Sold STC Flat

Flat 15

ALBERT HOUSE, 24, THE BOULEVARD, MANCHESTER, GREATER MANCHESTER M20 2EN

2 beds 2 baths 61 m² Listed 2 Sep 2025 (-324d)

£250,000

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# 2 bedroom flat for sale (M20 2EN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 15, ALBERT HOUSE, 24, THE BOULEVARD, MANCHESTER, GREATER MANCHESTER M20 2EN |
| Price | £250,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £250,000 Jan 2026 |

## Description

A spacious and beautifully presented second-floor apartment, located within a highly sought-after development in the heart of West Didsbury.

The accommodation features an open-plan kitchen, living and dining area, two well-proportioned double bedrooms (bedroom one with en-suite shower room), a stylish main bathroom, and an inviting entrance hallway with both an airing cupboard and a separate storage cupboard.

The apartment is offered in move-in ready condition and comes with the added benefit of electronic, remote-controlled blinds.

Residents enjoy well-maintained communal areas, lift access, and a secure gated car park with one allocated parking space.

## Property Photos

- ![Picture 1](/listings/photos/166480874/940230) - Picture 1
- ![Picture 2](/listings/photos/166480874/940231) - Picture 2
- ![Picture 3](/listings/photos/166480874/940233) - Picture 3
- ![Picture 4](/listings/photos/166480874/940234) - Picture 4
- ![Picture 5](/listings/photos/166480874/940235) - Picture 5
- ![Picture 6](/listings/photos/166480874/940236) - Picture 6
- ![Picture 7](/listings/photos/166480874/940237) - Picture 7
- ![Picture 8](/listings/photos/166480874/940238) - Picture 8
- ![Picture 9](/listings/photos/166480874/940239) - Picture 9
- ![Picture 10](/listings/photos/166480874/940240) - Picture 10
- ![Picture 11](/listings/photos/166480874/940241) - Picture 11
- ![Picture 12](/listings/photos/166480874/940243) - Picture 12
- ![Picture 13](/listings/photos/166480874/940244) - Picture 13
- ![Picture 14](/listings/photos/166480874/940245) - Picture 14
- ![Picture 15](/listings/photos/166480874/940246) - Picture 15

## Floorplans

- ![Floorplan](/listings/photos/166480874/940247) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALBERT HOUSE, 24 FLAT 15 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £250,000 | 30/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| DIDSBURY GATE, 1 APARTMENT 37 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA | £295,000 | 09/01/2026 | Flat |
| 8 FLAT 10 TODDBROOK CLOSE, MANCHESTER, GREATER MANCHESTER, M20 1NB | £367,500 | 26/11/2025 | Flat |
| 33 APARTMENT 18 HIGHMARSH CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2AN | £285,000 | 25/11/2025 | Flat |
| 117 CAVENDISH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1LS | £309,000 | 25/11/2025 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 12 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £195,000 | 25/03/2025 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 34 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £260,000 | 10/01/2025 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 11 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £265,000 | 10/01/2025 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 21 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £235,000 | 11/07/2024 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 3 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £262,500 | 03/05/2024 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 31 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £240,000 | 23/11/2023 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 8 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £240,000 | 20/11/2023 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 33 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £235,000 | 09/11/2023 | Flat |
| 1A THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU | £197,500 | 08/11/2023 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 26 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £252,000 | 27/10/2023 | Flat |
| 47 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £220,000 | 25/10/2023 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 7 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £242,000 | 29/09/2023 | Flat |
| 73 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £187,000 | 29/09/2023 | Flat |
| 19 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £220,000 | 29/09/2023 | Flat |
| THE POINT, 43 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU | £235,000 | 25/09/2023 | Flat |
| MAPLEWOOD, 117 18 NELL LANE, MANCHESTER, GREATER MANCHESTER, M20 2DU | £425,000 | 11/08/2023 | Flat |
| 25 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £245,000 | 27/07/2023 | Flat |
| DIDSBURY GATE, 1 APARTMENT 41 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA | £342,500 | 17/07/2023 | Flat |
| 52 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX | £210,000 | 10/07/2023 | Flat |
| DIDSBURY GATE, 1 APARTMENT 46 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA | £358,000 | 29/06/2023 | Flat |
| 67B GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £232,500 | 15/06/2023 | Flat |
| 53 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY | £135,000 | 24/05/2023 | Flat |
| 16 APARTMENT 152 HIGHMARSH CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2AL | £328,000 | 15/05/2023 | Flat |
| 36 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX | £200,000 | 16/01/2023 | Flat |
| THE POINT, 42 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU | £173,900 | 20/12/2022 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 14 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £245,000 | 16/12/2022 | Flat |
| 118 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX | £164,000 | 16/12/2022 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 17 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £217,500 | 16/11/2022 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 20 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £262,500 | 10/11/2022 | Flat |
| [Same street] ALBERT HOUSE, 24 FLAT 34 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN | £247,000 | 09/11/2022 | Flat |

