# 2 bedroom terraced house for sale (CA15 6JZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 WOOD STREET, MARYPORT, CUMBERLAND CA15 6JZ |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 89 m² |
| Last sold | £105,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 25/05/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £911/year
- **Est. upgrade cost to C:** £25,200

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8466-7925-4070-6456-7926)

## Description

This elegant three storey townhouse is located in a handy position for both the town centre amenities and the lovely promenade meaning access to the quayside is also straight forward. The property will make an excellent first home or bolt-hole for buyers who don't want the hassle of a garden and includes an entrance hall, a living room which is open to a kitchen/breakfast room with handy breakfast bar, a larder/utility area, a first floor double bedroom and a lovely bathroom with both roll top bath and shower enclosure and finally a top floor double bedroom. For those who prefer to be out and about in the Lake district or chill by the sea shore, this makes a great buy!

EPC band D

## Property Photos

- ![Photo](/listings/photos/147293672/743751)
- ![Photo](/listings/photos/147293672/743752)
- ![Photo](/listings/photos/147293672/743753)
- ![Photo](/listings/photos/147293672/743754)
- ![Photo](/listings/photos/147293672/743755)
- ![Photo](/listings/photos/147293672/743756)
- ![Photo](/listings/photos/147293672/743757)
- ![Photo](/listings/photos/147293672/743758)
- ![Photo](/listings/photos/147293672/743759)

## Floorplans

- ![Floorplan 1](/listings/photos/147293672/743760) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/147293672/743761) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13632232
- **Address:** 15 Wood Street, MARYPORT, CA15 6JZ
- **Certificate Issued:** 01/07/2019
- **Work Completed:** 20/06/2019
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £105,000 | 03/01/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ | £70,000 | 19/01/2024 | Terraced |
| 120 HIGH STREET, MARYPORT, CUMBERLAND, CA15 6EQ | £80,000 | 29/11/2023 | Terraced |
| 23 KIRKBY STREET, MARYPORT, CUMBERLAND, CA15 6EX | £123,000 | 17/11/2023 | Terraced |
| 4 LOWER CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6JE | £148,500 | 03/11/2023 | Terraced |
| [Same street] 18 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £50,000 | 10/08/2023 | Terraced |
| 47 KING STREET, MARYPORT, CUMBERLAND, CA15 6AT | £115,000 | 15/05/2023 | Terraced |
| 7 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ | £132,500 | 15/05/2023 | Terraced |
| [Same street] 38 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £107,000 | 06/12/2022 | Terraced |
| 116 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £90,000 | 18/11/2022 | Terraced |
| 68 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6BP | £60,000 | 02/11/2022 | Terraced |
| 102 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £131,000 | 07/10/2022 | Terraced |
| 7 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6EG | £96,000 | 07/10/2022 | Terraced |
| 8 CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6HA | £96,000 | 01/09/2022 | Terraced |
| 1 CAREYS YARD, MARYPORT, ALLERDALE, CUMBRIA, CA15 6HH | £115,000 | 19/08/2022 | Terraced |
| 123 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £76,000 | 16/06/2022 | Terraced |
| 13 KING STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AJ | £140,000 | 16/05/2022 | Terraced |
| 105 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £117,000 | 10/05/2022 | Terraced |
| 7 CATHERINE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DZ | £110,000 | 10/05/2022 | Terraced |
| 53 KIRKBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EZ | £64,000 | 24/02/2022 | Terraced |
| 109 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £115,000 | 04/02/2022 | Terraced |
| 100 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £100,000 | 21/01/2022 | Terraced |
| 17 SENHOUSE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AB | £74,950 | 15/12/2021 | Terraced |
| [Same street] 11 WOOD STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6JZ | £85,000 | 27/08/2021 | Terraced |

**Street average:** £80,667 (3 sales)
**Area average:** £102,698 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £104,860 (29 Terraced, CA15, 2024–2026)
- **Deviation:** +4.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Crosby Street, CA15 | £595/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Maisonette, Crosby Street, CA15 | £600/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed End Terrace, Main Street, CA15 | £595/mo | 2 | 0.85 miles | OpenRent |

**Average rent: £597/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £74,375
- **Target investor price (1%):** £59,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £595/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.4×
- **Monthly cashflow:** £77/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,236/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.7%
- **10y growth:** 116.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)