# 3 bedroom terraced house for sale (NW5 3DJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 ALMA STREET, LONDON, GREATER LONDON NW5 3DJ |
| Price | £1,200,000 |
| Bedrooms | 3 |
| Last sold | £1,130,000 Sep 2014 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 13/08/2034
- **Est. upgrade cost to C:** £18,400

### Recommendations
- Q (£4,000 - £14,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2024-0480-2094-0115)

## Description

Located in the sought after Inkerman Conservation area, is this charming early Victorian terraced house arranged over three storeys. This typical two-three bed house is currently arranged as four bedrooms, three bathrooms, spacious reception leading onto a conservatory and separate kitchen. The property also benefits from a delightful south-westerly facing garden. All the shopping, social and transport facilities of Kentish Town Road are within easy reach.

## Property Photos

- ![Exterior](/listings/photos/44740756/1248539) - Exterior
- ![Reception](/listings/photos/44740756/1248541) - Reception
- ![Bedroom](/listings/photos/44740756/1248543) - Bedroom
- ![Kitchen](/listings/photos/44740756/1248546) - Kitchen
- ![Garden](/listings/photos/44740756/1248548) - Garden
- ![Conservatory](/listings/photos/44740756/1248550) - Conservatory
- ![Reception](/listings/photos/44740756/1248553) - Reception
- ![Reception](/listings/photos/44740756/1248554) - Reception
- ![Bedroom](/listings/photos/44740756/1248555) - Bedroom
- ![Bathroom](/listings/photos/44740756/1248556) - Bathroom
- ![Bathroom](/listings/photos/44740756/1248557) - Bathroom
- ![Bedroom](/listings/photos/44740756/1248558) - Bedroom
- ![EPC](/listings/photos/44740756/1248559) - EPC

## Floorplans

- ![Floorplan](/listings/photos/44740756/1248560) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £1,130,000 | 30/09/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 9 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DJ | £1,070,000 | 10/05/2024 | Terraced |
| 3 RAGLAN STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DB | £1,075,000 | 31/08/2023 | Terraced |
| 47 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £1,250,000 | 05/05/2023 | Terraced |
| 3 INKERMAN ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3BS | £1,450,000 | 29/11/2022 | Terraced |
| 35 GRAFTON ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DX | £1,600,000 | 02/09/2022 | Terraced |
| 4 INKERMAN ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3BS | £1,300,000 | 15/07/2022 | Terraced |
| 42 WILLES ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DL | £1,680,000 | 04/07/2022 | Terraced |
| 46 ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £1,428,000 | 08/04/2022 | Terraced |
| 27 WILLES ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DT | £1,875,000 | 07/03/2022 | Terraced |
| 25 GRAFTON ROAD, LONDON, CAMDEN, GREATER LONDON, NW5 3DX | £2,153,000 | 22/12/2021 | Terraced |
| 30 GROUND AND FIRST FLOORS ALMA STREET, LONDON, CAMDEN, GREATER LONDON, NW5 3DH | £820,000 | 15/09/2021 | Terraced |

**Street average:** £1,070,000 (1 sale)
**Area average:** £1,463,100 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,414,135 (18 Terraced, NW5, 2024–2026)
- **Deviation:** -15.1%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,483/mo
- **Realistic:** £2,759/mo
- **Optimistic:** £3,035/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £2,154/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Castle Road, NW1 | £3,650/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Flat, Royal College St, NW1 | £3,650/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed Flat, Torbay Court, NW1 | £3,000/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Flat, Torbay Court, NW1 | £3,000/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Flat, Malden Crescent, NW1 | £3,350/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £3,330/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £418,750
- **Target investor price (1%):** £335,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,350/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.9×
- **Monthly cashflow:** £-1,736/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £9,524/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.8%
- **10y growth:** 44%

## House Price Index (HM Land Registry)

*Official index for Camden; Terraced series; as of April 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 6.8%
- **10y growth (index):** 5.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)