**Street average:** £242,750 (14 sales)
**Area average:** £256,495 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £252,603 (69 Flat, M20, 2024–2026)
- **Deviation:** -1%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,217/mo
- **Realistic:** £1,352/mo
- **Optimistic:** £1,487/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £873/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Hague Road, M20 | £1,295/mo | 2 | 0.48 miles | OpenRent |

**Average rent: £1,295/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £161,875
- **Target investor price (1%):** £129,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,295/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £156/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.6%
- **10y growth:** 34.3%

## House Price Index (HM Land Registry)

*Official index for Manchester; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 8.8%
- **10y growth (index):** 57%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (112 years remaining on lease)

Floor area

61 m²

Council tax band

Last sold

£250,000 Jan 2026

Local average

£252,603 (-1%)

Deprivation

Decile 10 (31,930 of 33,755)

Street crime

1 incident within 1 mile (May 2026)

Key features

Spacious and Beautifully Presented Second-Floor Apartment
Highly Sought-After Development in the Heart of West Didsbury
Open-Plan Kitchen, Living and Dining Area
Two Well-Proportioned Double Bedrooms
Bedroom One with En-Suite Shower Room
Stylish Main Bathroom
Electronic Remote-Controlled Blinds
Well-Maintained Communal Areas, Lift Access and Secure Gated Car Park with Allocated Space

Additional details

Parking: Yes

Description

A spacious and beautifully presented second-floor apartment, located within a highly sought-after development in the heart of West Didsbury.

The accommodation features an open-plan kitchen, living and dining area, two well-proportioned double bedrooms (bedroom one with en-suite shower room), a stylish main bathroom, and an inviting entrance hallway with both an airing cupboard and a separate storage cupboard.

The apartment is offered in move-in ready condition and comes with the added benefit of electronic, remote-controlled blinds.

Residents enjoy well-maintained communal areas, lift access, and a secure gated car park with one allocated parking space.

Listed by

Didsbury

The Lomond Group

Reference: 166480874

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
Flat 1 Albert House, 24, The Boulevard, MANCHESTER	73	73	58 m²	—	Flat
Flat 10 Albert House, 24, The Boulevard, MANCHESTER	80	80	56 m²	—	Flat
Flat 11 Albert House, 24, The Boulevard, MANCHESTER	81	81	58 m²	—	Flat
Flat 11, Albert House, 24 The Boulevard, MANCHESTER	79	87	56 m²	England and Wales: 1996-2002	Flat
Flat 12 Albert House, 24, The Boulevard, MANCHESTER	79	79	51 m²	—	Flat
Flat 12, Albert House, 24 The Boulevard, MANCHESTER	80	85	69 m²	England and Wales: 2012 onwards	Flat
Flat 13 Albert House, 24, The Boulevard, MANCHESTER	79	79	58 m²	—	Flat
Flat 13, Albert House, 24 The Boulevard, MANCHESTER	74	85	64 m²	England and Wales: 2007-2011	Flat
Flat 14 Albert House, 24, The Boulevard, MANCHESTER	83	83	58 m²	—	Flat
Flat 14, Albert House, 24 The Boulevard, MANCHESTER	82	87	62 m²	England and Wales: 2012 onwards	Flat
Flat 15 Albert House, 24, The Boulevard, MANCHESTER	84	84	56 m²	—	Flat
Flat 15, Albert House, 24 The Boulevard, MANCHESTER	75	86	61 m²	England and Wales: 2012 onwards	Flat
Flat 16 Albert House, 24, The Boulevard, MANCHESTER	86	86	48 m²	—	Flat
Flat 17 Albert House, 24, The Boulevard, MANCHESTER	86	86	46 m²	—	Flat
Flat 18 Albert House, 24, The Boulevard, MANCHESTER	83	83	45 m²	—	Flat

