Sold STC Terraced

40 MONA STREET

BIRKENHEAD, MERSEYSIDE CH41 0ED

3 beds 1 baths 87 m² Listed 26 Aug 2025 (-300d)

£210,000

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# 3 bedroom terraced house for sale (CH41 0ED)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 MONA STREET, BIRKENHEAD, MERSEYSIDE CH41 0ED |
| Price | £210,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £206,000 Jan 2026 |

## Description

This stunning three-bedroom mid-terrace home has been refurbished to the highest standards, offering a contemporary living space in a sought-after and convenient location.

Upon entering, you'll find a thoughtfully designed entrance hall that leads into an open-plan dining and living area. This space, ideal for hosting guests or enjoying family time, is flooded with natural light from a large bay window in the living room, featuring a charming fireplace. The dining area offers ample room for a table and chairs, with two cleverly concealed storage units beneath the stairs, hidden behind stylish wall panelling.

The modern kitchen is a true highlight, equipped with a range of base and wall units, paired with sleek countertops. French doors open up to the rear garden, while a large window ensures the space remains bright and airy.

Upstairs, the property offers three well-proportioned bedrooms. Two of the larger rooms retain their original fireplaces, while the third, a smaller room, currently serves as a home office. The four-piece family bathroom features a sleek, modern suite, including a generous shower and a luxurious bathtub. A stylish wash basin and toilet complete the space, all beautifully finished with contemporary tiling for a refined, clean look.

At the rear of the property, the garden has been thoughtfully landscaped to create a perfect setting for outdoor entertaining. This private, low-maintenance space is beautifully designed, offering a tranquil retreat with minimal upkeep. Call Clive Watkin Prenton and arrange your viewing today!

## Property Photos

- ![Picture No. 14](/listings/photos/166229786/696173) - Picture No. 14
- ![Picture No. 05](/listings/photos/166229786/696174) - Picture No. 05
- ![Picture No. 04](/listings/photos/166229786/696175) - Picture No. 04
- ![Picture No. 06](/listings/photos/166229786/696176) - Picture No. 06
- ![Picture No. 07](/listings/photos/166229786/696177) - Picture No. 07
- ![Picture No. 02](/listings/photos/166229786/696178) - Picture No. 02
- ![Picture No. 03](/listings/photos/166229786/696179) - Picture No. 03
- ![Picture No. 08](/listings/photos/166229786/696180) - Picture No. 08
- ![Picture No. 11](/listings/photos/166229786/696181) - Picture No. 11
- ![Picture No. 09](/listings/photos/166229786/696182) - Picture No. 09
- ![Picture No. 10](/listings/photos/166229786/696183) - Picture No. 10
- ![Picture No. 13](/listings/photos/166229786/696184) - Picture No. 13
- ![Picture No. 12](/listings/photos/166229786/696185) - Picture No. 12

## Floorplans

- ![Floorplan](/listings/photos/166229786/696186) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/166229786/696187) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14764454
- **Address:** 40 Mona Street, BIRKENHEAD, CH41 0ED
- **Certificate Issued:** 29/08/2021
- **Work Completed:** 24/08/2021
- **Items:** 8 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £206,000 | 16/01/2026 | Terraced |
| 40 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £95,000 | 11/06/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU | £198,000 | 03/11/2025 | Terraced |
| 17 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU | £150,000 | 21/04/2023 | Terraced |
| 39 ALVERSTONE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BT | £230,000 | 19/04/2023 | Terraced |
| [Same street] 38 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £60,000 | 24/03/2023 | Terraced |
| 14 VALERIAN ROAD, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EJ | £120,000 | 16/12/2022 | Terraced |
| 41 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BP | £195,000 | 16/12/2022 | Terraced |
| 12 ALDERLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EP | £156,000 | 09/12/2022 | Terraced |
| [Same street] 25 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £105,000 | 21/11/2022 | Terraced |
| 32 ALVERSTONE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BT | £157,000 | 02/09/2022 | Terraced |
| 4 BROOM HILL, PRENTON, WIRRAL, MERSEYSIDE, CH43 8TA | £91,000 | 04/07/2022 | Terraced |
| 6 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU | £115,000 | 01/06/2022 | Terraced |
| [Same street] 42 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £176,000 | 25/03/2022 | Terraced |
| [Same street] 19 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED | £90,000 | 17/12/2021 | Terraced |
| 7 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BY | £130,000 | 17/12/2021 | Terraced |
| 42 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BZ | £140,000 | 08/12/2021 | Terraced |
| 46 ALDERLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EP | £105,000 | 26/11/2021 | Terraced |
| 15 LINGDALE ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0DJ | £178,000 | 04/10/2021 | Terraced |
| 45 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BP | £150,000 | 01/10/2021 | Terraced |
| 5 WOODSORREL ROAD, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0DN | £148,000 | 30/09/2021 | Terraced |
| 1 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BY | £164,000 | 30/09/2021 | Terraced |
| 26 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BZ | £142,500 | 23/07/2021 | Terraced |
| 17 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU | £95,000 | 09/07/2021 | Terraced |
| 77 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EN | £125,000 | 28/06/2021 | Terraced |
| 22 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU | £135,000 | 24/06/2021 | Terraced |

