Sold STC Terraced

15 WOOD STREET

MARYPORT, CUMBERLAND CA15 6JZ

2 beds 1 baths 89 m² Listed 26 Apr 2024 (-792d)

£110,000

Guide Price

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# 2 bedroom terraced house for sale (CA15 6JZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 WOOD STREET, MARYPORT, CUMBERLAND CA15 6JZ |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £105,000 Jan 2025 |

## Description

This elegant three storey townhouse is located in a handy position for both the town centre amenities and the lovely promenade meaning access to the quayside is also straight forward. The property will make an excellent first home or bolt-hole for buyers who don't want the hassle of a garden and includes an entrance hall, a living room which is open to a kitchen/breakfast room with handy breakfast bar, a larder/utility area, a first floor double bedroom and a lovely bathroom with both roll top bath and shower enclosure and finally a top floor double bedroom. For those who prefer to be out and about in the Lake district or chill by the sea shore, this makes a great buy!

EPC band D

## Property Photos

- ![Photo](/listings/photos/147293672/743751)
- ![Photo](/listings/photos/147293672/743752)
- ![Photo](/listings/photos/147293672/743753)
- ![Photo](/listings/photos/147293672/743754)
- ![Photo](/listings/photos/147293672/743755)
- ![Photo](/listings/photos/147293672/743756)
- ![Photo](/listings/photos/147293672/743757)
- ![Photo](/listings/photos/147293672/743758)
- ![Photo](/listings/photos/147293672/743759)

## Floorplans

- ![Floorplan 1](/listings/photos/147293672/743760) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/147293672/743761) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13632232
- **Address:** 15 Wood Street, MARYPORT, CA15 6JZ
- **Certificate Issued:** 01/07/2019
- **Work Completed:** 20/06/2019
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £105,000 | 03/01/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ | £70,000 | 19/01/2024 | Terraced |
| 120 HIGH STREET, MARYPORT, CUMBERLAND, CA15 6EQ | £80,000 | 29/11/2023 | Terraced |
| 23 KIRKBY STREET, MARYPORT, CUMBERLAND, CA15 6EX | £123,000 | 17/11/2023 | Terraced |
| 4 LOWER CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6JE | £148,500 | 03/11/2023 | Terraced |
| [Same street] 18 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £50,000 | 10/08/2023 | Terraced |
| 47 KING STREET, MARYPORT, CUMBERLAND, CA15 6AT | £115,000 | 15/05/2023 | Terraced |
| 7 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ | £132,500 | 15/05/2023 | Terraced |
| [Same street] 38 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ | £107,000 | 06/12/2022 | Terraced |
| 116 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £90,000 | 18/11/2022 | Terraced |
| 68 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6BP | £60,000 | 02/11/2022 | Terraced |
| 102 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £131,000 | 07/10/2022 | Terraced |
| 7 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6EG | £96,000 | 07/10/2022 | Terraced |
| 8 CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6HA | £96,000 | 01/09/2022 | Terraced |
| 1 CAREYS YARD, MARYPORT, ALLERDALE, CUMBRIA, CA15 6HH | £115,000 | 19/08/2022 | Terraced |
| 123 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £76,000 | 16/06/2022 | Terraced |
| 13 KING STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AJ | £140,000 | 16/05/2022 | Terraced |
| 105 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £117,000 | 10/05/2022 | Terraced |
| 7 CATHERINE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DZ | £110,000 | 10/05/2022 | Terraced |
| 53 KIRKBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EZ | £64,000 | 24/02/2022 | Terraced |
| 109 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ | £115,000 | 04/02/2022 | Terraced |
| 100 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA | £100,000 | 21/01/2022 | Terraced |
| 17 SENHOUSE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AB | £74,950 | 15/12/2021 | Terraced |
| [Same street] 11 WOOD STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6JZ | £85,000 | 27/08/2021 | Terraced |

**Street average:** £80,667 (3 sales)
**Area average:** £102,698 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £104,860 (29 Terraced, CA15, 2024–2026)
- **Deviation:** +4.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Crosby Street, CA15 | £595/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Maisonette, Crosby Street, CA15 | £600/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed End Terrace, Main Street, CA15 | £595/mo | 2 | 0.85 miles | OpenRent |

**Average rent: £597/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £74,375
- **Target investor price (1%):** £59,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £595/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.4×
- **Monthly cashflow:** £77/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.7%
- **10y growth:** 116.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

