Sold STC Terraced

13 FLORENCE STREET

SWINDON, SWINDON SN2 1BA

3 beds 1 baths 936 sq ft Listed 3 May 2024 (-768d)

£250,000

Offers in Excess of

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# 3 bedroom terraced house for sale (SN2 1BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 13 FLORENCE STREET, SWINDON, SWINDON SN2 1BA |
| Price | £250,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 87 m² |
| Last sold | £250,000 Aug 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £571/year

### Recommendations
- Q (14,000)
- W1 (1,200)
- N (6,000)
- O3 (1,400)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0465-2880-7495-2620-6875)

## Description

NO ONWARD CHAIN!

Charles Harding are pleased to present this THREE BEDROOM Victorian bay fronted Terraced House, situated in this sought after location within Gorse Hill.

The well presented accommodation comprises: Entrance Hall, generous 24ft Living/Dining Room, galley style Kitchen and Ground floor Bathroom. To the first floor are Two Good Sized Double Bedrooms, with the master having fitted wardrobes and a Single Bedroom.

Further benefits include uPVC Double Glazing and Gas Fired Central Heating.

Generous Westerly Facing Rear Garden which opens onto parkland, being mainly laid to lawn with patio and decked areas and a Garage to the rear.

Within walking distance to local schools, shops and amenities. Whilst offering great transport links to the Swindon Town Centre and Train Station.

Viewing strongly recommended.

Council Tax band B

EPC Rating - C

## Property Photos

- ![Picture No. 03](/listings/photos/147599045/509114) - Picture No. 03
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- ![Picture No. 12](/listings/photos/147599045/509135) - Picture No. 12
- ![Picture No. 15](/listings/photos/147599045/509136) - Picture No. 15

## Floorplans

- ![Floorplan](/listings/photos/147599045/509137) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/147599045/509140) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 FLORENCE STREET, SWINDON, SN2 1BA | £250,000 | 30/08/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 WHITEMAN STREET, SWINDON, SN2 1BW | £240,000 | 05/12/2025 | Terraced |
| 134 FERNDALE ROAD, SWINDON, SN2 1EY | £272,000 | 01/12/2025 | Terraced |
| 17 POULTON STREET, SWINDON, SN2 1BH | £220,000 | 21/11/2025 | Terraced |
| 33 FERNDALE ROAD, SWINDON, SN2 1BU | £260,000 | 12/11/2025 | Terraced |
| 24 POULTON STREET, SWINDON, SN2 1BH | £202,000 | 04/11/2025 | Terraced |
| 57 KITCHENER STREET, SWINDON, SN2 1EZ | £198,000 | 18/09/2025 | Terraced |
| 111 BEATRICE STREET, GORSE HILL, SWINDON, SN2 1BE | £240,000 | 16/12/2024 | Terraced |
| 39 KITCHENER STREET, SWINDON, SN2 1EZ | £195,000 | 14/11/2024 | Terraced |
| [Same street] 8 FLORENCE STREET, SWINDON, SN2 1BA | £210,000 | 15/12/2023 | Semi-detached |
| 95 FERNDALE ROAD, SWINDON, SN2 1BX | £230,000 | 21/11/2023 | Terraced |
| 205 FERNDALE ROAD, SWINDON, SN2 1BY | £220,000 | 16/11/2023 | Terraced |
| 31 POULTON STREET, SWINDON, SN2 1BH | £163,000 | 14/11/2023 | Terraced |
| 1 HANDEL STREET, SWINDON, SN2 1BQ | £185,000 | 10/11/2023 | Terraced |
| 29 IPSWICH STREET, SWINDON, SN2 1DB | £232,000 | 10/11/2023 | Terraced |
| 26 POULTON STREET, SWINDON, SN2 1BH | £193,000 | 20/10/2023 | Terraced |
| 69 FERNDALE ROAD, SWINDON, SN2 1BU | £257,000 | 18/10/2023 | Terraced |
| 32 KITCHENER STREET, SWINDON, SN2 1EZ | £139,000 | 16/08/2023 | Terraced |
| 26 BEATRICE STREET, GORSE HILL, SWINDON, SN2 1BB | £285,000 | 04/08/2023 | Terraced |
| 27 FERNDALE ROAD, SWINDON, SN2 1BU | £255,000 | 14/07/2023 | Terraced |
| 7 FERNDALE ROAD, SWINDON, SN2 1BU | £252,000 | 14/07/2023 | Terraced |
| [Same street] 52 FLORENCE STREET, SWINDON, SN2 1BA | £200,000 | 05/07/2023 | Terraced |
| 25 WHITEMAN STREET, SWINDON, SN2 1BW | £225,000 | 03/07/2023 | Terraced |
| [Same street] 65 FLORENCE STREET, SWINDON, SN2 1BA | £185,000 | 26/11/2021 | Terraced |
| [Same street] 18 FLORENCE STREET, SWINDON, SN2 1BA | £205,000 | 08/11/2021 | Terraced |
| [Same street] 37 FLORENCE STREET, SWINDON, SN2 1BA | £202,000 | 05/11/2021 | Terraced |

