Sold Semi-detached

37 CROSS STREET

SPALDING, LINCOLNSHIRE PE11 2YQ

2 beds 1 baths 1,023 sq ft Listed 22 Apr 2022 (-1550d)

£185,000

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Cross Street (Spalding)-1.jpg Entrance Hall Dining room Dining room Living Room Living Room Cross Street (Spalding)-24.jpg Photo 8 Kitchen Kitchen Cross Street (Spalding)-32.jpg Utility Room Cloakroom First Floor Landing Bathroom Bedroom Two Bedroom Two Bedroom One Bedroom One Single Garage Photo 21 Exterior Cross Street (Spalding)-8.jpg Exterior Photo 25 Photo 26 Cross Street (Spalding)-6.jpg

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Property details

Tenure

FREEHOLD

Floor area

95 m²

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£197,500 Oct 2022

Price per m²

£1,947/m²

Local average

£181,492 (+1.9%)

Deprivation

Decile 3 (10,081 of 33,755)

Street crime

0 incidents within 1 mile (May 2026)

Key features

  • Two Bedroom Semi Detached Property
  • Single Garage and On Street Parking
  • Fully Enclosed Rear Garden
  • Close by to Spalding Town Centre

Additional details

Parking
Yes
Garden
Yes

Description

Tastefully decorated two bedroom semi detached property situated within easy access to the Town Centre. Being the ideal purchase for a first time buyer or investor. The property is presented to a high standard and benefits from enclosed rear garden, single garage and modern kitchen. The ground floor comprises of entrance hallway, living room, dining room, kitchen, utility room and cloakroom. With the first floor offering two generous sized bedrooms and bathroom. Externally, the property provides on street parking and single garage. With a fully enclosed rear garden, being mainly laid to lawn with patio area ideal for seating and entertaining.

Entrance Hall - 7.21m x 1.73m (23'7" x 5'8") - PVCu double glazed entrance door. Period floorboards. Dado rail. Radiator. Stairs to first floor landing. Door to lounge, opening to kitchen.

Living Room - 3.81m x 3.97m (12'5" x 13'0") - PVCu double glazed window to front aspect. Radiator. Inset cast iron log burner on slate hearth. Half height paneling. Opening to dining room.



Dining Room - 3.12m x 3.41m (10'2" x 11'2") - PVCu double glazed window to rear aspect. Radiator. Period floorboards.

Kitchen - 5.38m x 2.12m (17'7" x 6'11") - PVCu window and door to side aspect. Base and wall units with work surface over. Four ring gas hob with metro tiled splash back and stainless steel extractor over. Integrated eye level double oven. Integrated dishwasher. Radiator. Space for fridge freezer. Wall mounted gas boiler.

Utility Room - 0.86 x 1.99 (2'9" x 6'6") - PVCu double glazed window to side aspect. Space for washing machine. Worksurface space.

Cloakroom - 0.90 x 2.00 (2'11" x 6'6") - PVCu double glazed window to side aspect. Toilet. Wash hand basin in vanity unit.

First Floor Landing - 1.83 x 3.42 (6'0" x 11'2") - Loft access.

Bedroom One - 3.66 x 4.15 (12'0" x 13'7") - Two PVCu double glazed windows to side elevation. Period floorboards. Dado rail. Radiator. Three built in wardrobes with hanging space and shelving.

Bedroom Two - 3.13 x 3.38 (10'3" x 11'1") - PVCu double glazed window to rear elevation. Radiator.

Bathroom - 3.10 x 2.05 (10'2" x 6'8") - PVCu double glazed window to side elevation. Period floorboards. Toilet. Wash hand basin. Paneled bath with metro tiled splash back and shower over. Wash hand basin. Heated towel rail. Extractor fan.



Single Garage - 2.52 x 4.78 (8'3" x 15'8") -

Outbuilding - 1.73 x 2.38 (5'8" x 7'9") -

Exterior -





Property Postcode - For location purposes the postcode of this property is: PE11 2YQ

Additional Information - Freehold with vacant possession on completion.

PLEASE NOTE:
All photos are property of Ark Property Centre and can not be used without their explicit permission.

Viewing Arrangements - Viewing is by appointment with Ark Property Centre only. We suggest you call our office for full information about this property before arranging a viewing.

Offer Procedure - Please note: before an offer is agreed on a property you will be asked to provide I.D and proof of finance, in compliance Money Laundering Regulations 2017 (MLR 2017). The business will perform a Money Laundering Check as part of its Money Laundering Policy.

If a cash offer is made, which is not subject to the sale of a property, proof of funds will be requested or confirmation of available funds from your solicitor.

