# 3 bedroom terraced house for sale (ST1 4JX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 WARWICK STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 4JX |
| Price | £130,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £120,000 Jan 2026 |

## Description

Presenting this neutrally decorated, three-bedroom town house, currently available for sale. This property is situated in a sought-after location, offering convenient access to public transport links, local amenities, and nearby schools, making it an ideal choice for first-time buyers, investors, or families.

The residence boasts a generous number of rooms. The ground floor comprises a reception room, marked by large windows that allow in ample natural light, enhancing the warmth of the room's fireplace. Proceeding further, you will find the kitchen, demonstrating an efficient layout that accommodates a dining space. The kitchen is bathed in natural light, creating a bright and pleasing atmosphere.

The property is equipped with three bedrooms, two of which are spacious doubles with built-in wardrobes, offering ample storage and convenience. The third bedroom is a comfortable single room that can be adapted to suit various needs.

A well-proportioned bathroom completes the picture, fitted with a heated towel rail for that extra touch of luxury and comfort. 

One of the unique features of this property is the inclusion of outbuildings in the garden area. These can be utilised for storage, an office space, or a children's play area. The garden itself is a charming space to enjoy outdoor activities or to simply unwind amidst greenery.

The property falls under the Council Tax Band A, making it a cost-effective choice. With its unique features and prime location, this property offers potential homeowners an opportunity to experience comfortable living in a desirable neighbourhood.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

HAN250177/2

## Property Photos

- ![Picture No. 07](/listings/photos/162496217/591652) - Picture No. 07
- ![Picture No. 02](/listings/photos/162496217/591656) - Picture No. 02
- ![Picture No. 11](/listings/photos/162496217/591665) - Picture No. 11
- ![Picture No. 04](/listings/photos/162496217/591669) - Picture No. 04
- ![Picture No. 06](/listings/photos/162496217/591674) - Picture No. 06
- ![Picture No. 12](/listings/photos/162496217/591678) - Picture No. 12
- ![Picture No. 05](/listings/photos/162496217/591679) - Picture No. 05
- ![Picture No. 09](/listings/photos/162496217/591684) - Picture No. 09
- ![Picture No. 01](/listings/photos/162496217/591688) - Picture No. 01
- ![Picture No. 08](/listings/photos/162496217/591691) - Picture No. 08
- ![Picture No. 10](/listings/photos/162496217/591694) - Picture No. 10
- ![Picture No. 15](/listings/photos/162496217/591703) - Picture No. 15
- ![Picture No. 13](/listings/photos/162496217/591710) - Picture No. 13
- ![Picture No. 14](/listings/photos/162496217/591714) - Picture No. 14
- ![Picture No. 03](/listings/photos/162496217/591764) - Picture No. 03

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/162496217/591767) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WARWICK STREET, STOKE-ON-TRENT, ST1 4JX | £120,000 | 16/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 GARFIELD STREET, STOKE-ON-TRENT, ST1 4LL | £97,000 | 09/02/2026 | Terraced |
| 4 PRETORIA ROAD, STOKE-ON-TRENT, ST1 4DB | £113,000 | 24/11/2025 | Terraced |
| 33 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JS | £115,000 | 26/02/2025 | Terraced |
| IONA JUBILEE AVENUE, STOKE-ON-TRENT, ST1 4BW | £82,000 | 17/11/2023 | Terraced |
| [Same street] 29 WARWICK STREET, STOKE-ON-TRENT, ST1 4JX | £160,000 | 27/10/2023 | Terraced |
| 73 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JS | £103,500 | 29/09/2023 | Terraced |
| 38 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JT | £79,000 | 20/09/2023 | Terraced |
| [Same street] 4 WARWICK STREET, STOKE-ON-TRENT, ST1 4JX | £80,000 | 29/08/2023 | Terraced |
| 4 PRETORIA ROAD, STOKE-ON-TRENT, ST1 4DB | £120,000 | 17/08/2023 | Terraced |
| 16 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JT | £80,000 | 07/06/2023 | Terraced |
| 35 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JS | £85,000 | 19/04/2023 | Terraced |
| 48 WHITMORE STREET, STOKE-ON-TRENT, ST1 4JT | £40,000 | 31/03/2023 | Terraced |
| 11 STANHOPE STREET, STOKE-ON-TRENT, ST1 4LB | £60,000 | 29/03/2023 | Terraced |
| 6 PRETORIA ROAD, STOKE-ON-TRENT, ST1 4DB | £125,000 | 06/01/2023 | Terraced |
| 11 TIMMIS STREET, STOKE-ON-TRENT, ST1 4JY | £86,200 | 09/12/2022 | Terraced |
| 16 ARGYLE STREET, STOKE-ON-TRENT, ST1 4LD | £85,000 | 07/11/2022 | Terraced |
| 15 TIMMIS STREET, STOKE-ON-TRENT, ST1 4JY | £82,000 | 05/09/2022 | Terraced |
| 15 JOANHURST CRESCENT, STOKE-ON-TRENT, ST1 4LA | £120,000 | 23/08/2022 | Terraced |
| 13 GARFIELD STREET, STOKE-ON-TRENT, ST1 4LL | £78,000 | 12/08/2022 | Terraced |
| 9 COMPTON STREET, STOKE-ON-TRENT, ST1 4JU | £66,000 | 14/06/2022 | Terraced |
| 15 STANHOPE STREET, STOKE-ON-TRENT, ST1 4LB | £75,500 | 27/05/2022 | Terraced |
| 88 SUN STREET, STOKE-ON-TRENT, ST1 4JR | £100,000 | 17/05/2022 | Terraced |
| [Same street] 29 WARWICK STREET, STOKE-ON-TRENT, ST1 4JX | £150,000 | 28/06/2021 | Terraced |

**Street average:** £130,000 (3 sales)
**Area average:** £89,610 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,846 (73 Terraced, ST1, 2024–2026)
- **Deviation:** +27.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/1511edf) | £895/mo | — | 0.37 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.37 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/28458b0) | £875/mo | — | 0.37 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.37 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.37 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/5ccb04f) | £875/mo | — | 0.37 miles | Rightmove |
| [Trinity Point, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/844a28d) | £620/mo | — | 0.59 miles | Rightmove |
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.61 miles | Rightmove |
| [Denbigh Street, Hanley](http://87.117.209.195:8080/listings/13cabfd) | £875/mo | 3 | 0.62 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/44c025c) | £520/mo | — | 0.65 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/df9bc47) | £640/mo | — | 0.65 miles | Rightmove |
| [Rosedawn Close East, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/d2ddaf5) | £2,250/mo | — | 0.82 miles | Rightmove |
| [Victoria Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/d8f0e55) | £620/mo | — | 0.9 miles | Rightmove |
| [Festing Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/a2aacd8) | £775/mo | 3 | 0.94 miles | Rightmove |
| [Tintern Street, Hanley, ST1](http://87.117.209.195:8080/listings/3837ba6) | £800/mo | 3 | 0.99 miles | Rightmove |
| [Homer Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/be1f394) | £700/mo | 3 | 1.04 miles | Rightmove |
| [Leek New Road, Stoke-on-trent](http://87.117.209.195:8080/listings/b8a3227) | £1,100/mo | 3 | 1.76 miles | Rightmove |

**Average rent: £859/mo (17 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £103,125
- **Target investor price (1%):** £82,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £825/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.1×
- **Monthly cashflow:** £206/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 14.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)