**Street average:** £200,400 (5 sales)
**Area average:** £223,150 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £225,730 (57 Terraced, SN2, 2024–2026)
- **Deviation:** +10.8%

## Rental Range

*ONS Price Index of Private Rents (Swindon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £977/mo
- **Realistic:** £1,085/mo
- **Optimistic:** £1,194/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Swindon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £135,625
- **Target investor price (1%):** £108,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,874/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.2%
- **10y growth:** 28.3%

## House Price Index (HM Land Registry)

*Official index for Swindon; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.8%
- **10y growth (index):** 40%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

87 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£250,000 Aug 2024

Price per m²

£2,874/m²

Local average

£225,730 (+10.8%)

Deprivation

Decile 5 (14,144 of 33,755)

Street crime

622 incidents within 1 mile (Apr 2026)

Additional details

Parking: Yes
Garden: Yes

Description

NO ONWARD CHAIN!

Charles Harding are pleased to present this THREE BEDROOM Victorian bay fronted Terraced House, situated in this sought after location within Gorse Hill.

The well presented accommodation comprises: Entrance Hall, generous 24ft Living/Dining Room, galley style Kitchen and Ground floor Bathroom. To the first floor are Two Good Sized Double Bedrooms, with the master having fitted wardrobes and a Single Bedroom.

Further benefits include uPVC Double Glazing and Gas Fired Central Heating.

Generous Westerly Facing Rear Garden which opens onto parkland, being mainly laid to lawn with patio and decked areas and a Garage to the rear.

Within walking distance to local schools, shops and amenities. Whilst offering great transport links to the Swindon Town Centre and Train Station.

Viewing strongly recommended.

