# 2 bedroom terraced house for sale (NE15 6YA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 33 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR NE15 6YA |
| Price | £95,000 |
| Bedrooms | 2 |
| Last sold | £91,000 Jan 2021 |

## Description

We are pleased to offer for sale this impressive two bedroom terraced house located on St Georges Terrace, Bells Close. The property would be an ideal first time buy, with a good range of local amenities and good transport links. Briefly comprising: entrance hallway, lounge, kitchen diner, stairs to first floor, two bedrooms and bathroom. Externally there is garden to the front and rear. For more information contact the West Road branch on  . An early viewing is considered essential.

## Property Photos

- ![Photo](/listings/photos/71921202/387173)
- ![Photo](/listings/photos/71921202/387174)
- ![Photo](/listings/photos/71921202/387176)
- ![Photo](/listings/photos/71921202/387178)
- ![Photo](/listings/photos/71921202/387180)
- ![Photo](/listings/photos/71921202/387184)
- ![Photo](/listings/photos/71921202/387189)
- ![Photo](/listings/photos/71921202/387193)
- ![Photo](/listings/photos/71921202/387198)
- ![Photo](/listings/photos/71921202/387201)

## EPC Graphs

- ![EPC](/listings/photos/71921202/387205) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6421152
- **Address:** 33 St. Georges Terrace, Bells Close, NE15 6YA
- **Certificate Issued:** 24/03/2009
- **Work Completed:** 23/01/2009
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £91,000 | 13/01/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,750 | 21/07/2023 | Terraced |
| 27 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £99,000 | 02/12/2022 | Terraced |
| 3 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £152,500 | 01/09/2022 | Terraced |
| 10 ORMSKIRK CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XN | £147,500 | 10/08/2022 | Terraced |
| 4 ORMISCRAIG, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XW | £140,000 | 06/07/2022 | Terraced |
| 9 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,000 | 13/05/2022 | Terraced |
| 25 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 15/10/2021 | Terraced |
| 5 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £159,950 | 24/09/2021 | Terraced |
| 40 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £75,000 | 22/09/2021 | Terraced |
| 26 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 13/08/2021 | Terraced |
| 3 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £170,000 | 24/06/2021 | Terraced |

**Area average:** £117,336 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £155,631 (40 Terraced, NE15, 2024–2026)
- **Deviation:** -39%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,085/mo
- **Realistic:** £1,206/mo
- **Optimistic:** £1,327/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Rokeby Street, NE15 | £1,750/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed End Terrace, Charlton Street, NE15 | £742/mo | 2 | 0.31 miles | OpenRent |
| 2 Bed Terraced House, Lesbury Street, NE15 | £695/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed End Terrace, Thorndale Road, NE15 | £650/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed Flat, Lemington, NE15 | £625/mo | 2 | 0.56 miles | OpenRent |

**Average rent: £892/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £695/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.6%
- **10y growth:** 16.3%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Terraced series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 22.8%
- **10y growth (index):** 39.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)