# 2 bedroom apartment for sale (NW5 2NH)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1, 49 LADY MARGARET ROAD, LONDON, KENTISH TOWN, GREATER LONDON NW5 2NH |
| Price | £850,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | D |
| Last sold | £800,000 Mar 2026 |

## Description

Two-Bedroom Garden Flat in Kentish Town – Private Entrance, Victorian TerraceThis two-bedroom, two-bathroom garden flat is located on ever popular Lady Margaret Road, in the heart of Kentish Town, North London. Set on the lower ground floor of a charming Victorian terrace, this property features a private entrance and direct access to a private garden.

Conveniently situated near local amenities, including shops, cafes, restaurants, and excellent schools, the flat is just 0.3miles from Kentish Town Station, providing fast access to Central London via the Northern Line and National Rail services.

The Owners Love

“We’ve always loved the living room and garden — it feels like one big, open space that flows from the kitchen right out to the garden. It’s where we spend most of our time, whether it’s having friends over or just relaxing in the evenings”

“The location is perfect — right between the two best high streets, so everything’s close by, but it still feels peaceful and neighbourly. There’s a real sense of community here, with lovely people in the building and around the area”

“What makes this home special is how it feels — bright, welcoming, and full of warmth. It’s the kind of place that instantly makes you feel comfortable the moment you walk in”

We've Noticed 

Well maintained by the current owners the property is finished to a high standard and is move in ready! 

The property is offered to the market with a complete onward chain.

## Property Photos

- ![Picture No. 16](/listings/photos/168878087/1455205) - Picture No. 16
- ![Picture No. 25](/listings/photos/168878087/1455206) - Picture No. 25
- ![Picture No. 09](/listings/photos/168878087/1455207) - Picture No. 09
- ![Picture No. 06](/listings/photos/168878087/1455208) - Picture No. 06
- ![Picture No. 28](/listings/photos/168878087/1455209) - Picture No. 28
- ![Picture No. 02](/listings/photos/168878087/1455210) - Picture No. 02
- ![Picture No. 20](/listings/photos/168878087/1455211) - Picture No. 20
- ![Picture No. 23](/listings/photos/168878087/1455212) - Picture No. 23
- ![Picture No. 22](/listings/photos/168878087/1455213) - Picture No. 22
- ![Picture No. 10](/listings/photos/168878087/1455214) - Picture No. 10
- ![Picture No. 26](/listings/photos/168878087/1455215) - Picture No. 26
- ![Picture No. 12](/listings/photos/168878087/1455216) - Picture No. 12
- ![Picture No. 07](/listings/photos/168878087/1455217) - Picture No. 07
- ![Picture No. 18](/listings/photos/168878087/1455218) - Picture No. 18
- ![Picture No. 04](/listings/photos/168878087/1455219) - Picture No. 04
- ![Picture No. 14](/listings/photos/168878087/1455220) - Picture No. 14

## Floorplans

- ![Floorplan](/listings/photos/168878087/1455221) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/168878087/1455222) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10802843
- **Address:** 49 Lady Margaret Road, LONDON, NW5 2NH
- **Certificate Issued:** 02/03/2015
- **Work Completed:** 24/11/2014
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 FLAT 1 LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £800,000 | 30/03/2026 | Flat |
| 49 FLAT 1 LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £772,000 | 11/12/2020 | Flat |
| 49 FLAT 1 LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £796,359 | 14/07/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67A LEVERTON STREET, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NX | £595,000 | 02/12/2025 | Flat |
| 19 FLAT 4 OSPRINGE ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2JD | £530,000 | 02/12/2025 | Flat |
| 8C THIRD FLOOR FLAT MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XD | £455,000 | 28/11/2025 | Flat |
| 1 GROUND FLOOR FLAT LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NE | £820,000 | 03/11/2023 | Flat |
| 18 OSPRINGE ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2JE | £970,000 | 20/10/2023 | Flat |
| [Same street] 39C LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £9,440 | 17/10/2023 | Other |
| 5B MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XD | £397,000 | 17/08/2023 | Flat |
| 43B LEVERTON STREET, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2PE | £720,000 | 14/04/2023 | Flat |
| 31A MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XE | £1,000,000 | 09/12/2022 | Flat |
| [Same street] 37 FLAT 1 LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £650,000 | 28/11/2022 | Flat |
| 43 GROUND FLOOR FLAT COUNTESS ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2XH | £630,000 | 04/11/2022 | Flat |
| [Same street] 39C LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £705,000 | 31/10/2022 | Flat |
| 41C MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XE | £985,000 | 21/10/2022 | Flat |
| 31A OSPRINGE ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2JB | £1,050,000 | 07/10/2022 | Flat |
| 43 FIRST FLOOR FLAT COUNTESS ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2XH | £430,000 | 06/10/2022 | Flat |
| 45 FIRST FLOOR FLAT MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XG | £482,000 | 27/09/2022 | Flat |
| 23 FLAT 3 COUNTESS ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2XH | £655,000 | 15/09/2022 | Flat |
| [Same street] 41 FLAT 3 LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NH | £815,000 | 12/09/2022 | Flat |
| 68 FLAT B LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NP | £435,890 | 15/08/2022 | Flat |
| 53C LADY MARGARET ROAD, KENTISH TOWN, LONDON, CAMDEN, GREATER LONDON, NW5 2NJ | £1,170,000 | 30/06/2022 | Flat |
| 37 BOTTOM FLOOR MONTPELIER GROVE, LONDON, CAMDEN, GREATER LONDON, NW5 2XE | £480,000 | 27/06/2022 | Flat |
| 28 FIRST FLOOR FLAT FALKLAND ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2PX | £585,000 | 16/06/2022 | Flat |
| 20D OSPRINGE ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2JE | £730,000 | 31/05/2022 | Flat |
| 31B OSPRINGE ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 2JB | £387,000 | 20/05/2022 | Flat |

**Street average:** £544,860 (4 sales)
**Area average:** £675,345 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £655,836 (59 Flat, NW5, 2024–2026)
- **Deviation:** +29.6%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,512/mo
- **Realistic:** £2,791/mo
- **Optimistic:** £3,070/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,789/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Ospringe Road, NW5 | £2,499/mo | 2 | 0.09 miles | OpenRent |

**Average rent: £2,499/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £312,375
- **Target investor price (1%):** £249,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,499/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.3×
- **Monthly cashflow:** £-1,123/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7%
- **10y growth:** 11.5%

## House Price Index (HM Land Registry)

*Official index for Camden; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -6.6%
- **5y growth (index):** -3.7%
- **10y growth (index):** -1.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)