# 2 bedroom flat for sale (AL5 5UG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 64 AYSGARTH CLOSE, HARPENDEN, HERTFORDSHIRE AL5 5UG |
| Price | £300,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 73 m² |
| Last sold | £283,000 Jun 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 20/10/2034
- **Current heating cost:** £775/year
- **Est. upgrade cost to C:** £6,020

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£20)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9310-2369-5400-2124-6385)

## Description

A spacious apartment - with two double Bedrooms - on the ground floor of this purpose built development. Aysgath Close is within a short walk of the town centre and station and moments from The Common.  There is plenty of parking for residents (unallocated), and communal gardens to the rear. Lease 85 years remaining.  *CHAIN FREE*

**Entrance Hall** - 

**Living Room** - 4.07 x 4.38 (13'4" x 14'4") - 

**Kitchen** - 3.00 x 2.67 (9'10" x 8'9") - 

**Bedroom One** - 3.90 x 3.56 (12'9" x 11'8") - 

**Bedroom Two** - 4.18 x 3.48 (max) (13'8" x 11'5" (max)) - 

**Bathroom** -

## Property Photos

- ![DSC_7919.jpg](/listings/photos/154111241/503209) - DSC_7919.jpg
- ![DSC_7912.jpg](/listings/photos/154111241/503210) - DSC_7912.jpg
- ![DSC_7906.jpg](/listings/photos/154111241/503211) - DSC_7906.jpg
- ![DSC_7913.jpg](/listings/photos/154111241/503212) - DSC_7913.jpg
- ![DSC_7904.jpg](/listings/photos/154111241/503213) - DSC_7904.jpg
- ![DSC_7903.jpg](/listings/photos/154111241/503214) - DSC_7903.jpg
- ![DSC_7909.jpg](/listings/photos/154111241/503215) - DSC_7909.jpg
- ![DSC_7915.jpg](/listings/photos/154111241/503216) - DSC_7915.jpg
- ![DSC_7917.jpg](/listings/photos/154111241/503217) - DSC_7917.jpg

## Floorplans

- ![64 Aysgarth Close, Harpenden - all floors.JPG](/listings/photos/154111241/503218) - 64 Aysgarth Close, Harpenden - all floors.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/154111241/503219) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £283,000 | 13/06/2025 | Flat |
| 64 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £89,950 | 21/06/1999 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £275,000 | 11/12/2025 | Flat |
| [Same street] 17 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £236,000 | 14/08/2025 | Flat |
| ALBANY COURT 14 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LU | £325,000 | 31/07/2025 | Flat |
| CHILTERN COURT FLAT 13 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LY | £311,500 | 28/03/2025 | Flat |
| ALBANY COURT 17 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LU | £300,000 | 03/10/2023 | Flat |
| [Same street] 7 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £330,000 | 08/09/2023 | Flat |
| ALBANY COURT 15 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LU | £374,650 | 25/08/2023 | Flat |
| 4 KINGS COURT, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 1NY | £250,000 | 10/05/2023 | Flat |
| SHELLEY COURT 17 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LL | £555,000 | 22/12/2022 | Flat |
| 16 KINGS COURT, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 1NY | £350,000 | 11/11/2022 | Flat |
| SHELLEY COURT 12 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LL | £330,000 | 04/11/2022 | Flat |
| 3 KINGS COURT, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 1NY | £358,500 | 18/08/2022 | Flat |
| [Same street] 13 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £315,000 | 15/08/2022 | Flat |
| SHELLEY COURT 4 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LL | £340,000 | 14/07/2022 | Flat |
| [Same street] 76 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £315,000 | 01/07/2022 | Flat |
| 4 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £410,000 | 28/06/2022 | Flat |
| 15 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £225,000 | 29/04/2022 | Flat |
| 2 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £240,000 | 28/04/2022 | Flat |
| ALBANY COURT 20 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LU | £386,000 | 11/03/2022 | Flat |
| ALBANY COURT 8 MILTON ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LU | £375,000 | 09/03/2022 | Flat |
| [Same street] 92 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £310,000 | 11/02/2022 | Flat |
| [Same street] 21 AYSGARTH CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5UG | £285,000 | 04/02/2022 | Flat |
| 17 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £437,500 | 31/01/2022 | Flat |
| 27 THE CEDARS, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5LQ | £265,850 | 21/09/2021 | Flat |
| WELCOMBE HOUSE, 1 FLAT 2 GIBBS CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 1FA | £1,499,000 | 27/08/2021 | Flat |
| SANDRIDGE HOUSE, 4 FLAT 14 GIBBS CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 1FA | £850,000 | 25/08/2021 | Flat |

**Street average:** £298,500 (6 sales)
**Area average:** £422,900 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £345,917 (24 Flat, AL5, 2024–2026)
- **Deviation:** -13.3%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,727/mo
- **Realistic:** £1,919/mo
- **Optimistic:** £2,111/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £873/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sandridge House, AL5 | £2,200/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Old Post Office House, AL5 | £2,500/mo | 2 | 0.26 miles | OpenRent |
| 2 Bed Flat, Heath Close, AL5 | £1,900/mo | 2 | 0.28 miles | OpenRent |

**Average rent: £2,200/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £774/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,110/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -13.4%
- **10y growth:** 5.7%

## House Price Index (HM Land Registry)

*Official index for St Albans; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.2%
- **5y growth (index):** 2.6%
- **10y growth (index):** 7.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)