Sold STC Semi-detached

27 WITNEY ROAD

STAFFORD, BASWICH, STAFFORDSHIRE ST17 0BX

3 beds 2 baths 106 m² Listed 21 Jul 2025 (-366d)

£290,000

Offers in Excess of

Reduced on 8 Aug 2025

Save

# 3 bedroom semi-detached house for sale (ST17 0BX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 WITNEY ROAD, STAFFORD, BASWICH, STAFFORDSHIRE ST17 0BX |
| Price | £290,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | B |
| Last sold | £280,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 06/08/2035
- **Current heating cost:** £1,071/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2856-8888-3751-8117-8718)

## Description

DB Roberts are delighted to present this beautifully extended semi-detached home, ideally located in the sought-after area of Baswich, on the south side of Stafford.

Positioned on a generous plot with excellent access to highly regarded local schools, this well-maintained property offers spacious and versatile living accommodation across two floors.

The ground floor features an inviting entrance hall, a bright lounge with a bay window, a dining/sitting room complete with a cosy multi-fuel burner, an extended kitchen, a useful utility area, and a modern ground floor bathroom.

Upstairs, there are three well-proportioned bedrooms along with an additional box room, perfectly suited for use as a guest room, nursery, or home office.

Outside, the property boasts ample driveway parking, a detached garage with an adjoining workshop, and a generous rear garden ideal for families and outdoor entertaining.

Early viewing is highly recommended to fully appreciate everything this lovely home has to offer.

Mobile coverage from all four major networks available*

Ultrafast Broadband available*

All services are mains connected

Driveway parking

*Results provided by Ofcom and correct at time of listing

## Property Photos

- ![Picture No. 15](/listings/photos/164774438/755310) - Picture No. 15
- ![Picture No. 24](/listings/photos/164774438/755311) - Picture No. 24
- ![Picture No. 04](/listings/photos/164774438/755312) - Picture No. 04
- ![Picture No. 26](/listings/photos/164774438/755313) - Picture No. 26
- ![Picture No. 12](/listings/photos/164774438/755314) - Picture No. 12
- ![Picture No. 07](/listings/photos/164774438/755315) - Picture No. 07
- ![Picture No. 10](/listings/photos/164774438/755316) - Picture No. 10
- ![Picture No. 18](/listings/photos/164774438/755317) - Picture No. 18
- ![Picture No. 23](/listings/photos/164774438/755318) - Picture No. 23
- ![Picture No. 05](/listings/photos/164774438/755319) - Picture No. 05
- ![Picture No. 06](/listings/photos/164774438/755320) - Picture No. 06
- ![Picture No. 02](/listings/photos/164774438/755321) - Picture No. 02
- ![Picture No. 29](/listings/photos/164774438/755322) - Picture No. 29
- ![Picture No. 14](/listings/photos/164774438/755323) - Picture No. 14
- ![Picture No. 08](/listings/photos/164774438/755324) - Picture No. 08
- ![Picture No. 11](/listings/photos/164774438/755325) - Picture No. 11
- ![Picture No. 13](/listings/photos/164774438/755326) - Picture No. 13
- ![Picture No. 27](/listings/photos/164774438/755327) - Picture No. 27
- ![Picture No. 28](/listings/photos/164774438/755328) - Picture No. 28
- ![Picture No. 19](/listings/photos/164774438/755329) - Picture No. 19
- ![Picture No. 20](/listings/photos/164774438/755330) - Picture No. 20
- ![Picture No. 21](/listings/photos/164774438/755331) - Picture No. 21
- ![Picture No. 22](/listings/photos/164774438/755332) - Picture No. 22

