# 2 bedroom apartment for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT E, MOWBRAY GRANGE, 2, MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £325,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: before 1900 |
| Floor area | 50 m² |
| Last sold | £315,000 Jul 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £598/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- Q (£4,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9422-3041-7201-5274-8200)

## Description

A first floor two bedroom period conversion forming part of an attractive Victorian building within the popular Crystal Palace conservation area, available for sale with no onward chain.

This property requires substantial refurbishment due to an extended period of inoccupation and offers a rare opportunity for a buyer to improve and modify to suit. Located on the first floor (and the rear of the building), a 16ft reception room overlooks well maintained grounds, with two sets of French doors, and a southerly aspect. Other notable points include fitted bedroom storage & a separate kitchen,. Externally there is a large mature communal garden and a garage.

Mowbray Road works well for access to central Crystal Palace (Triangle) as well as Crystal Palace Park and Norwood Lake and Grounds. For rail links, this location is primarily served by Crystal Palace overground, although Norwood Junction is also an option for fast links to London Bridge.

EPC: D | Council Tax Band: Lease: 60 years remaining | SC: TBC | GR: TBC  

## Property Photos

- ![Photo](/listings/photos/128532140/367215)
- ![Photo](/listings/photos/128532140/367217)
- ![Photo](/listings/photos/128532140/367219)
- ![Photo](/listings/photos/128532140/367221)
- ![Photo](/listings/photos/128532140/367223)
- ![Photo](/listings/photos/128532140/367225)

## Floorplans

- ![Floorplan 1](/listings/photos/128532140/367228) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/128532140/367232) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| 74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £370,000 | 19/03/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| 50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £250,000 | 19/12/2023 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| 120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £380,000 | 03/07/2023 | Flat |
| 108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £320,000 | 30/06/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £365,000 | 22/12/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £447,439 (11 sales)
**Area average:** £342,588 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £375,212 (77 Flat, SE19, 2024–2026)
- **Deviation:** -13.4%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.54 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.9×
- **Monthly cashflow:** £225/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,500/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.1%
- **10y growth:** -4.1%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)