**Street average:** £107,750 (4 sales)
**Area average:** £146,225 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £108,009 (41 Terraced, CH41, 2024–2026)
- **Deviation:** +94.4%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Arthur Street, CH41 | £775/mo | 3 | 0.83 miles | OpenRent |

**Average rent: £775/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.6×
- **Monthly cashflow:** £-155/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.7%
- **10y growth:** 57.3%

## House Price Index (HM Land Registry)

*Official index for Wirral; Terraced series; as of March 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 29.3%
- **10y growth (index):** 67.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

87 m²

Council tax band

Last sold

£206,000 Jan 2026

Local average

£108,009 (+94.4%)

Deprivation

Decile 5 (14,398 of 33,755)

Street crime

186 incidents within 1 mile (Apr 2026)

Key features

Three Bedroom Terraced Home - Refurbished To A High Standard
Modern Kitchen With Sleek Worktops And French Doors To The Rear Garden
Contemporary Four Piece Family Bathroom
Thoughtfully Landscaped, Low-Maintenance Rear Garden, Ideal For Outdoor Entertaining
Stylish Storage Solutions, Including Hidden Units Beneath The Stairs
Prime, Convenient Location Close To Amenities

Additional details

Garden: Yes

Description

This stunning three-bedroom mid-terrace home has been refurbished to the highest standards, offering a contemporary living space in a sought-after and convenient location.
Upon entering, you'll find a thoughtfully designed entrance hall that leads into an open-plan dining and living area. This space, ideal for hosting guests or enjoying family time, is flooded with natural light from a large bay window in the living room, featuring a charming fireplace. The dining area offers ample room for a table and chairs, with two cleverly concealed storage units beneath the stairs, hidden behind stylish wall panelling.
The modern kitchen is a true highlight, equipped with a range of base and wall units, paired with sleek countertops. French doors open up to the rear garden, while a large window ensures the space remains bright and airy.
Upstairs, the property offers three well-proportioned bedrooms. Two of the larger rooms retain their original fireplaces, while the third, a smaller room, currently serves as a home office. The four-piece family bathroom features a sleek, modern suite, including a generous shower and a luxurious bathtub. A stylish wash basin and toilet complete the space, all beautifully finished with contemporary tiling for a refined, clean look.
At the rear of the property, the garden has been thoughtfully landscaped to create a perfect setting for outdoor entertaining. This private, low-maintenance space is beautifully designed, offering a tranquil retreat with minimal upkeep. Call Clive Watkin Prenton and arrange your viewing today!