Ark Property Centre - If you are thinking about selling your property or are not happy with your current agent - we can offer a FREE valuation service with no obligation.

We can also offer full Financial and Solicitor services. Please note we do get a referal fee for any recommended client service used.

Disclaimer - These particulars, whilst believed to be accurate are set out as general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has authority to make or give representation or warranty in respect of the property. These details are subject to change.

Listed by

Spalding

Ark Property Centre

Reference: 122686316

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/05/2022

Expiry date: 17/05/2032

Current heating cost: £784/year

Potential heating cost: £533/year

Est. upgrade cost to C: £19,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

199967_19647_FLP_01_0000_max_600x600.jpg

199967_19647_FLP_01_0000_max_600x600.jpg

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11034309

Property Details

Street: 37 Cross Street

Town: SPALDING

Postcode: PE11 2YQ

Installation Details

Items: 2 windows

Certificate Issued: 08/06/2015

Work Completed: 27/05/2015

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

85% since 2010

Event Date Price % change
Sold 07/10/2022 (3 years ago) £197,500 +27.4%
Sold 08/02/2019 (7 years ago) £155,000 +44.9%
Sold 14/05/2010 (16 years ago) £107,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
1 PALIN DRIVE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2GR £183,000 16/01/2026 Semi-detached
31 HAVELOCK STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YL £149,950 19/12/2025 Semi-detached
9 BEAUFORT DRIVE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YR £82,500 19/12/2025 Semi-detached
104 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YP £345,000 07/11/2025 Semi-detached
96 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YW £269,000 25/07/2025 Semi-detached
Same street 30 CROSS STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YQ £112,000 03/10/2024 Terraced
2 THOMPSON CLOSE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YS £186,000 21/12/2023 Semi-detached
16 KNIPE AVENUE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YE £170,000 15/11/2023 Semi-detached
14 THOMPSON CLOSE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YS £160,000 21/08/2023 Semi-detached
Same street 28 CROSS STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YQ £169,000 17/08/2023 Terraced
12 KNIPE AVENUE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YE £141,000 19/07/2023 Semi-detached
7A PRIORY ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2XF £110,000 05/04/2023 Semi-detached
33 HAVELOCK STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YL £200,000 31/12/2022 Semi-detached
2 SPRING GARDENS, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2XL £146,250 21/12/2022 Semi-detached
32 BEAUFORT DRIVE, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YR £170,000 18/11/2022 Semi-detached
96 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YW £249,995 04/11/2022 Semi-detached
104 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YP £375,000 08/09/2022 Semi-detached
100 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YP £335,000 27/07/2022 Semi-detached
44 HAVELOCK STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YL £187,500 25/04/2022 Semi-detached
2 HAVELOCK STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2YL £159,950 06/04/2022 Semi-detached
37 SPRING STREET, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2XW £129,995 28/02/2022 Semi-detached
53 ST THOMAS ROAD, SPALDING, SOUTH HOLLAND, LINCOLNSHIRE, PE11 2XT £162,000 28/02/2022 Semi-detached

Street average: £140,500 (2 sales)

Area average: £195,607 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2.7%
10y growth 27%

House Price Index (HM Land Registry — official index, not sold-price averages): South Holland. Series: Semi-detached. As of April 2026.

1y (index) 4.5%
5y (index) 13.5%
10y (index) 37%

Rental Range

Estimated market rent for South Holland. Low = conservative, Realistic = average, Optimistic = best case.

Low £686/mo
Realistic £762/mo
Optimistic £838/mo

Based on Local Authority from postcode lookup → South Holland.

LHA (30th percentile) floor for Lincolnshire Fens: £623/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Grammar School 0.1 miles
Shop Sandra's 0.2 miles
Shop Hair Dot Calm 0.2 miles
Train station Spalding 0.3 miles
Hospital Johnson Community Hospital 1.2 miles
Train station Unknown 1.7 miles
University University of Lincoln - Holbeach Campus 7.1 miles

Street-level crime

Category Count
Total incidents 0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Spalding Grammar School Secondary 0.2 miles Good — 21 Mar 2024
Ayscoughfee Hall School Other 0.2 miles (No rating)
St Norbert's Catholic Voluntary Academy Primary 0.4 miles Outstanding — 10 Sep 2015
The Spalding St John the Baptist Church of England Primary School Primary 0.4 miles Good — 11 Jan 2013
Spalding Parish Church of England Day School Primary 0.6 miles Good — 3 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, London Road, PE11 £775/mo 2 0.37 miles OpenRent

Average rent: £775/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%
Max investor price (0.8%) £96,875
Target investor price (1%) £77,500
Gross yield 5%
Cost-to-rent ratio 19.9×
Monthly cashflow £-56/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -1.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).