 | 0.02 miles | OpenRent |
| 2 Bed Flat, Devonshire Road, CH43 | £2,673/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Claughton Place, CH41 | £800/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Flat, Euston Grove, CH43 | £800/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Flat, Oakland Court, CH43 | £800/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Mallaby Court, CH41 | £695/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Terraced House, Falkland St, CH41 | £800/mo | 2 | 0.78 miles | OpenRent |
| 2 Bed Terraced House, Harrowby Road, CH42 | £775/mo | 2 | 0.81 miles | OpenRent |

**Average rent: £1,014/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.91% (okay)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 11%
- **Cost-to-rent:** 9.1×
- **Monthly cashflow:** £350/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.1%
- **10y growth:** 47%

## House Price Index (HM Land Registry)

*Official index for Wirral; Terraced series; as of February 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 30%
- **10y growth (index):** 66.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)