# 2 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 34 OXFORD STREET, ULVERSTON, CUMBRIA LA12 0AZ |
| Price | £195,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £190,000 Mar 2023 |

## Description

**ACCOMMODATION** **** Fantastic traditional mid terraced house in this ever popular location close to the town centre. Having been much improved by the current owners and offering a stunning home ready for early occupation, benefiting from a rear yard with decked seating area, high standard of presentation, gas central heating system and PVC double glazing as well as modern bathroom and kitchen. Comprising of entrance hallway, living room and dining room, fitted kitchen, two bedrooms and four piece family bathroom. In all an excellent home that would be suitable for a range of buyers with its convenient location offering easy access to the town centre and comprehensive amenities. A lovely home with early viewing highly recommended. 

**** **** Accessed through a feature uPVC double glazed door with leaded and pattern glass panes that opens into: 

**ENTRACE** **HALL** **** Traditional coving, moulding features, stripped wood flooring, radiator and power socket. Staircase leading to the first floor and glazed door connecting into the dining room, which then has open access to the living room. 

**LOUNGE** **12' 0" x 10' 4" (3.66m x 3.17m)** UPVC double glazed window to the front elevation with fitted blind. Recess for a wood burning stove with wooden mantel shelf above and slate hearth. Alcove shelving, striped wood flooring, radiator and open access to the adjacent dining room. 

**DINING** **ROOM** **12' 0" x 10' 10" (3.68m x 3.32m)** UPVC double glazed window to the rear with fitted blind. Radiator, power points and ceiling light point with shelving to the alcove. Glazed door opening directly to the kitchen. 

**KITCHEN** **13' 7" x 8' 0" (4.15m x 2.44m)** Fitted with a range of attractive modern base, wall and drawer units with modern metallic handles and worktop over. Inset stainless-steel bowl and half sink unit with mixer tap, tiling to splashbacks and gas hob with cooker hood over and below electric fan assisted oven. Built-in dishwasher, integrated washing machine and space for fridge freezer. Radiator, open access to a useful under stairs store, Velux double glazed rooflight, two uPVC double glazed windows to the side and rear elevation and half-glazed PVC double glazed door accessing the yard. 

**FIRST** **FLOOR** **LANDING** **** White painted handrail and turn at the three-quarter landing with access to the bathroom and staircase continuing to the main landing. The main landing has white painted banister rails and spindles. Traditional pine doors provide access to both bedrooms, access to loft with drop down ladder. 

**BEDROOM** **13' 0" x 12' 0" (3.98m x 3.66m)** Double room with radiator and two sets of wardrobes at either side of the chimney breast alcoves with wood grain and white painted finish offering hanging rails, shelving and upper storage locker. TV wall mount point and two uPVC double glazed windows to the front elevation. 

**BEDROOM** **12' 0" x 7' 2" (3.68m x 2.20m) widest point** UPVC double glazed tilt and turn window to the rear elevation. Shelving to alcove and double doors to a built-in wardrobe with the hanging rail and shelving, with an upper storage locker. Radiator, power point and offering spacious single or small double room. 

**BATHROOM** **8' 9" x 7' 2" (2.69m x 2.20m)** Modern four piece suite in white comprising of shaped bath with mixer tap, glazed shower cubicle with thermostatic shower, flexi-track spray and fixed rain head attachment, WC with the concealed cistern and push button flush and wash hand basin with mixer tap inset to vanity unit with storage cupboard under. Tiled with the with an oblong brick shape tile in a grey finish, double louvre doors provide access to the boiler cupboard which houses the Vaillant gas combi boiler for heating and hot water systems and shelving space to the sides. Chrome ladder style towel radiator, Xpelair extractor, wood grain effect vinyl flooring and uPVC double glazed window with patterned glass pane. 

**EXTERIOR** **** To the rear of the property is an excellent enclosed rear courtyard garden which is flagged with an attractive decked seating area. Freshly rendered and painted walls and door to the rear service lane. Included is a storage shed suitable for bicycles etc and outside water tap. 

**GENERAL** **INFORMATION** **** TENURE: Freehold

COUNCIL TAX BANDING: B

LOCAL AUTHORITY: South Lakeland District Council

SERVICES: Mains services include electric, water, drainage and gas. 

## Property Photos

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## EPC Graphs

- ![EPC 1](/listings/photos/85802013/601168) - EPC 1
- ![EPC Front Page](/listings/photos/85802013/601169) - EPC Front Page

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £160,000 | 03/04/2017 | Terraced |
| 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £144,500 | 14/01/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |
| [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |
| 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced |
| 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced |
| 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced |
| 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced |
| 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced |
| 75 - 77 THE ELLERS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AQ | £175,000 | 15/03/2022 | Terraced |
| 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced |
| [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced |
| 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced |
| [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced |
| [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced |
| [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced |

**Street average:** £174,760 (10 sales)
**Area average:** £251,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** +6.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.24 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.5×
- **Monthly cashflow:** £152/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 53.3%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)