# 4 bedroom terraced house for sale (CA3 9NP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 CARLTON GARDENS, CARLISLE, STANWIX, CUMBERLAND CA3 9NP |
| Price | £450,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | D |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 217 m² |
| Last sold | £435,000 Aug 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 27/01/2035
- **Current heating cost:** £2,317/year
- **Est. upgrade cost to C:** £16,600

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2938-1490-2125-6685)

## Description

A beautifully presented four bedroom mid terrace family home, in a sought after location. The accommodation comprises of porch, hall, WC, reception room, sitting room, kitchen/diner, utility room, inner hallway and storage area to rear of property. To the next level are four double bedrooms, one with en-suite shower room, and a family bathroom. A further level offers a storage area in the loft. Externally is a front walled garden, to the rear is a patio, garden and shed for storage. There is on street parking. WELL PRESENTED FAMILY HOME, VIEWING HIGHLY RECOMMENDED.  NO ONWARD CHAIN

**Situation**

Situated in the Etterby area of Carlisle in the North of the City, this property is in an ideal location with M6 junction 44 and Northern bypass approx three miles away. Close to regular bus route to the City Centre.  Many local amenities with shops, gym, supermarkets, takeaways, restaurants and bars nearby. Local primary schools are Kingmoor and Stanwix.  Austin Friars is approx one mile away.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

CAR250038/2

## Property Photos

- ![Picture No. 20](/listings/photos/157630838/494476) - Picture No. 20
- ![External](/listings/photos/157630838/494477) - External
- ![Reception Room](/listings/photos/157630838/494479) - Reception Room
- ![Kitchen/Dining Room](/listings/photos/157630838/494482) - Kitchen/Dining Room
- ![Bathroom](/listings/photos/157630838/494488) - Bathroom
- ![External](/listings/photos/157630838/494489) - External
- ![External](/listings/photos/157630838/494490) - External
- ![Primary Bedroom](/listings/photos/157630838/494491) - Primary Bedroom
- ![Sitting Room](/listings/photos/157630838/494492) - Sitting Room
- ![Kitchen/Dining Room](/listings/photos/157630838/494493) - Kitchen/Dining Room
- ![Hall](/listings/photos/157630838/494494) - Hall
- ![Bedroom 3](/listings/photos/157630838/494501) - Bedroom 3
- ![En Suite](/listings/photos/157630838/494506) - En Suite
- ![External](/listings/photos/157630838/494509) - External
- ![External](/listings/photos/157630838/494516) - External

## Floorplans

- ![Floor Plan](/listings/photos/157630838/494518) - Floor Plan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/157630838/494524) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #8929437
- **Address:** 4 Carlton Gardens, Stanwix, CA3 9NP
- **Certificate Issued:** 25/06/2012
- **Work Completed:** 18/05/2012
- **Items:** 14 window(s)

### FENSA Certificate #8929436
- **Address:** 4 Carlton Gardens, Stanwix, CA3 9NP
- **Certificate Issued:** 25/06/2012
- **Work Completed:** 18/05/2012
- **Items:** 14 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 CARLTON GARDENS, STANWIX, CARLISLE, CUMBERLAND, CA3 9NP | £435,000 | 22/08/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE COTTAGE STANWIX BANK, CARLISLE, CUMBERLAND, CA3 9AH | £250,000 | 05/12/2025 | Terraced |
| [Same street] 16 CARLTON GARDENS, STANWIX, CARLISLE, CUMBERLAND, CA3 9NP | £385,000 | 27/06/2025 | Terraced |
| 9 ETTERBY STREET, CARLISLE, CUMBERLAND, CA3 9JB | £270,000 | 10/11/2023 | Terraced |
| 12 THORNTON ROAD, CARLISLE, CUMBERLAND, CA3 9HZ | £270,000 | 23/10/2023 | Terraced |
| 80 ETTERBY STREET, CARLISLE, CUMBERLAND, CA3 9JD | £285,000 | 29/09/2023 | Terraced |
| 8 DEVONSHIRE TERRACE, CARLISLE, CUMBERLAND, CA3 9NB | £465,000 | 26/05/2023 | Terraced |
| [Same street] 14 CARLTON GARDENS, STANWIX, CARLISLE, CUMBERLAND, CA3 9NP | £535,000 | 15/03/2023 | Terraced |
| 4 DEVONSHIRE TERRACE, CARLISLE, CUMBERLAND, CA3 9NB | £565,000 | 20/02/2023 | Terraced |
| 47 ETTERBY STREET, CARLISLE, CUMBRIA, CA3 9JD | £268,000 | 15/12/2022 | Terraced |
| 27 EDEN PLACE, CARLISLE, CUMBRIA, CA3 9JQ | £119,000 | 09/12/2022 | Terraced |
| 59 SCOTLAND ROAD, CARLISLE, CUMBERLAND, CA3 9HT | £265,000 | 14/11/2022 | Terraced |
| [Same street] 15 CARLTON GARDENS, STANWIX, CARLISLE, CUMBRIA, CA3 9NP | £250,000 | 15/09/2022 | Semi-detached |
| 41 ETTERBY STREET, CARLISLE, CUMBRIA, CA3 9JD | £235,000 | 25/08/2022 | Terraced |
| [Same street] 1 CARLTON GARDENS, STANWIX, CARLISLE, CUMBRIA, CA3 9NP | £260,000 | 12/08/2022 | Semi-detached |
| 63 SCOTLAND ROAD, CARLISLE, CUMBRIA, CA3 9HT | £269,500 | 04/07/2022 | Terraced |
| 1 ETTERBY TERRACE, CARLISLE, CUMBRIA, CA3 9JE | £125,000 | 01/07/2022 | Terraced |
| 12 THORNTON ROAD, CARLISLE, CUMBRIA, CA3 9HZ | £215,000 | 23/06/2022 | Terraced |
| 10 THORNTON ROAD, CARLISLE, CUMBRIA, CA3 9HZ | £222,000 | 12/05/2022 | Terraced |
| 2 THORNTON ROAD, CARLISLE, CUMBRIA, CA3 9HZ | £245,000 | 11/02/2022 | Terraced |
| 4 CHURCH LANE, CARLISLE, CUMBRIA, CA3 9DP | £155,000 | 28/01/2022 | Terraced |
| 1 ETTERBY TERRACE, CARLISLE, CUMBRIA, CA3 9JE | £115,000 | 14/01/2022 | Terraced |
| THE COTTAGE STANWIX BANK, CARLISLE, CUMBRIA, CA3 9AH | £250,000 | 20/12/2021 | Terraced |
| 7 MULCASTER CRESCENT, CARLISLE, CUMBRIA, CA3 9EB | £255,000 | 11/11/2021 | Terraced |
| 15 BRAMPTON ROAD, CARLISLE, CUMBRIA, CA3 9AL | £149,995 | 18/10/2021 | Terraced |
| [Same street] 5 CARLTON GARDENS, STANWIX, CARLISLE, CUMBRIA, CA3 9NP | £286,000 | 27/09/2021 | Semi-detached |

**Street average:** £343,200 (5 sales)
**Area average:** £249,675 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £241,125 (8 Terraced, CA3, 2024–2026)
- **Deviation:** +86.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,074/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 54.8%
- **10y growth:** 42.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