89 m²

Council tax band

Last sold

£105,000 Jan 2025

Local average

£104,860 (+4.9%)

Deprivation

Decile 4 (11,458 of 33,755)

Street crime

83 incidents within 1 mile (Apr 2026)

Key features

Attractive period terraced townhouse
Well located for town centre and harbour
Open plan living room & kitchen/breakfast room
Generous first floor double bedroom
1st floor bathroom with roll top bath and shower enclosure
Second floor double bedroom
Perfect bolt-hole or 'lock up and leave'

Additional details

Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Listed by

Whitehaven

Lillingtons Ltd

Reference: 147293672

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #13632232

Property Details

Street: 15 Wood Street

Town: MARYPORT

Postcode: CA15 6JZ

Installation Details

Items: 6 windows

Certificate Issued: 01/07/2019

Work Completed: 20/06/2019

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	03/01/2025 (1 year ago)	£105,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
9 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ	£70,000	19/01/2024	Terraced
120 HIGH STREET, MARYPORT, CUMBERLAND, CA15 6EQ	£80,000	29/11/2023	Terraced
23 KIRKBY STREET, MARYPORT, CUMBERLAND, CA15 6EX	£123,000	17/11/2023	Terraced
4 LOWER CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6JE	£148,500	03/11/2023	Terraced
Same street 18 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ	£50,000	10/08/2023	Terraced
47 KING STREET, MARYPORT, CUMBERLAND, CA15 6AT	£115,000	15/05/2023	Terraced
7 CATHERINE STREET, MARYPORT, CUMBERLAND, CA15 6DZ	£132,500	15/05/2023	Terraced
Same street 38 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6JZ	£107,000	06/12/2022	Terraced
116 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA	£90,000	18/11/2022	Terraced
68 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6BP	£60,000	02/11/2022	Terraced
102 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ	£131,000	07/10/2022	Terraced
7 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6EG	£96,000	07/10/2022	Terraced
8 CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6HA	£96,000	01/09/2022	Terraced
1 CAREYS YARD, MARYPORT, ALLERDALE, CUMBRIA, CA15 6HH	£115,000	19/08/2022	Terraced
123 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA	£76,000	16/06/2022	Terraced
13 KING STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AJ	£140,000	16/05/2022	Terraced
105 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ	£117,000	10/05/2022	Terraced
7 CATHERINE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DZ	£110,000	10/05/2022	Terraced
53 KIRKBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EZ	£64,000	24/02/2022	Terraced
109 HIGH STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6EQ	£115,000	04/02/2022	Terraced
100 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LA	£100,000	21/01/2022	Terraced
17 SENHOUSE STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6AB	£74,950	15/12/2021	Terraced
Same street 11 WOOD STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6JZ	£85,000	27/08/2021	Terraced

Street average: £80,667 (3 sales)

Area average: £102,698 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.7%

10y growth 116.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA15 6JZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Tom Little	0.1 miles
Shop	Discount Cleaning Centre	0.1 miles
Bus stop	Senhouse Street (W bound)	0.1 miles
Bus stop	Aquarium	0.1 miles
Train station	Maryport	0.3 miles
Train station	Flimby	2.0 miles
Hospital	Workington Community Hospital	5.4 miles
Hospital	Cockermouth Community Hospital	6.5 miles

Street-level crime

Category	Count
Violence and sexual offences	44
Public order	12
Criminal damage and arson	7
Other theft	5
Anti-social behaviour	3
Burglary	3
Drugs	3
Other crime	3
Possession of weapons	1
Shoplifting	1
Vehicle crime	1
Total incidents	83

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Maryport CofE Primary School	Primary	0.4 miles	Good — 24 May 2023
Grasslot Infant School	Primary	0.5 miles	Good — 17 Jul 2024
Netherhall School	Secondary	0.5 miles	Good — 14 Mar 2018
Netherton Infant School	Primary	0.5 miles	Good — 23 Oct 2014
Our Lady and St Patrick's Catholic Primary School, Maryport	Primary	0.6 miles	Outstanding — 20 Apr 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Crosby Street, CA15	£595/mo	2	0.09 miles	OpenRent
2 Bed Maisonette, Crosby Street, CA15	£600/mo	2	0.17 miles	OpenRent
2 Bed End Terrace, Main Street, CA15	£595/mo	2	0.85 miles	OpenRent

Average rent: £597/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £74,375

Target investor price (1%) £59,500

Gross yield 6.5%

Cost-to-rent ratio 15.4×

Monthly cashflow £77/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).