# 5 bedroom detached house for sale (CW12 3JX) ## Property Details | Key | Value | |-----|-------| | Address | 33 CROSS LANE, CONGLETON, MOSSLEY, CHESHIRE CW12 3JX | | Price | £1,075,000 | | Bedrooms | 5 | | Bathrooms | 4 | | Council tax | G | | Last sold | £530,000 Jun 2007 | ## Description A Handsome Post-Edwardian Residence in a Prime Location with Annexe, Development Potential and Exceptional Living Space Positioned on arguably one of the most desirable residential addresses in Congleton, this handsome post-Edwardian home has been lovingly restored and meticulously maintained, offering an exceptional standard of accommodation combined with timeless character and modern versatility.The property enjoys an enviable setting with an outstanding range of everyday conveniences quite literally on the doorstep. Within just a few minutes’ walk lies Congleton railway station, making commuting effortless, alongside a wide selection of independent shops including a chemist, bakers, convenience store, hardware shop, barbers, hairdressers and post office. The Wonky Pear micro bar adds a vibrant social hub to the area with its relaxed and eclectic atmosphere. Families are also particularly well served, with Mossley CofE Primary School within easy reach, along with nurseries and before and after school provision.Approached via a striking timber-framed Orangery with glazed roof lantern, the property immediately impresses. Inside, a grand reception hall showcases oak detailing, a herringbone parquet floor and an elegant return staircase rising to a galleried landing.The ground floor offers a superb range of living spaces. A bay-fronted lounge features a wood-burning stove set within a recessed fireplace, while the formal dining room, with dual aspect windows and its own stove, opens through to an orangery—perfect for entertaining and family gatherings.At the heart of the home is a stunning open-plan family dining kitchen, fitted with shaker-style units, granite worktops and a range cooker, flowing into a cosy living area with an additional stove—creating a warm and sociable hub. A separate utility room and rear porch add further practicality.A key highlight is the connected annexe, comprising its own hall, cloakroom, shower room and bedroom with French doors to the garden—ideal for multi-generational living or guests.To the first floor, a spacious galleried landing leads to four generous bedrooms. The principal and second bedrooms benefit from en-suite facilities, while the family bathroom is beautifully appointed with a freestanding roll-top bath, bidet and quality fittings.Externally, the property continues to impress. The front gardens are extensive and private, featuring a large, cobbled driveway with ample parking, mature hedgerows and expansive lawns. A detached double garage and covered carport further enhance practicality.Importantly, the rear section of the garden benefits from outline planning permission for the erection of a detached dwelling (planning reference: 26/0060/OUT), presenting a rare and valuable opportunity for development or future investment. ## Property Photos - ![FRONT](/listings/photos/174034427/101795) - FRONT - ![REAR](/listings/photos/174034427/101796) - REAR - ![REAR](/listings/photos/174034427/101797) - REAR - ![REAR](/listings/photos/174034427/101798) - REAR - ![REAR](/listings/photos/174034427/101799) - REAR - ![REAR](/listings/photos/174034427/101800) - REAR - ![REAR](/listings/photos/174034427/101801) - REAR - ![REAR](/listings/photos/174034427/101802) - REAR - ![REAR](/listings/photos/174034427/101803) - REAR - ![REAR](/listings/photos/174034427/101804) - REAR - ![AERIAL](/listings/photos/174034427/101805) - AERIAL - ![AERIAL PLOT](/listings/photos/174034427/101806) - AERIAL PLOT - ![AERIAL FRONT PLOT OUTLINE](/listings/photos/174034427/101807) - 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DINING KITCHEN - ![LIVING AREA](/listings/photos/174034427/101824) - LIVING AREA - ![LIVING AREA](/listings/photos/174034427/101825) - LIVING AREA - ![LIVING AREA](/listings/photos/174034427/101826) - LIVING AREA - ![LIVING AREA](/listings/photos/174034427/101827) - LIVING AREA - ![UTILITY](/listings/photos/174034427/101828) - UTILITY - ![ORANGERY](/listings/photos/174034427/101829) - ORANGERY - ![ORANGERY/REAR ENTRANCE](/listings/photos/174034427/101830) - ORANGERY/REAR ENTRANCE - ![RECEPTION HALL](/listings/photos/174034427/101831) - RECEPTION HALL - ![RECEPTION HALL](/listings/photos/174034427/101832) - RECEPTION HALL - ![RECEPTION HALL](/listings/photos/174034427/101833) - RECEPTION HALL - ![DINING ROOM](/listings/photos/174034427/101834) - DINING ROOM - ![DINING ROOM](/listings/photos/174034427/101835) - DINING ROOM - ![DINING ROOM](/listings/photos/174034427/101836) - DINING ROOM - ![DINING ROOM](/listings/photos/174034427/101837) - DINING ROOM - ![LOUNGE](/listings/photos/174034427/101838) - LOUNGE - ![LOUNGE](/listings/photos/174034427/101839) - LOUNGE - ![INNER HALL](/listings/photos/174034427/101840) - INNER HALL - ![CLOAKROOM WC](/listings/photos/174034427/101841) - CLOAKROOM WC - ![SHOWER ROOM](/listings/photos/174034427/101842) - SHOWER ROOM - ![SHOWER ROOM](/listings/photos/174034427/101843) - SHOWER ROOM - ![BEDROOM 5](/listings/photos/174034427/101844) - BEDROOM 5 - ![BEDROOM 5](/listings/photos/174034427/101845) - BEDROOM 5 - ![First Floor Landing](/listings/photos/174034427/101846) - First Floor Landing - ![First Floor Landing](/listings/photos/174034427/101847) - First Floor Landing - ![First Floor Landing](/listings/photos/174034427/101848) - First Floor Landing - ![Galleried Landing](/listings/photos/174034427/101849) - Galleried Landing - ![BEDROOM 1](/listings/photos/174034427/101850) - BEDROOM 1 - ![BEDROOM 1](/listings/photos/174034427/101851) - BEDROOM 1 - ![EN-SUITE 1](/listings/photos/174034427/101852) - EN-SUITE 1 - ![BEDROOM 2](/listings/photos/174034427/101853) - BEDROOM 2 - ![BEDROOM 2](/listings/photos/174034427/101854) - BEDROOM 2 - ![EN-SUITE 2](/listings/photos/174034427/101855) - EN-SUITE 2 - ![BATHROOM](/listings/photos/174034427/101856) - BATHROOM - ![BATHROOM](/listings/photos/174034427/101857) - BATHROOM - ![BEDROOM 3](/listings/photos/174034427/101858) - BEDROOM 3 - ![BEDROOM 3](/listings/photos/174034427/101859) - BEDROOM 3 - ![BEDROOM 3](/listings/photos/174034427/101860) - BEDROOM 3 - ![BEDROOM 4](/listings/photos/174034427/101861) - BEDROOM 4 - ![1725 - 203B PROPOSED BLOCK PLAN](/listings/photos/174034427/101862) - 1725 - 203B PROPOSED BLOCK PLAN - ![1725-L01-LOCATION PLAN](/listings/photos/174034427/101863) - 1725-L01-LOCATION PLAN ## Floorplans - ![Floorplan 1](/listings/photos/174034427/101864) - Floorplan 1 ## EPC Graphs - ![Energy Performance Certificate](/listings/photos/174034427/101865) - Energy Performance Certificate - ![EPC Link](/listings/photos/174034427/101866) - EPC Link ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #2025348 - **Address:** 33 Cross Lane, Congleton, CW12 3JX - **Certificate Issued:** 07/09/2004 - **Work Completed:** 19/07/2004 - **Items:** 2 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 33 CROSS LANE, MOSSLEY, CONGLETON, CHESHIRE, CW12 3JX | £530,000 | 01/06/2007 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 11 ANNAN CLOSE, CONGLETON, CHESHIRE EAST, CW12 3RZ | £247,500 | 16/01/2026 | Detached | | [Same street] 38A CROSS LANE, MOSSLEY, CONGLETON, CHESHIRE EAST, CW12 3JX | £490,000 | 19/06/2025 | Detached | | 1 MOSSLEY GARTH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3LH | £510,000 | 17/10/2022 | Detached | | 40 BOUNDARY LANE, CONGLETON, CHESHIRE EAST, CW12 3HZ | £395,000 | 05/09/2022 | Detached | | 8 BOUNDARY LANE, CONGLETON, CHESHIRE EAST, CW12 3HZ | £460,000 | 26/08/2022 | Detached | | 3 BACK CROSS LANE, CONGLETON, CHESHIRE EAST, CW12 3HT | £630,000 | 22/08/2022 | Detached | | 8 CROSSLANDS, CONGLETON, CHESHIRE EAST, CW12 3UA | £420,000 | 22/08/2022 | Detached | | 2 FENTON CLOSE, CONGLETON, CHESHIRE EAST, CW12 3TH | £330,000 | 24/06/2022 | Detached | | GARDEN CORNER, 2B BOUNDARY LANE, CONGLETON, CHESHIRE EAST, CW12 3HZ | £650,000 | 22/04/2022 | Detached | | 27 BIDDULPH ROAD, CONGLETON, CHESHIRE EAST, CW12 3LQ | £340,000 | 18/03/2022 | Detached | | 58 BIDDULPH ROAD, CONGLETON, CHESHIRE EAST, CW12 3LG | £600,000 | 17/03/2022 | Detached | | 15 RUSSELL CLOSE, CONGLETON, CHESHIRE EAST, CW12 3UD | £330,000 | 04/02/2022 | Detached | | 1 MOSS CLOSE, CONGLETON, CHESHIRE EAST, CW12 3UG | £180,000 | 27/07/2021 | Detached | | 36 BOUNDARY LANE, CONGLETON, CHESHIRE EAST, CW12 3HZ | £455,000 | 30/06/2021 | Detached | | 17 DERWENT DRIVE, CONGLETON, CHESHIRE EAST, CW12 3RN | £350,000 | 23/06/2021 | Detached | **Street average:** £490,000 (1 sale) **Area average:** £421,250 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £425,487 (90 Detached, CW12, 2024–2026) - **Deviation:** +152.7% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £878/mo - **Realistic:** £975/mo - **Optimistic:** £1,073/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [School Lane, Eaton, Congleton](http://87.117.209.195:8080/listings/df8c60e) | £2,500/mo | 5 | 2.31 miles | Rightmove | **Average rent: £2,500/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.23% (weak for cashflow) - **Max investor price (0.8%):** £312,500 - **Target investor price (1%):** £250,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,500/mo).* - **Gross yield:** 2.8% - **Cost-to-rent:** 35.8× - **Monthly cashflow:** £-2,008/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -7.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 18.2% - **10y growth:** 55.4% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Detached series; as of March 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 23.6% - **10y growth (index):** 51.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)