Council Tax band B

EPC Rating - C

Listed by

Gorse Hill

Charles Harding Estate Agents

Reference: 147599045

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 20/01/2020

Current heating cost: £571/year

Potential heating cost: £426/year

Recommendations

50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Replacement glazing units (1,400)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	30/08/2024 (1 year ago)	£250,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
64 WHITEMAN STREET, SWINDON, SN2 1BW	£240,000	05/12/2025	Terraced
134 FERNDALE ROAD, SWINDON, SN2 1EY	£272,000	01/12/2025	Terraced
17 POULTON STREET, SWINDON, SN2 1BH	£220,000	21/11/2025	Terraced
33 FERNDALE ROAD, SWINDON, SN2 1BU	£260,000	12/11/2025	Terraced
24 POULTON STREET, SWINDON, SN2 1BH	£202,000	04/11/2025	Terraced
57 KITCHENER STREET, SWINDON, SN2 1EZ	£198,000	18/09/2025	Terraced
111 BEATRICE STREET, GORSE HILL, SWINDON, SN2 1BE	£240,000	16/12/2024	Terraced
39 KITCHENER STREET, SWINDON, SN2 1EZ	£195,000	14/11/2024	Terraced
Same street 8 FLORENCE STREET, SWINDON, SN2 1BA	£210,000	15/12/2023	Semi-detached
95 FERNDALE ROAD, SWINDON, SN2 1BX	£230,000	21/11/2023	Terraced
205 FERNDALE ROAD, SWINDON, SN2 1BY	£220,000	16/11/2023	Terraced
31 POULTON STREET, SWINDON, SN2 1BH	£163,000	14/11/2023	Terraced
1 HANDEL STREET, SWINDON, SN2 1BQ	£185,000	10/11/2023	Terraced
29 IPSWICH STREET, SWINDON, SN2 1DB	£232,000	10/11/2023	Terraced
26 POULTON STREET, SWINDON, SN2 1BH	£193,000	20/10/2023	Terraced
69 FERNDALE ROAD, SWINDON, SN2 1BU	£257,000	18/10/2023	Terraced
32 KITCHENER STREET, SWINDON, SN2 1EZ	£139,000	16/08/2023	Terraced
26 BEATRICE STREET, GORSE HILL, SWINDON, SN2 1BB	£285,000	04/08/2023	Terraced
27 FERNDALE ROAD, SWINDON, SN2 1BU	£255,000	14/07/2023	Terraced
7 FERNDALE ROAD, SWINDON, SN2 1BU	£252,000	14/07/2023	Terraced
Same street 52 FLORENCE STREET, SWINDON, SN2 1BA	£200,000	05/07/2023	Terraced
25 WHITEMAN STREET, SWINDON, SN2 1BW	£225,000	03/07/2023	Terraced
Same street 65 FLORENCE STREET, SWINDON, SN2 1BA	£185,000	26/11/2021	Terraced
Same street 18 FLORENCE STREET, SWINDON, SN2 1BA	£205,000	08/11/2021	Terraced
Same street 37 FLORENCE STREET, SWINDON, SN2 1BA	£202,000	05/11/2021	Terraced

Street average: £200,400 (5 sales)

Area average: £223,150 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.2%

10y growth 28.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Swindon. Series: Terraced. As of March 2026.

1y (index) 1.3%

5y (index) 17.8%

10y (index) 40%

Rental Range

Estimated market rent for Swindon. Low = conservative, Realistic = average, Optimistic = best case.

Low £977/mo

Realistic £1,085/mo

Optimistic £1,194/mo

Based on Local Authority from postcode lookup → Swindon.

LHA (30th percentile) floor for Swindon: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SN2 1BA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Norman Road	0.1 miles
Shop	Swindon's Community Fridge	0.2 miles
Shop	Oana's Cakes	0.2 miles
Train station	Swindon	0.4 miles
University	Royal Agricultural University (Cultural Heritage Institute)	0.7 miles
Hospital	Marlborough House	1.6 miles
University	Oxford Brookes University - Swindon Campus	1.7 miles
Train station	Richard Jefferies Halt	2.4 miles
Hospital	The Ridgeway Hospital	3.1 miles

Street-level crime

Category	Count
Violence and sexual offences	180
Anti-social behaviour	126
Shoplifting	80
Public order	57
Criminal damage and arson	46
Vehicle crime	34
Other theft	31
Drugs	15
Bicycle theft	14
Robbery	11
Burglary	9
Other crime	7
Possession of weapons	7
Theft from the person	5
Total incidents	622

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Gorse Hill Primary School	Primary	0.3 miles	Good — 16 Oct 2022
EOTAS Swindon	Other	0.4 miles	— (Inspected (no overall grade))
Ferndale Primary School & Nursery	Primary	0.5 miles	Good — 28 Feb 2014
St Mary's Catholic Primary School	Primary	0.7 miles	Good — 11 Feb 2019
Drove Primary School	Primary	0.8 miles	Good — 23 Jul 2024

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.43%

Max investor price (0.8%) £135,625

Target investor price (1%) £108,500

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).