Listed by

Prenton

Countrywide UK Sales - Connells

Reference: 166229786

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14764454 Recent

Property Details

Street: 40 Mona Street

Town: BIRKENHEAD

Postcode: CH41 0ED

Installation Details

Items: 8 windows

Certificate Issued: 29/08/2021

Work Completed: 24/08/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

117% since 2021

Event	Date	Price	% change
Sold	16/01/2026 (5 months ago)	£206,000	+116.8%
Sold	11/06/2021 (5 years ago)	£95,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU	£198,000	03/11/2025	Terraced
17 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU	£150,000	21/04/2023	Terraced
39 ALVERSTONE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BT	£230,000	19/04/2023	Terraced
Same street 38 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED	£60,000	24/03/2023	Terraced
14 VALERIAN ROAD, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EJ	£120,000	16/12/2022	Terraced
41 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BP	£195,000	16/12/2022	Terraced
12 ALDERLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EP	£156,000	09/12/2022	Terraced
Same street 25 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED	£105,000	21/11/2022	Terraced
32 ALVERSTONE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BT	£157,000	02/09/2022	Terraced
4 BROOM HILL, PRENTON, WIRRAL, MERSEYSIDE, CH43 8TA	£91,000	04/07/2022	Terraced
6 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU	£115,000	01/06/2022	Terraced
Same street 42 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED	£176,000	25/03/2022	Terraced
Same street 19 MONA STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0ED	£90,000	17/12/2021	Terraced
7 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BY	£130,000	17/12/2021	Terraced
42 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BZ	£140,000	08/12/2021	Terraced
46 ALDERLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EP	£105,000	26/11/2021	Terraced
15 LINGDALE ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0DJ	£178,000	04/10/2021	Terraced
45 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BP	£150,000	01/10/2021	Terraced
5 WOODSORREL ROAD, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0DN	£148,000	30/09/2021	Terraced
1 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BY	£164,000	30/09/2021	Terraced
26 HALDANE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BZ	£142,500	23/07/2021	Terraced
17 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU	£95,000	09/07/2021	Terraced
77 BIDSTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0EN	£125,000	28/06/2021	Terraced
22 CRANBOURNE AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 0BU	£135,000	24/06/2021	Terraced

Street average: £107,750 (4 sales)

Area average: £146,225 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.7%

10y growth 57.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Wirral. Series: Terraced. As of March 2026.

1y (index) 7.5%

5y (index) 29.3%

10y (index) 67.9%

Rental Range

Estimated market rent for Wirral. Low = conservative, Realistic = average, Optimistic = best case.

Low £752/mo

Realistic £835/mo

Optimistic £919/mo

Based on Local Authority from postcode lookup → Wirral.

LHA (30th percentile) floor for Wirral: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CH41 0ED

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Hurst's Bakery	0.0 miles
Shop	K.S. Foods	0.0 miles
Bus stop	PARK ROAD NORTH/CLAUGHTON VILLAGE	0.0 miles
Bus stop	UPTON ROAD/CLAUGHTON VILLAGE	0.0 miles
Train station	Birkenhead North	0.6 miles
Train station	Birkenhead Park	0.7 miles
Hospital	Parkfield Medical Centre	3.2 miles
Hospital	Clatterbridge Cancer Centre - Wirral	4.6 miles
University	University of Liverpool Leahurst Veterinary School	7.4 miles

Street-level crime

Category	Count
Violence and sexual offences	74
Criminal damage and arson	19
Anti-social behaviour	17
Public order	16
Vehicle crime	13
Other theft	12
Shoplifting	11
Burglary	7
Drugs	7
Other crime	5
Possession of weapons	2
Bicycle theft	1
Robbery	1
Theft from the person	1
Total incidents	186

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Birkenhead Sixth Form College	Other	0.1 miles	— (No rating)
Wirral Hospitals' School	Other	0.1 miles	Outstanding — 18 Dec 2014
Bidston Avenue Primary School	Primary	0.2 miles	Good — 19 Oct 2023
Co-op Academy Portland	Primary	0.3 miles	Requires improvement — 2 May 2023
St Anselm's College	Secondary	0.5 miles	Good — 23 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Arthur Street, CH41	£775/mo	3	0.83 miles	OpenRent

Average rent: £775/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £96,875

Target investor price (1%) £77,500

Gross yield 4.4%

Cost-to-rent ratio 22.6×

Monthly cashflow £-155/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).