Sold STC Semi-detached

59 GRAY STREET

WORKINGTON, CUMBERLAND CA14 2NQ

2 beds 1 baths 614 sq ft Listed 11 Mar 2022 (-1534d)

£95,000

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Property details

Tenure

FREEHOLD

Floor area

57 m²

EPC rating

D

Year built

England and Wales: 1950-1966

Last sold

£100,000 Aug 2022

Price per m²

£1,667/m²

Local average

£161,919 (-41.3%)

Deprivation

Decile 3 (9,161 of 33,755)

Street crime

214 incidents within 1 mile (Mar 2026)

Key features

  • TWO BEDROOM SEMI DETACHED BUNGALOW
  • DOULBE GLAZING / GAS CENTRA HEATING
  • FRONT & REAR GARDENS
  • CLOSE TO THE TOWN CENTRE
  • SOME UPGRADING REQUIRE
  • NO FORWARD CHAIN
  • EPC tbc

Additional details

Parking
On street
Garden
Yes

Description

** This property is in a popular residential area of Workington, ideal location for Workington Town Centre with its wide range of local shops & amenities Vulcan Park is just 5mins away. With no forward chain this would be ideal for someone looking to down size and be close to all local amenities. The accommodation - Entrance, vestibule, hallway, lounge, kitchen, separate W.C, bathroom and two bedrooms. Front & rear are gardens. 

ENTRANCE / VESTIBULE / HALL  

LOUNGE 12' 1" x 14' 5" (3.68m x 4.39m)  

KITCHEN 14' 1" x 7' 8" (4.29m x 2.34m)  

INNER HALLWAY with access to separate W.C and rear of property. 

BEDROOM - 1 9' 4" x 10' 5" (2.84m x 3.18m)  

BEDROOM - 2 11' x 11' 2" (3.35m x 3.4m)  

BATHROOM 5' 4" x 5' 11" (1.63m x 1.8m)  

FRONT & REAR OF PROPERTY There is gardens to the front & rear of the property 

Mains gas, water, electricity and drainage. Gas central heating from a combination boiler (not tested) serving radiators.

Council Tax Band: B

Please note: The mention of any appliances and/or services within these particulars does not imply that they are in full, efficient working order. All internal measurements are approximate and are cited to the nearest 3 inches. 

** Free Market Appraisal - Would you like to know how much your house is worth? We would be delighted to provide you with a free, no obligation valuation for your home. Please contact us to arrange an appointment.

Looking for Property? - Please contact us to advise us what you are looking for so we can send you details and updates on all of our properties that match your needs.

Need a Mortgage? Tiffen & Co Estate agents offer advice from Mortgage Advice Bureau, one of the UK's largest award winning mortgage brokers. We can search over 11,000 different mortgages from a selection of over 90 different lenders to find the right deal for you. Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging. Contact us to arrange a free consultation with one of our experienced advisors. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Referral Fees - Tiffen & Co work with preferred conveyancers for a house sale or purchase. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffen & Co will receive a referral fee of £120 on completion of a sale or purchase. 

Listed by

Workington

Tiffen & Co Estate Agents

Reference: 120971084

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/03/2022

Current heating cost: £555/year

Potential heating cost: £382/year

Est. upgrade cost to C: £17,725

Recommendations

  • Increase loft insulation to 270 mm (£100 - £350)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Upgrade heating controls (£350 - £450)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC Front Page

EPC Front Page

Price history

Event Date Price % change
Sold 09/08/2022 (3 years ago) £100,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ £125,000 16/01/2026 Semi-detached
45 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NH £104,000 31/10/2022 Semi-detached
Same street 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ £131,000 20/10/2022 Terraced
4 IRVING STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3BX £92,500 15/06/2022 Semi-detached
Same street 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ £95,000 28/01/2022 Terraced
159 VULCANS LANE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2ND £156,000 24/09/2021 Semi-detached
14 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DA £122,500 06/07/2021 Semi-detached

Street average: £117,000 (3 sales)

Area average: £118,750 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18%
10y growth 60.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of February 2026.

1y (index) 4.4%
5y (index) 27.1%
10y (index) 66%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Braniff & Davidson 0.1 miles
Shop Diamons Nails 0.1 miles
Bus stop John Street at Victoria Place 0.1 miles
Bus stop Oxford St (E bound) 0.1 miles
Hospital Workington Community Hospital 0.1 miles
Train station Workington 0.5 miles
Train station Harrington 2.1 miles
Hospital Cockermouth Community Hospital 7.8 miles
University UCLan Westlakes Campus 8.4 miles

Street-level crime

Category Count
Violence and sexual offences 106
Public order 27
Criminal damage and arson 20
Shoplifting 17
Drugs 13
Anti-social behaviour 8
Other theft 7
Vehicle crime 6
Possession of weapons 4
Burglary 2
Other crime 2
Bicycle theft 1
Robbery 1
Total incidents 214

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Josephs Catholic High School, Workington Secondary 0.2 miles Requires improvement — 21 Jan 2024
Victoria Junior School Primary 0.3 miles Good — 16 Nov 2018
St Patrick's Catholic Primary School Primary 0.3 miles Good — 8 Jun 2015
St Michael's Nursery and Infant School Primary 0.4 miles Good — 11 Feb 2015
Ashfield Infant & Nursery School Primary 0.4 miles Outstanding — 3 Dec 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Kelly Street, CA14 £580/mo 2 0.15 miles OpenRent
2 Bed Terraced House, Winifred Street, CA14 £700/mo 2 0.16 miles OpenRent
2 Bed Terraced House, Winifred Street, CA14 £650/mo 2 0.18 miles OpenRent
2 Bed Flat, Washington Street, CA14 £650/mo 2 0.23 miles OpenRent

Average rent: £645/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.68%
Max investor price (0.8%) £81,250
Target investor price (1%) £65,000
Gross yield 8.2%
Cost-to-rent ratio 12.2×
Monthly cashflow £186/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 8.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).