Sold STC Flat

18 BEDERN BANK

RIPON, NORTH YORKSHIRE HG4 1PE

2 beds 624 sq ft Listed 11 Jan 2023 (-1228d)

£155,000

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Property details

Tenure

LEASEHOLD

Floor area

58 m²

Council tax band

C

EPC rating

C

Year built

England and Wales: 1991-1995

Last sold

£150,000 Aug 2023

Price per m²

£2,672/m²

Local average

£183,236 (-15.4%)

Deprivation

Decile 4 (12,773 of 33,755)

Street crime

72 incidents within 1 mile (Mar 2026)

Key features

  • PRICED FOR A QUICK SALE
  • MODERN FIXTURES AND FITTINGS
  • PRIVATE ENTRANCE
  • SINGLE GARAGE
  • LOCATED IN THE HEART OF RIPON
  • COUNCIL TAX BAND C

Additional details

Parking
Yes

Description

*NO ONWARD CHAIN* MODERN APARTMENT IN THE HEART OF RIPON CENTRE COMPLETE WITH PARKING AND GARAGE.

Located in a prime position, is this delightful two bedroom apartment just a few minutes walk to the centre of Ripon and the Cathedral directly on it's doorstep. The property benefits from double glazed windows and gas central heating throughout. With it's own private entrance, a small flight of stairs leads you to the first floor with a fully fitted kitchen, living room with balcony, modern shower room and two bedrooms, one with fitted wardrobes. Externally the property has a garage with parking in front.

Ripon boasts a variety of local shopping facilities, a very popular weekly market, a number of restaurants and bars, cinema, racecourse, golf course, leisure centre, swimming pool and excellent transport links, with the 36 bus route travelling to Harrogate and Leeds multiple times a day until late. Ripon has several schools including Ripon Grammar School, one of the most highly regarded grammar schools in the North, Outwood Academy plus a good choice of Primary schools. The nearby fashionable Spa town of Harrogate offers a greater range of amenities and, further afield, lays the historic city of York, only 19 miles, and the vibrant commercial centre of Leeds, 32 miles. The A61 gives easy access to the A1(M) and the national motorway network.

Entrance Hall
Composite door, stairs to first floor, central heating radiator.

Kitchen 14'11" x 11'4" (4.55m x 3.45m)
L shaped kitchen with a range of base and wall units featuring integrated appliances including fridge freezer, dishwasher, double oven, washer/dryer and electric hob. Sink unit, double glazed windows, central heating radiator and boiler.

Living Room 14'11" x 10'11" (4.55m x 3.33m)
Central heating radiators, double glazed doors leading out to balcony.

Bedroom One 10'11" x 10'7" (3.33m x 3.23m)
Double glazed window, central heating radiator and built in wardrobes.

Bedroom Two 10'7" x 0'8" (3.23m x 0.2m)
Double glazed window, central heating radiator.

External
The property benefits from a single garage with parking in front.

AGENTS NOTE
The property is leasehold for 125 years from 01/06/1987. The service charge is currently £812.40 for the annum.

Listed by

Ripon

The Lomond Group

Reference: 130615475

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 02/09/2014

Current heating cost: £338/year

Potential heating cost: £342/year

Est. upgrade cost to C: £35

Recommendations

  • Low energy lighting for all fixed outlets (£35)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

