# 2 bedroom apartment for sale (ST1 5PW)

## Property Details

| Key | Value |
|-----|-------|
| Address | APARTMENT 19, ETRURIA COURT, HUMBERT ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5PW |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 63 m² |
| Last sold | £107,950 Nov 2005 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/09/2029
- **Current heating cost:** £354/year
- **Est. upgrade cost to C:** £2,155

### Recommendations
- L2 (£1,200 - £1,800)
- Y (£585 - £725)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8931-6121-6410-2418-8996)

## Description

This well-presented second floor apartment is ideally located within a popular residential area, making it a perfect opportunity to purchase a lovely Penthouse complete with a vaulted ceiling in the living room. Perfect for buy-to-let investors as the property is currently tenanted on an assured short hold tenancy offering an instant income which is annually at £9,600.00 with a monthly income of £800.00. 

The property offers convenient access to the City Centre, along with excellent transport links and commuter routes.

The accommodation briefly comprises an entrance hall leading to a spacious and unusually shaped lounge/dining room, a fitted kitchen, and two generously sized double bedrooms, with the master benefiting from a useful vanity dressing room/walk in wardrobe. There is also a bathroom and a separate WC, providing practical living arrangements.

Additional features include UPVC double glazing, electric heating, and ample resident parking. The vendor has also indicated that certain goods and furnishings may be included in the sale, subject to agreement.

## Property Photos

- ![Photo](/listings/photos/87892464/2201285)
- ![Photo](/listings/photos/87892464/2201287)
- ![Photo](/listings/photos/87892464/2201289)
- ![Photo](/listings/photos/87892464/2201291)
- ![Photo](/listings/photos/87892464/2201293)

## Floorplans

- ![Floorplan 1](/listings/photos/87892464/2201295) - Floorplan 1
- ![Floorplan 2](/listings/photos/87892464/2201298) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/87892464/2201300) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ETRURIA COURT APARTMENT 19 HUMBERT ROAD, STOKE-ON-TRENT, ST1 5PW | £107,950 | 30/11/2005 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ETRURIA COURT APARTMENT 30 HUMBERT ROAD, STOKE-ON-TRENT, ST1 5PW | £93,000 | 09/01/2023 | Flat |
| ETRURIA COURT APARTMENT 33 HUMBERT ROAD, STOKE-ON-TRENT, ST1 5PW | £93,000 | 16/12/2022 | Flat |
| ETRURIA COURT APARTMENT 20 HUMBERT ROAD, STOKE-ON-TRENT, ST1 5PW | £84,995 | 13/06/2022 | Flat |

**Area average:** £90,332 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £80,500 (5 Flat, ST1, 2024–2026)
- **Deviation:** +36.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £646/mo
- **Realistic:** £718/mo
- **Optimistic:** £790/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Etruria Court, Off Humbert Road](http://87.117.209.195:8080/listings/51275d0) | £850/mo | 2 | 0.05 miles | Rightmove |
| [Wedgewood Court, Belmont Road](http://87.117.209.195:8080/listings/f3ebd53) | £875/mo | 2 | 0.18 miles | Rightmove |
| [Ladysmith Road, Etruria](http://87.117.209.195:8080/listings/9954f8d) | £700/mo | 2 | 0.19 miles | Rightmove |
| [Sefton Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/5932717) | £750/mo | 2 | 0.34 miles | Rightmove |
| [Sandon Street, Hanley, ST1](http://87.117.209.195:8080/listings/d15529b) | £850/mo | 2 | 0.36 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/e23f80f) | £1,100/mo | 2 | 0.73 miles | Rightmove |
| [Clayworks , Hanley](http://87.117.209.195:8080/listings/e859f16) | £875/mo | — | 0.73 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/bb532ff) | £1,000/mo | 2 | 0.73 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/02d72b4) | £875/mo | — | 0.73 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/d97abd2) | £825/mo | — | 0.73 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/049e6a6) | £875/mo | — | 0.73 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/5b112cc) | £1,000/mo | 2 | 0.73 miles | Rightmove |
| [Denbigh Street,Hanley, Stoke-on-Trent](http://87.117.209.195:8080/listings/cb79c91) | £700/mo | 2 | 0.8 miles | Rightmove |
| [Mulgrave St, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/8f5fd8a) | £750/mo | 2 | 0.95 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/9020543) | £580/mo | — | 0.99 miles | Rightmove |
| [New Bernard Street, Hanley](http://87.117.209.195:8080/listings/bf068b4) | £850/mo | 2 | 1.04 miles | Rightmove |
| [New Bernard Street, Hanley](http://87.117.209.195:8080/listings/9ca105a) | £850/mo | 2 | 1.04 miles | Rightmove |
| [Eastwood Road, Hanley](http://87.117.209.195:8080/listings/ff097b8) | £925/mo | 2 | 1.04 miles | Rightmove |
| [Douglas Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/d9e00e6) | £850/mo | 2 | 1.05 miles | Rightmove |
| [Paxton Street, Stoke on Trent](http://87.117.209.195:8080/listings/21d8034) | £625/mo | — | 1.05 miles | Rightmove |

**Average rent: £807/mo (47 listings)**

## 1% Rule

- **Rent ratio:** 0.77% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 9.3%
- **Cost-to-rent:** 10.8×
- **Monthly cashflow:** £307/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,746/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.2%
- **10y growth:** -28.2%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Flats and maisonettes series; as of August 2026.*

- **1y growth (index):** -5.8%
- **5y growth (index):** 6.9%
- **10y growth (index):** 28.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)