## Floorplans

- ![Floorplan](/listings/photos/164774438/755333) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164774438/755334) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £280,000 | 18/03/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF | £277,500 | 17/12/2025 | Semi-detached |
| 2 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HG | £351,000 | 28/11/2025 | Semi-detached |
| 63 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF | £227,000 | 30/06/2025 | Semi-detached |
| 24 SALCOMBE AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HN | £352,500 | 31/01/2025 | Semi-detached |
| 92 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0BY | £275,000 | 19/12/2023 | Semi-detached |
| 24 FAIRVIEW WAY, STAFFORD, STAFFORDSHIRE, ST17 0AU | £210,000 | 08/12/2023 | Semi-detached |
| [Same street] 58 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £330,000 | 05/12/2023 | Semi-detached |
| 53 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £330,000 | 18/10/2023 | Semi-detached |
| [Same street] 4 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £262,000 | 19/09/2023 | Semi-detached |
| 35 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £209,000 | 31/07/2023 | Semi-detached |
| 38 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £200,000 | 21/07/2023 | Semi-detached |
| 7 ST MAWES CLOSE, STAFFORD, STAFFORDSHIRE, ST17 0HQ | £275,000 | 19/07/2023 | Semi-detached |
| [Same street] 52 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £200,000 | 02/06/2023 | Semi-detached |
| 48 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0DA | £395,000 | 25/04/2023 | Semi-detached |
| 40 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £220,000 | 05/04/2023 | Semi-detached |
| 33 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF | £240,000 | 14/03/2023 | Semi-detached |
| [Same street] 51 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £210,000 | 27/01/2023 | Semi-detached |
| 16 BASWICH CREST, STAFFORD, STAFFORDSHIRE, ST17 0HL | £263,196 | 29/11/2022 | Semi-detached |
| 7 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HG | £235,000 | 09/11/2022 | Semi-detached |
| 44 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ | £290,000 | 02/11/2022 | Semi-detached |
| 3 BURFORD ROAD, STAFFORD, STAFFORDSHIRE, ST17 0BT | £215,000 | 23/09/2022 | Semi-detached |
| 39 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS | £215,000 | 13/09/2022 | Semi-detached |
| 15 DANTA WAY, STAFFORD, STAFFORDSHIRE, ST17 0BA | £350,000 | 30/08/2022 | Semi-detached |
| 13 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AG | £278,000 | 08/08/2022 | Semi-detached |
| [Same street] 49 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £222,000 | 27/05/2022 | Semi-detached |
| [Same street] 65 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £350,000 | 25/03/2022 | Semi-detached |
| [Same street] 35 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £185,000 | 03/12/2021 | Semi-detached |
| [Same street] 33 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £169,000 | 12/10/2021 | Semi-detached |
| [Same street] 22 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £186,000 | 21/09/2021 | Semi-detached |
| [Same street] 60 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX | £255,000 | 23/08/2021 | Semi-detached |

**Street average:** £236,900 (10 sales)
**Area average:** £270,410 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £254,073 (62 Semi-detached, ST17, 2024–2026)
- **Deviation:** +14.1%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £802/mo
- **Realistic:** £891/mo
- **Optimistic:** £980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Cypress Close, ST17 | £1,200/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Semi-Detached House, Allium Road, ST17 | £2,950/mo | 3 | 0.67 miles | OpenRent |
| 3 Bed Semi-Detached House, Allium Road, ST17 | £3,500/mo | 3 | 0.67 miles | OpenRent |
| 3 Bed Terraced House, Holden Park, ST18 | £1,350/mo | 3 | 0.8 miles | OpenRent |
| 3 Bed Detached House, Longhurst Drive, ST16 | £1,150/mo | 3 | 0.87 miles | OpenRent |
| 3 Bed Detached House, Snead Close, ST16 | £1,150/mo | 3 | 0.92 miles | OpenRent |
| 3 Bed Detached House, Juniper Gardens, ST17 | £1,350/mo | 3 | 0.99 miles | OpenRent |
| 3 Bed Semi-Detached House, Weston Road, ST16 | £1,050/mo | 3 | 1.06 miles | OpenRent |
| 3 Bed Terraced House, Mynors Street, ST16 | £1,100/mo | 3 | 1.17 miles | OpenRent |

**Average rent: £1,644/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-87/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,736/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.8%
- **10y growth:** 42.5%

## House Price Index (HM Land Registry)

*Official index for Stafford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 28.5%
- **10y growth (index):** 54.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

106 m²

Council tax band

EPC rating

Last sold

£280,000 Mar 2026

Price per m²

£2,736/m²

Local average

£254,073 (+14.1%)

Deprivation

Decile 10 (30,475 of 33,755)

Street crime

55 incidents within 1 mile (May 2026)

Key features

3 Bedrooms
Entrance Hall
Lounge
Dining/Sitting Room
Utility Area
Kitchen
Box Room
Driveway Parking
Garage
Work Shop

Additional details

Parking: Yes
Garden: Yes

Description

DB Roberts are delighted to present this beautifully extended semi-detached home, ideally located in the sought-after area of Baswich, on the south side of Stafford.

Positioned on a generous plot with excellent access to highly regarded local schools, this well-maintained property offers spacious and versatile living accommodation across two floors.

The ground floor features an inviting entrance hall, a bright lounge with a bay window, a dining/sitting room complete with a cosy multi-fuel burner, an extended kitchen, a useful utility area, and a modern ground floor bathroom.

Upstairs, there are three well-proportioned bedrooms along with an additional box room, perfectly suited for use as a guest room, nursery, or home office.

Outside, the property boasts ample driveway parking, a detached garage with an adjoining workshop, and a generous rear garden ideal for families and outdoor entertaining.

Early viewing is highly recommended to fully appreciate everything this lovely home has to offer.

