# 3 bedroom semi-detached house for sale (CW12 3JU) ## Property Details | Key | Value | |-----|-------| | Address | 15 CROSS LANE, CONGLETON CW12 3JU | | Price | £380,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Construction age | England and Wales: 1900-1929 | | Floor area | 103 m² | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** D - **Expiry date:** 25/02/2036 - **Current heating cost:** £1,723/year - **Est. upgrade cost to C:** £26,950 ### Recommendations - B (£900 - £1,500) - Q (£7,500 - £11,000) - W1 (£5,000 - £10,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7900-5660-0222-3526-3263) ## Description We are just certain this wonderful home is going to really excite those discerning buyers looking for the perfect blend of original character and modern style so take a moment to watch our guided video tour of this special home. Sat proudly on the exclusive ‘Cross Lane’ in the heart beating of the lovely village of Mossley, this wonderful period home has been much loved and sympathetically cared for over many happy decades which we feel makes it one of the best examples of its kind. Once past the charming gated driveway you'll find yourself in a spacious entrance hall with high ceilings and pleasant features. The main lounge is bay fronted with stained glass, a crackling fireplace plus tastefully restored period features such as ceiling Roses and picture rails! Moving to the rear you arrive into the living kitchen that’s just sure to be the hub of the home! Beautifully designed and very well proportioned, this is certainly a place for entertaining and relaxing by the restored range fireplace! The kitchen is designed with modern living in mind but blends seamlessly into the charm and era of the entire home. Glazed doors open out into the fantastic rear gardens which enjoy a vast lawn and a covered entertaining terrace. It's worthy of note there was once a detached garage at the foot of the garden. The ground floor continues to impress with the useful additions of a handy utility room. Upstairs enjoys three very good sized bedrooms, all of which enjoy immaculate presentation and great character, not to mention pleasant Mossley views of th enearbvy bowling green and aforementioned lanws! Of particular note is the bathroom suite that enjoys stunning period pieces presented immaculately. The homes location means you;re immersed in village life whilst having the serenity of your large lawns providing the very best of both worlds. The well supported village parade enjoys all the amenities you could need including a chemist, post office, convenience stores, hairdressers, bakers, chip shop, great pubs and much more! We mustn’t forget the train station is a moments walk away too! We could talk all day long about this fabulous home but don't just take our word for it, read on to find out more, view our video, photos and floor plan then call the Mossley experts here at Chris Hamriding Estate Agents to book that all important viewing...we'd love to hear from you! **Rear Garden** Large rear garden with potential vehicle access from Sheldon Avenue **Parking - Driveway** Gated front driveway ## Property Photos - ![Photo](/listings/photos/172939382/504998) - ![Photo](/listings/photos/172939382/504999) - ![Photo](/listings/photos/172939382/505000) - ![Photo](/listings/photos/172939382/505001) - ![Photo](/listings/photos/172939382/505002) - ![Photo](/listings/photos/172939382/505003) - ![Photo](/listings/photos/172939382/505004) - ![Photo](/listings/photos/172939382/505005) - ![Photo](/listings/photos/172939382/505006) - ![Photo](/listings/photos/172939382/505007) - ![Photo](/listings/photos/172939382/505008) - ![Photo](/listings/photos/172939382/505009) - ![Photo](/listings/photos/172939382/505010) - ![Photo](/listings/photos/172939382/505011) - ![Photo](/listings/photos/172939382/505012) - ![Photo](/listings/photos/172939382/505013) - ![Photo](/listings/photos/172939382/505014) ## Floorplans - ![All](/listings/photos/172939382/505015) - All ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #14480269 - **Address:** 15 Cross Lane, CONGLETON, CW12 3JU - **Certificate Issued:** 07/03/2021 - **Work Completed:** 01/03/2021 - **Items:** 1 door(s) ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 1H BOUNDARY LANE, CONGLETON, CHESHIRE EAST, CW12 3HZ | £220,000 | 14/11/2025 | Semi-detached | | 2 ISIS CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RT | £206,000 | 20/12/2022 | Semi-detached | | 33 SOUTHLANDS ROAD, CONGLETON, CHESHIRE EAST, CW12 3JY | £245,000 | 03/10/2022 | Semi-detached | | 100 PARK LANE, CONGLETON, CHESHIRE EAST, CW12 3DE | £410,000 | 23/09/2022 | Semi-detached | | 3 SOUTHLANDS ROAD, CONGLETON, CHESHIRE EAST, CW12 3JY | £260,000 | 17/08/2022 | Semi-detached | | 1 ISIS CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RT | £195,000 | 10/06/2022 | Semi-detached | | 1 MANOR CLOSE, CONGLETON, CHESHIRE EAST, CW12 3LB | £230,000 | 18/05/2022 | Semi-detached | | 3 CORNWALL CLOSE, MOSSLEY, CONGLETON, CHESHIRE EAST, CW12 3JZ | £230,000 | 04/04/2022 | Semi-detached | | 5 TAMAR CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RU | £218,000 | 01/04/2022 | Semi-detached | | 24 LEEK ROAD, MOSSLEY, CONGLETON, CHESHIRE EAST, CW12 3HU | £330,000 | 17/12/2021 | Semi-detached | | 4 TAMAR CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RU | £185,000 | 03/12/2021 | Semi-detached | | 14 SEVERN CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RD | £205,000 | 29/10/2021 | Semi-detached | | 2 RAILWAY COTTAGES STATION YARD, CONGLETON, CHESHIRE EAST, CW12 3DA | £137,000 | 25/10/2021 | Semi-detached | | 14 TAMAR CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RU | £160,000 | 30/09/2021 | Semi-detached | | 2 SOUTHLANDS ROAD, CONGLETON, CHESHIRE EAST, CW12 3JY | £220,000 | 28/09/2021 | Semi-detached | | 20 SEVERN CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RD | £182,500 | 20/09/2021 | Semi-detached | | 11A SEVERN CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RD | £184,000 | 31/08/2021 | Semi-detached | | 106 PARK LANE, CONGLETON, CHESHIRE EAST, CW12 3DE | £290,000 | 23/07/2021 | Semi-detached | | 14A SEVERN CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RD | £215,000 | 13/07/2021 | Semi-detached | | 35 LEEK ROAD, MOSSLEY, CONGLETON, CHESHIRE EAST, CW12 3HU | £320,000 | 25/06/2021 | Semi-detached | **Area average:** £232,125 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £259,877 (65 Semi-detached, CW12, 2024–2026) - **Deviation:** +46.2% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £878/mo - **Realistic:** £975/mo - **Optimistic:** £1,073/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Annan Close, Congleton](http://87.117.209.195:8080/listings/248943e) | £1,300/mo | 3 | 0.11 miles | Rightmove | | [Canal Road, Congleton, CW12](http://87.117.209.195:8080/listings/5f94ea5) | £1,300/mo | 3 | 0.37 miles | Rightmove | | [Boundary Lane, Congleton](http://87.117.209.195:8080/listings/5b678eb) | £1,350/mo | 3 | 0.37 miles | Rightmove | | [Moss Road, Astbury, CW12](http://87.117.209.195:8080/listings/94bcc99) | £1,500/mo | 3 | 0.7 miles | Rightmove | | [Overton Road, Congleton, CW12](http://87.117.209.195:8080/listings/8396a46) | £1,350/mo | 3 | 1.58 miles | Rightmove | | [Dobson Way, Congleton, CW12](http://87.117.209.195:8080/listings/bef992e) | £2,200/mo | 3 | 1.65 miles | Rightmove | | [Congleton, Staffordshire](http://87.117.209.195:8080/listings/d9636ca) | £2,000/mo | 3 | 2.32 miles | Rightmove | | [Ormiston Way, Congleton](http://87.117.209.195:8080/listings/05e7379) | £1,495/mo | 3 | 2.34 miles | Rightmove | | [Burgess Place, Congleton, CW12](http://87.117.209.195:8080/listings/4cadafa) | £1,400/mo | 3 | 2.34 miles | Rightmove | | [Loachbrook Farm Way, Congleton, CW12](http://87.117.209.195:8080/listings/7973c23) | £1,300/mo | 3 | 2.58 miles | Rightmove | | [Wallhill Lane, Brownlow, CW12](http://87.117.209.195:8080/listings/3894533) | £1,500/mo | 3 | 2.8 miles | Rightmove | **Average rent: £1,518/mo (11 listings)** ## 1% Rule - **Rent ratio:** 0.37% (weak for cashflow) - **Max investor price (0.8%):** £175,000 - **Target investor price (1%):** £140,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,400/mo).* - **Gross yield:** 4.4% - **Cost-to-rent:** 22.6× - **Monthly cashflow:** £-261/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,689/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 24.9% - **10y growth:** 59.9% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Semi-detached series; as of March 2026.* - **1y growth (index):** 2.3% - **5y growth (index):** 25.2% - **10y growth (index):** 56.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)