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EPC Graphs

EPC Rating Graph

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11199610

Property Details

Street: 18 Bedern Bank

Town: RIPON

Postcode: HG4 1PE

Installation Details

Items: 4 windows

Certificate Issued: 14/09/2015

Work Completed: 12/08/2015

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 18/08/2023 (2 years ago) £150,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
10 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA £280,000 09/01/2026 Flat
4 ST MARGARETS COURT, RIPON, NORTH YORKSHIRE, HG4 1WA £210,000 13/06/2025 Flat
9 WILLIAMSON DRIVE, RIPON, NORTH YORKSHIRE, HG4 1AY £215,000 09/06/2023 Flat
14 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA £199,950 09/06/2023 Flat
RIVERSIDE HOUSE FLAT 39 WILLIAMSON CLOSE, RIPON, NORTH YORKSHIRE, HG4 1AZ £124,000 26/05/2023 Flat
RIVERSIDE HOUSE FLAT 10 WILLIAMSON CLOSE, RIPON, NORTH YORKSHIRE, HG4 1AZ £140,000 31/03/2023 Flat
BISHOPS COURT FLAT 12 WILLIAMSON DRIVE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1AY £295,000 30/11/2022 Flat
12A KIRKGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1PA £210,000 24/11/2022 Flat
RIVERSIDE HOUSE FLAT 30 WILLIAMSON CLOSE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1AZ £156,000 08/11/2022 Flat
RIVERSIDE HOUSE FLAT 12 WILLIAMSON CLOSE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1AZ £125,000 26/10/2022 Flat
17 WILLIAMSON DRIVE, RIPON, NORTH YORKSHIRE, HG4 1AY £245,000 14/10/2022 Flat
40 FLAT 4 MARKET PLACE SOUTH, RIPON, NORTH YORKSHIRE, HG4 1BZ £265,000 26/09/2022 Flat
BISHOPS COURT FLAT 11 WILLIAMSON DRIVE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1AY £260,000 19/08/2022 Flat
RIVERSIDE HOUSE FLAT 2 WILLIAMSON CLOSE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1AZ £139,950 04/08/2022 Flat
40 FLAT 2 MARKET PLACE SOUTH, RIPON, NORTH YORKSHIRE, HG4 1BZ £205,000 18/07/2022 Flat
3 THE FLAT HIGH SKELLGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1BA £100,000 30/06/2022 Flat
BURTON CHAMBERS, 28 - 29 APARTMENT 2 MARKET PLACE WEST, RIPON, NORTH YORKSHIRE, HG4 1BN £142,500 01/06/2022 Flat
BURTON CHAMBERS, 28 - 29 APARTMENT 1 MARKET PLACE WEST, RIPON, NORTH YORKSHIRE, HG4 1BN £142,500 01/06/2022 Flat
18 WATERSIDE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1RA £190,500 01/04/2022 Flat
40 FLAT 1 MARKET PLACE SOUTH, RIPON, NORTH YORKSHIRE, HG4 1BZ £175,000 01/04/2022 Flat

Area average: £191,020 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -23.4%
10y growth 19%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Flats and maisonettes. As of February 2026.

1y (index) -0.3%
5y (index) 9.4%
10y (index) 35.2%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo
Realistic £855/mo
Optimistic £941/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Harrogate: £734/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop David Harrison Picture Framing & Gallery 0.0 miles
Shop Three Blind Mice 0.0 miles
Bus stop Ripon, Bowling Club, E-bound 0.2 miles
Bus stop Ripon, Bowling Club, W-bound 0.2 miles
Hospital Ripon Community Hospital 0.2 miles
Train station Unknown 3.3 miles
Hospital Cygnet Hospital Harrogate 9.4 miles

Street-level crime

Category Count
Violence and sexual offences 26
Anti-social behaviour 13
Criminal damage and arson 7
Other theft 7
Shoplifting 7
Public order 6
Bicycle theft 1
Burglary 1
Drugs 1
Other crime 1
Possession of weapons 1
Vehicle crime 1
Total incidents 72

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Ripon Cathedral Church of England Primary School Primary 0.2 miles Good — 15 Jun 2016
Holy Trinity Church of England Infant and Nursery Primary 0.3 miles Requires improvement — 21 May 2019
Holy Trinity Church of England Junior School Primary 0.4 miles Requires improvement — 19 Sep 2023
St Wilfrid's Catholic Primary School, a Voluntary Academy Primary 0.4 miles Outstanding — 12 Sep 2018
Moorside Primary School & Nursery Primary 0.6 miles Good — 19 Nov 2023

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.55%
Max investor price (0.8%) £106,875
Target investor price (1%) £85,500
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).