Mobile coverage from all four major networks available*
Ultrafast Broadband available*
All services are mains connected
Driveway parking

*Results provided by Ofcom and correct at time of listing

Listed by

Stafford

D B Roberts & Partners

Reference: 164774438

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 07/08/2025

Expiry date: 06/08/2035

Current heating cost: £1,071/year

Potential heating cost: £1,019/year

Est. upgrade cost to C: £16,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	18/03/2026 (4 months ago)	£280,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
34 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF	£277,500	17/12/2025	Semi-detached
2 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HG	£351,000	28/11/2025	Semi-detached
63 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF	£227,000	30/06/2025	Semi-detached
24 SALCOMBE AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HN	£352,500	31/01/2025	Semi-detached
92 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0BY	£275,000	19/12/2023	Semi-detached
24 FAIRVIEW WAY, STAFFORD, STAFFORDSHIRE, ST17 0AU	£210,000	08/12/2023	Semi-detached
Same street 58 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£330,000	05/12/2023	Semi-detached
53 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ	£330,000	18/10/2023	Semi-detached
Same street 4 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£262,000	19/09/2023	Semi-detached
35 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS	£209,000	31/07/2023	Semi-detached
38 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS	£200,000	21/07/2023	Semi-detached
7 ST MAWES CLOSE, STAFFORD, STAFFORDSHIRE, ST17 0HQ	£275,000	19/07/2023	Semi-detached
Same street 52 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£200,000	02/06/2023	Semi-detached
48 BASWICH LANE, STAFFORD, STAFFORDSHIRE, ST17 0DA	£395,000	25/04/2023	Semi-detached
40 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ	£220,000	05/04/2023	Semi-detached
33 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HF	£240,000	14/03/2023	Semi-detached
Same street 51 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£210,000	27/01/2023	Semi-detached
16 BASWICH CREST, STAFFORD, STAFFORDSHIRE, ST17 0HL	£263,196	29/11/2022	Semi-detached
7 SIDMOUTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 0HG	£235,000	09/11/2022	Semi-detached
44 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AQ	£290,000	02/11/2022	Semi-detached
3 BURFORD ROAD, STAFFORD, STAFFORDSHIRE, ST17 0BT	£215,000	23/09/2022	Semi-detached
39 FARMDOWN ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AS	£215,000	13/09/2022	Semi-detached
15 DANTA WAY, STAFFORD, STAFFORDSHIRE, ST17 0BA	£350,000	30/08/2022	Semi-detached
13 ASCOT ROAD, STAFFORD, STAFFORDSHIRE, ST17 0AG	£278,000	08/08/2022	Semi-detached
Same street 49 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£222,000	27/05/2022	Semi-detached
Same street 65 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£350,000	25/03/2022	Semi-detached
Same street 35 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£185,000	03/12/2021	Semi-detached
Same street 33 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£169,000	12/10/2021	Semi-detached
Same street 22 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£186,000	21/09/2021	Semi-detached
Same street 60 WITNEY ROAD, BASWICH, STAFFORD, STAFFORDSHIRE, ST17 0BX	£255,000	23/08/2021	Semi-detached

Street average: £236,900 (10 sales)

Area average: £270,410 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.8%

10y growth 42.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Semi-detached. As of April 2026.

1y (index) 6.1%

5y (index) 28.5%

10y (index) 54.2%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £802/mo

Realistic £891/mo

Optimistic £980/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Mid Staffs: £738/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST17 0BX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Holy Trinity Church	0.1 miles
Bus stop	Witney Road	0.1 miles
Shop	M. Mottershead	0.4 miles
Shop	John Henry Travel - worldchoice	0.4 miles
University	Staffordshire University Blackheath Lane Site	1.2 miles
Hospital	St George's Hospital	1.5 miles
Train station	Stafford	1.8 miles
Hospital	Rowley Hall Hospital	1.9 miles
Train station	Amerton Station	4.6 miles

Street-level crime

Category	Count
Violence and sexual offences	18
Anti-social behaviour	14
Shoplifting	6
Public order	5
Burglary	3
Criminal damage and arson	3
Vehicle crime	3
Other theft	2
Possession of weapons	1
Total incidents	55

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Leasowes Primary School	Primary	0.4 miles	Outstanding — 13 Mar 2024
St Anne's Catholic Primary School	Primary	0.5 miles	Good — 18 Jan 2024
St Leonard's Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
Walton High School	Secondary	0.9 miles	Good — 24 Feb 2012
Barnfields Primary School	Primary	0.9 miles	Good — 16 Jun 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Cypress Close, ST17	£1,200/mo	3	0.19 miles	OpenRent
3 Bed Semi-Detached House, Allium Road, ST17	£2,950/mo	3	0.67 miles	OpenRent
3 Bed Semi-Detached House, Allium Road, ST17	£3,500/mo	3	0.67 miles	OpenRent
3 Bed Terraced House, Holden Park, ST18	£1,350/mo	3	0.8 miles	OpenRent
3 Bed Detached House, Longhurst Drive, ST16	£1,150/mo	3	0.87 miles	OpenRent
3 Bed Detached House, Snead Close, ST16	£1,150/mo	3	0.92 miles	OpenRent
3 Bed Detached House, Juniper Gardens, ST17	£1,350/mo	3	0.99 miles	OpenRent
3 Bed Semi-Detached House, Weston Road, ST16	£1,050/mo	3	1.06 miles	OpenRent
3 Bed Terraced House, Mynors Street, ST16	£1,100/mo	3	1.17 miles	OpenRent

Average rent: £1,644/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 5%

Cost-to-rent ratio 20.1×

Monthly cashflow £-87/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).