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Price history

Event	Date	Price	% change
Sold	30/01/2026 (5 months ago)	£250,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
DIDSBURY GATE, 1 APARTMENT 37 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA	£295,000	09/01/2026	Flat
8 FLAT 10 TODDBROOK CLOSE, MANCHESTER, GREATER MANCHESTER, M20 1NB	£367,500	26/11/2025	Flat
33 APARTMENT 18 HIGHMARSH CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2AN	£285,000	25/11/2025	Flat
117 CAVENDISH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1LS	£309,000	25/11/2025	Flat
Same street ALBERT HOUSE, 24 FLAT 12 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£195,000	25/03/2025	Flat
Same street ALBERT HOUSE, 24 FLAT 34 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£260,000	10/01/2025	Flat
Same street ALBERT HOUSE, 24 FLAT 11 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£265,000	10/01/2025	Flat
Same street ALBERT HOUSE, 24 FLAT 21 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£235,000	11/07/2024	Flat
Same street ALBERT HOUSE, 24 FLAT 3 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£262,500	03/05/2024	Flat
Same street ALBERT HOUSE, 24 FLAT 31 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£240,000	23/11/2023	Flat
Same street ALBERT HOUSE, 24 FLAT 8 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£240,000	20/11/2023	Flat
Same street ALBERT HOUSE, 24 FLAT 33 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£235,000	09/11/2023	Flat
1A THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU	£197,500	08/11/2023	Flat
Same street ALBERT HOUSE, 24 FLAT 26 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£252,000	27/10/2023	Flat
47 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£220,000	25/10/2023	Flat
Same street ALBERT HOUSE, 24 FLAT 7 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£242,000	29/09/2023	Flat
73 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£187,000	29/09/2023	Flat
19 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£220,000	29/09/2023	Flat
THE POINT, 43 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU	£235,000	25/09/2023	Flat
MAPLEWOOD, 117 18 NELL LANE, MANCHESTER, GREATER MANCHESTER, M20 2DU	£425,000	11/08/2023	Flat
25 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£245,000	27/07/2023	Flat
DIDSBURY GATE, 1 APARTMENT 41 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA	£342,500	17/07/2023	Flat
52 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX	£210,000	10/07/2023	Flat
DIDSBURY GATE, 1 APARTMENT 46 HOUSEMAN CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2JA	£358,000	29/06/2023	Flat
67B GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£232,500	15/06/2023	Flat
53 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LY	£135,000	24/05/2023	Flat
16 APARTMENT 152 HIGHMARSH CRESCENT, MANCHESTER, GREATER MANCHESTER, M20 2AL	£328,000	15/05/2023	Flat
36 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX	£200,000	16/01/2023	Flat
THE POINT, 42 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EU	£173,900	20/12/2022	Flat
Same street ALBERT HOUSE, 24 FLAT 14 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£245,000	16/12/2022	Flat
118 GEORGIA AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1LX	£164,000	16/12/2022	Flat
Same street ALBERT HOUSE, 24 FLAT 17 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£217,500	16/11/2022	Flat
Same street ALBERT HOUSE, 24 FLAT 20 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£262,500	10/11/2022	Flat
Same street ALBERT HOUSE, 24 FLAT 34 THE BOULEVARD, MANCHESTER, GREATER MANCHESTER, M20 2EN	£247,000	09/11/2022	Flat

Street average: £242,750 (14 sales)

Area average: £256,495 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.6%

10y growth 34.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Manchester. Series: Flats and maisonettes. As of April 2026.

1y (index) -1.4%

5y (index) 8.8%

10y (index) 57%

Rental Range

Estimated market rent for Manchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,217/mo

Realistic £1,352/mo

Optimistic £1,487/mo

Based on Local Authority from postcode lookup → Manchester.

LHA (30th percentile) floor for Central Greater Manchester: £873/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View M20 2EN

Address

Montmano Drive

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cavendish Rd/Princess Rd	0.1 miles
Bus stop	West Didsbury, Princess Road (Stop B)	0.1 miles
Shop	Rodgers	0.2 miles
Shop	Steranko	0.3 miles
Hospital	Withington Clinic	0.8 miles
Train station	Burnage	1.5 miles
Train station	Mauldeth Road	1.6 miles
University	Fallowfield Reception and Richmond Amenities Building	1.7 miles
Hospital	The Ailsa Craig Medical Practise	2.3 miles
University	Manchester School of Art	2.7 miles

Street-level crime

Category	Count
Violence and sexual offences	1
Total incidents	1

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Didsbury High School	Secondary	0.1 miles	Outstanding — 10 Mar 2024
The Birches School	Other	0.3 miles	Good — 30 Jun 2024
Cavendish Primary School	Primary	0.3 miles	Good — 18 Nov 2014
Lancasterian School	Other	0.4 miles	Good — 11 Sep 2019
West Didsbury CE Primary School	Primary	0.6 miles	Good — 5 Jul 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Hague Road, M20	£1,295/mo	2	0.48 miles	OpenRent

Average rent: £1,295/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £161,875

Target investor price (1%) £129,500

Gross yield 6.2%

Cost-to-rent ratio 16.1×

Monthly cashflow £156/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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